undiversified

简明释义

英[ʌnˈdaɪvəsaɪzd]美[ʌnˈdɜrvəˌfaɪzd]

adj. 单一的；无变化的；千篇一律的

英英释义

单词用法

同义词

反义词

例句

1.However as the current downturn makes painfully clear balanced financial accounts provide no shield against an over-reliance on external conditions or undiversified specialization patterns.

然而由于目前的下跌使得痛苦更为明显已经平衡的金融帐户无法为过度依赖外部条件或是无法变化的专门模式提供保护。

2.The city's economy, meanwhile, remains weak and undiversified.

与此同时，该市的经济依旧虚弱和单一。

3.However as the current downturn makes painfully clear balanced financial accounts provide no shield against an over-reliance on external conditions or undiversified specialization patterns.

然而由于目前的下跌使得痛苦更为明显已经平衡的金融帐户无法为过度依赖外部条件或是无法变化的专门模式提供保护。

4.Investors should avoid undiversified assets to minimize risk.

投资者应避免投资于单一化资产，以降低风险。

5.Her retirement savings were undiversified, primarily focused on a single stock.

她的退休储蓄过于单一化，主要集中在一只股票上。

6.The company's portfolio is too undiversified, which makes it vulnerable to market fluctuations.

该公司的投资组合过于单一化，这使其容易受到市场波动的影响。

7.The fund manager was criticized for maintaining an undiversified portfolio.

基金经理因维持一个单一化的投资组合而受到批评。

8.An undiversified investment strategy can lead to significant losses during economic downturns.

一种单一化的投资策略在经济衰退期间可能导致重大损失。

作文

In today's rapidly changing economic landscape, the importance of diversification cannot be overstated. Many investors and businesses face the challenge of structuring their portfolios or operations in a way that minimizes risk while maximizing returns. However, some still choose to remain in an undiversified state, where their investments or resources are concentrated in a single area. This choice can lead to significant vulnerabilities, especially during economic downturns or market fluctuations. The concept of being undiversified (未分散的) primarily refers to the lack of variety in investment choices or business strategies. For instance, an investor who puts all their money into one stock or sector is exposing themselves to a higher level of risk. If that particular company or industry faces challenges, the investor could suffer substantial losses. Similarly, a company that relies solely on one product line may find itself in trouble if consumer preferences shift or if there is increased competition. One of the most notable examples of the risks associated with being undiversified is the case of companies that heavily invest in a single technology. During the dot-com bubble of the late 1990s, many firms focused exclusively on internet-related ventures. When the bubble burst, those that had not diversified their investments suffered greatly. Conversely, companies that had taken a more balanced approach, investing in various sectors, were able to weather the storm much more effectively. Moreover, personal finance also illustrates the dangers of an undiversified (未分散的) portfolio. Individuals who invest solely in real estate, for example, may find themselves in a precarious position if the housing market collapses. In contrast, those who spread their investments across stocks, bonds, commodities, and real estate are likely to experience more stable returns over time. In addition to financial implications, being undiversified can have strategic consequences for businesses. Companies that focus on a narrow range of products or services may miss out on emerging trends and innovations. For example, a firm that only produces traditional media content may struggle to adapt to the digital age, whereas a company that diversifies its offerings to include digital platforms will be better positioned to succeed. Furthermore, the psychological aspect of being undiversified should not be overlooked. Investors and business leaders may develop a false sense of security by concentrating their efforts in a familiar area. This can lead to complacency and a lack of responsiveness to changes in the market. In contrast, those who embrace diversification tend to be more proactive and adaptable, qualities that are essential for long-term success. In conclusion, while the allure of focusing on a single area of expertise or investment may seem tempting, the risks associated with being undiversified (未分散的) are significant. Diversification serves as a crucial strategy for mitigating risk and enhancing stability, whether in personal finance or business operations. By embracing a more varied approach, individuals and organizations can better navigate the complexities of today’s economy and safeguard their futures.

在当今快速变化的经济环境中，分散投资的重要性不可低估。许多投资者和企业面临着如何构建他们的投资组合或运营方式，以最小化风险同时最大化回报的挑战。然而，有些人仍然选择保持在一种undiversified（未分散的）状态，即他们的投资或资源集中在一个领域。这种选择可能导致显著的脆弱性，尤其是在经济衰退或市场波动期间。undiversified（未分散的）这一概念主要指的是投资选择或商业策略缺乏多样性。例如，一位将所有资金投入到一只股票或一个行业的投资者，正在将自己暴露于更高的风险中。如果该公司或行业面临挑战，投资者可能会遭受巨大的损失。同样，依赖单一产品线的公司，如果消费者偏好发生变化或竞争加剧，可能会陷入困境。与undiversified（未分散的）相关的风险最显著的例子之一是那些重资投资于单一技术的公司的案例。在1990年代末的互联网泡沫期间，许多公司专注于互联网相关的风险投资。当泡沫破裂时，那些没有分散投资的公司遭受了严重损失。相反，采取更平衡方法的公司，在多个行业进行投资，能够更有效地度过危机。此外，个人财务也说明了undiversified（未分散的）投资组合的危险。例如，完全投资于房地产的个人，如果房地产市场崩溃，可能会发现自己处于危险之中。相比之下，那些将投资分散在股票、债券、商品和房地产上的人，随着时间的推移，可能会经历更稳定的回报。除了财务影响之外，成为undiversified（未分散的）还可能对企业战略产生影响。专注于狭窄产品或服务范围的公司可能会错失新兴趋势和创新。例如，仅生产传统媒体内容的公司可能会在数字时代难以适应，而多元化其产品以包括数字平台的公司将更有可能成功。此外，成为undiversified（未分散的）的心理方面也不容忽视。投资者和商业领袖可能通过集中精力于熟悉的领域而产生虚假的安全感。这可能导致自满和对市场变化反应不足。相比之下，那些接受多样化的人往往更具前瞻性和适应能力，这些特质对于长期成功至关重要。总之，尽管专注于单一专业领域或投资的诱惑似乎很诱人，但与成为undiversified（未分散的）相关的风险是显著的。分散投资作为减轻风险和增强稳定性的关键策略，无论是在个人财务还是商业运营中。通过采用更为多样化的方法，个人和组织能够更好地应对当今经济的复杂性，并保护他们的未来。