sue and labour clause

简明释义

损害防止条款

英英释义

例句

1.The insurance policy includes a sue and labour clause that allows the insurer to recover costs incurred in minimizing losses.

保险政策包括一个诉讼与劳动条款，允许保险公司收回减少损失所产生的费用。

2.The sue and labour clause was crucial in allowing the business to recover costs associated with the unexpected flood.

在意外洪水中，诉讼与劳动条款对企业收回相关费用至关重要。

3.In the event of a claim, the sue and labour clause ensures that the insured takes reasonable steps to mitigate damages.

在索赔事件中，诉讼与劳动条款确保被保险人采取合理措施来减轻损失。

4.The company invoked the sue and labour clause after a fire to recover cleanup costs from the insurer.

公司在火灾后援引了诉讼与劳动条款，以从保险公司追回清理费用。

5.Under the sue and labour clause, the insured is obligated to inform the insurer of any actions taken to prevent further loss.

根据诉讼与劳动条款，被保险人有义务告知保险公司为防止进一步损失所采取的任何行动。

作文

In the realm of insurance and risk management, understanding the nuances of various clauses is essential for both policyholders and insurers. One such important clause is the sue and labour clause, which plays a critical role in marine insurance policies. This clause is designed to protect the interests of the insurer while encouraging the insured to take necessary actions to mitigate losses. Essentially, the sue and labour clause allows the policyholder to take reasonable steps to prevent or minimize damage after an insured event occurs, without the fear of losing their coverage. When a maritime disaster strikes, such as a shipwreck or cargo damage, the immediate response is crucial. The sue and labour clause empowers the insured party to engage in salvage operations or other remedial actions. For instance, if a vessel encounters rough seas and risks capsizing, the captain and crew can take measures to stabilize the ship and protect the cargo. These actions are not just encouraged; they are protected under the sue and labour clause. This means that any costs incurred in the process of salvaging or protecting the insured property can be claimed from the insurer, provided these actions are deemed reasonable and necessary.Moreover, the sue and labour clause serves as a reminder of the duty of care that policyholders have towards their insured property. It encourages proactive behavior rather than passive acceptance of loss. By including this clause in the insurance contract, insurers signal their commitment to supporting policyholders in times of crisis. This mutual responsibility fosters a collaborative relationship between the insurer and the insured, ultimately benefiting both parties.However, it is essential for policyholders to understand the limitations of the sue and labour clause. While it provides significant protection, actions taken must be reasonable and proportionate to the situation at hand. If a policyholder engages in excessive or reckless behavior in an attempt to mitigate losses, the insurer may deny claims related to those actions. Therefore, clear communication and understanding of the terms outlined in the sue and labour clause are vital.In conclusion, the sue and labour clause is a pivotal component of marine insurance that encourages policyholders to actively mitigate losses while ensuring that they remain covered. It embodies the principle of cooperation in risk management, allowing for timely and effective responses to unforeseen events. By understanding and utilizing the sue and labour clause, policyholders can navigate the complexities of insurance with greater confidence, knowing they have the support they need to protect their interests during challenging times.

在保险和风险管理领域，理解各种条款的细微差别对于投保人和保险公司都是至关重要的。其中一个重要的条款是sue and labour clause，它在海洋保险政策中起着关键作用。该条款旨在保护保险公司的利益，同时鼓励投保人在发生损失后采取必要措施来减轻损失。基本上，sue and labour clause允许投保人在发生保险事件后采取合理措施以防止或减少损失，而不必担心失去其保障。当海上灾难发生时，例如船只失事或货物受损，及时反应至关重要。sue and labour clause赋予投保方进行打捞操作或其他补救措施的权利。例如，如果一艘船遇到恶劣天气并有倾覆的风险，船长和船员可以采取措施来稳定船只并保护货物。这些行动不仅受到鼓励；它们在sue and labour clause下是受到保护的。这意味着在打捞或保护被保险财产的过程中产生的任何费用都可以向保险公司索赔，前提是这些行为被认为是合理和必要的。此外，sue and labour clause提醒投保人对其被保险财产负有谨慎义务。它鼓励积极的行为，而不是被动地接受损失。通过在保险合同中包含这一条款，保险公司表明他们在危机时期支持投保人的承诺。这种共同责任促进了保险公司与投保人之间的合作关系，最终使双方受益。然而，投保人必须理解sue and labour clause的限制。虽然它提供了重要的保护，但采取的行动必须是合理和与情况相称的。如果投保人在试图减轻损失时采取过度或鲁莽的行为，保险公司可能会拒绝与这些行为相关的索赔。因此，清晰的沟通和对sue and labour clause中规定条款的理解至关重要。总之，sue and labour clause是海洋保险的重要组成部分，它鼓励投保人积极减轻损失，同时确保他们保持保障。它体现了风险管理中合作的原则，允许对不可预见事件做出及时有效的响应。通过理解和利用sue and labour clause，投保人可以更自信地应对保险的复杂性，知道在困难时期他们得到了保护自己利益所需的支持。