toutes risques

简明释义

全损险

英英释义

例句

1.Il est conseillé de prendre une assurance toutes risques pour protéger votre investissement immobilier.

建议购买所有风险保险，以保护您的房地产投资。

2.Mon ordinateur portable est couvert par une garantie toutes risques, donc je ne m'inquiète pas des accidents.

我的笔记本电脑享有所有风险的保修，因此我不担心事故。

3.Cette police d'assurance automobile inclut une couverture toutes risques, ce qui me permet de rouler sans stress.

这份汽车保险包括所有风险的保障，让我开车时无忧无虑。

4.Pour voyager sereinement, j'ai pris une assurance toutes risques qui me protège contre les imprévus.

为了安心旅行，我购买了一份所有风险保险，可以保护我免受意外情况的影响。

5.L'assurance habitation que j'ai choisie couvre tous les dégâts, même ceux liés aux catastrophes naturelles, car elle est souscrit avec une option toutes risques.

我选择的房屋保险涵盖所有损失，甚至与自然灾害有关的损失，因为它是以所有风险选项投保的。

作文

In the realm of insurance and risk management, the term toutes risques refers to a comprehensive coverage plan that protects against all types of risks. This concept is particularly significant for individuals and businesses seeking to safeguard their assets and investments from unforeseen events. In essence, toutes risques translates to 'all risks' in English, indicating that the policyholder is covered for a wide array of potential hazards, except those explicitly excluded in the policy terms. Understanding toutes risques is crucial for anyone considering an insurance policy, as it highlights the importance of assessing one's specific needs and circumstances. For example, a homeowner might opt for a toutes risques policy to ensure protection against theft, fire, natural disasters, and even liability claims. Similarly, businesses often choose this type of coverage to mitigate risks associated with property damage, employee injuries, and other liabilities that could jeopardize their operations.However, it is essential to note that while toutes risques policies offer extensive coverage, they are not without limitations. Most policies will contain exclusions for certain high-risk activities or items, such as pre-existing damages, intentional acts, or acts of war. Therefore, policyholders must read the fine print carefully to fully understand what is covered and what is not.Moreover, the cost of a toutes risques policy can vary significantly based on several factors, including the type of coverage, the value of the insured assets, and the overall risk profile of the individual or business. Typically, a more comprehensive policy will come with a higher premium, but the peace of mind it provides can be well worth the investment. In conclusion, the concept of toutes risques plays a vital role in the field of insurance. By offering broad coverage against various risks, it enables individuals and businesses to protect their interests effectively. However, it is imperative to approach such policies with a clear understanding of their terms and conditions, ensuring that one is adequately covered while avoiding unexpected gaps in protection. As we navigate through life’s uncertainties, having a toutes risques policy can serve as a valuable safety net, allowing us to face challenges with confidence and security.

在保险和风险管理领域，短语toutes risques指的是一种全面的保险计划，保护个人和企业免受各种风险的影响。这个概念对于那些希望保护自己资产和投资免受不可预见事件影响的个人和企业尤为重要。实际上，toutes risques在英语中翻译为“所有风险”，这表明保单持有人在广泛的潜在危险面前得到了保护，除了政策条款中明确排除的情况。理解toutes risques对于任何考虑保险政策的人来说都是至关重要的，因为它突出了评估个人特定需求和情况的重要性。例如，房主可能会选择toutes risques政策，以确保防范盗窃、火灾、自然灾害甚至责任索赔。同样，企业通常选择这种类型的保险来减轻与财产损失、员工受伤和其他可能危及其运营的责任相关的风险。然而，值得注意的是，虽然toutes risques政策提供了广泛的保障，但并非没有限制。大多数政策将包含某些高风险活动或物品的排除条款，例如先前存在的损害、故意行为或战争行为。因此，保单持有人必须仔细阅读细则，以充分了解哪些内容被覆盖，哪些内容不被覆盖。此外，toutes risques政策的费用可能因多种因素而异，包括保险范围的类型、被保险资产的价值以及个人或企业的整体风险状况。通常，更全面的保单会伴随更高的保费，但它所提供的安心感可能是值得的投资。总之，toutes risques的概念在保险领域中发挥着至关重要的作用。通过提供对各种风险的广泛保障，它使个人和企业能够有效地保护自己的利益。然而，务必以清晰的理解来处理此类政策，确保在获得足够保障的同时避免意外的保护漏洞。在我们应对生活的不确定性时，拥有toutes risques政策可以作为一个有价值的安全网，让我们能够自信和安全地面对挑战。