traveller's cheque

简明释义

旅行支票

英英释义

例句

1.Many travelers prefer traveller's cheques because they can be replaced if lost or stolen.

许多旅行者更喜欢旅行支票，因为如果丢失或被盗可以更换。

2.I always carry a few traveller's cheques when I travel abroad, as they are safer than cash.

我出国旅行时总是携带一些旅行支票，因为它们比现金更安全。

3.I bought some traveller's cheques before my trip to Europe to avoid carrying too much cash.

在去欧洲旅行之前，我购买了一些旅行支票以避免携带太多现金。

4.If you lose your traveller's cheques, you can report it to the issuer for a replacement.

如果你丢失了你的旅行支票，可以向发行者报告以申请更换。

5.You can exchange traveller's cheques at most banks and currency exchange offices.

你可以在大多数银行和货币兑换处兑换旅行支票。

作文

In today's globalized world, travel has become a common activity for many people. Whether for leisure, business, or education, individuals frequently find themselves exploring new countries and cultures. However, with the excitement of travel comes the necessity of managing finances in a foreign land. One financial tool that has historically been popular among travelers is the traveller's cheque. A traveller's cheque (旅行支票) is a pre-printed, fixed-amount cheque that can be used as a form of payment in various locations around the world. It was introduced in the late 19th century as a secure alternative to carrying large amounts of cash. The primary advantage of using a traveller's cheque is its security. Unlike cash, which can be lost or stolen, a traveller's cheque can be replaced if it is lost or stolen, provided that the traveler has kept a record of the cheque numbers and has reported the loss to the issuing company. This feature gives travelers peace of mind, particularly when they are in unfamiliar surroundings. Additionally, most traveller's cheque providers offer a 24-hour customer service hotline to assist travelers in case of emergencies.Another benefit of traveller's cheques is their acceptance in numerous countries. While credit cards and debit cards are widely accepted today, there are still places where electronic payments may not be feasible. In such cases, having a traveller's cheque can be advantageous. They can be exchanged for local currency at banks, hotels, and exchange offices, making them a versatile option for travelers.However, the use of traveller's cheques has declined in recent years due to the rise of digital payment methods and credit cards. Many travelers prefer to use their credit or debit cards to withdraw cash from ATMs or make purchases directly, as it is often more convenient and sometimes even cheaper. Moreover, some merchants may not accept traveller's cheques, leading to potential inconveniences during travel. Despite these challenges, there are still circumstances where a traveller's cheque can be beneficial. For instance, when traveling to remote areas or countries with limited banking infrastructure, having a traveller's cheque can ensure that you have access to funds without relying solely on electronic transactions. Additionally, for those who may not be comfortable using credit cards or online banking, traveller's cheques provide a tangible method of managing money while traveling.In conclusion, while the popularity of traveller's cheques has waned in the face of modern banking solutions, they still hold value for certain types of travelers. Their security features and acceptance in various locations make them a viable option for those looking to manage their finances abroad. As travel continues to evolve, it is essential for travelers to consider all available options, including traveller's cheques, to ensure a smooth and enjoyable experience. Ultimately, understanding the pros and cons of each financial tool can help travelers make informed decisions that suit their individual needs and preferences.

在当今全球化的世界中，旅行已成为许多人常见的活动。无论是为了休闲、商务还是教育，个人经常发现自己在探索新的国家和文化。然而，随着旅行的兴奋而来的是在异国他乡管理财务的必要性。旅行者支票（traveller's cheque）是一种历史上在旅行者中非常受欢迎的金融工具。traveller's cheque（旅行支票）是一种预印刷的固定金额支票，可以作为在世界各地的支付形式。它是在19世纪末作为一种安全的替代方案推出的，用于携带大量现金。使用traveller's cheque的主要优点是其安全性。与现金不同，现金可能会丢失或被盗，而traveller's cheque在丢失或被盗时可以得到更换，前提是旅行者保留了支票号码的记录，并向发行公司报告了丢失。这一特点使旅行者在陌生环境中感到安心。此外，大多数traveller's cheque提供商提供24小时客户服务热线，以帮助旅行者应对紧急情况。traveller's cheque的另一个好处是它们在多个国家的接受度。虽然信用卡和借记卡如今得到广泛接受，但仍然有一些地方电子支付可能不可行。在这种情况下，拥有traveller's cheque可能会带来优势。它们可以在银行、酒店和兑换办公室兑换当地货币，使其成为旅行者的多功能选择。然而，由于数字支付方式和信用卡的兴起，使用traveller's cheque的情况近年来有所下降。许多旅行者更喜欢使用信用卡或借记卡从ATM取款或直接进行购买，因为这通常更方便，有时甚至更便宜。此外，一些商家可能不接受traveller's cheque，这可能在旅行期间导致潜在的不便。尽管面临这些挑战，但在某些情况下，traveller's cheque仍然可以带来好处。例如，在前往偏远地区或银行基础设施有限的国家时，拥有traveller's cheque可以确保您在不完全依赖电子交易的情况下获得资金。此外，对于那些可能不习惯使用信用卡或在线银行的人而言，traveller's cheque提供了一种在旅行时管理资金的有形方法。总之，尽管由于现代银行解决方案的出现，traveller's cheque的受欢迎程度有所下降，但对于某些类型的旅行者来说，它们仍然具有价值。它们的安全特性和在各种地点的接受度使其成为那些希望在国外管理财务的人的可行选择。随着旅行的不断发展，旅行者必须考虑所有可用选项，包括traveller's cheque，以确保顺利愉快的经历。最终，了解每种金融工具的优缺点可以帮助旅行者做出符合其个人需求和偏好的明智决定。