sue and labour clause

简明释义

防止损害条款

英英释义

例句

1.Under the sue and labour clause, the insured must notify the insurer immediately after an incident occurs.

根据诉讼和劳务条款，被保险人在事件发生后必须立即通知保险公司。

2.In the event of a claim, the sue and labour clause obligates the policyholder to act swiftly to mitigate damages.

在索赔事件中，诉讼和劳务条款要求保单持有人迅速采取行动以减轻损害。

3.The sue and labour clause ensures that the insurer will cover the costs incurred while trying to prevent further loss.

该诉讼和劳务条款确保保险公司将承担在试图防止进一步损失时产生的费用。

4.The insurance policy includes a sue and labour clause that requires the insured to take reasonable steps to minimize losses.

保险政策包含一个诉讼和劳务条款，要求被保险人采取合理措施以减少损失。

5.The effectiveness of the sue and labour clause can greatly influence the outcome of a claim.

该诉讼和劳务条款的有效性可以极大地影响索赔的结果。

作文

The concept of the sue and labour clause is an important aspect of insurance contracts, particularly in marine insurance. This clause serves a vital purpose in protecting the interests of the insured party in the event of a loss or damage to their property. Essentially, the sue and labour clause allows the insured to take necessary actions to prevent further loss or damage after an initial incident has occurred. It is crucial for policyholders to understand how this clause operates within their insurance policies.When a loss occurs, the insured may be required to act swiftly to mitigate that loss. For example, if a ship carrying valuable cargo encounters difficulties at sea, the crew might need to take immediate measures to save the vessel and its contents. The sue and labour clause ensures that the costs incurred during these efforts are covered by the insurance policy. This means that policyholders can act without the fear of financial repercussions, knowing that their insurer will reimburse them for reasonable expenses related to salvage operations or repairs.Understanding the implications of the sue and labour clause extends beyond just the immediate financial protection it offers. It also encourages responsible behavior among policyholders. By having the assurance that they will be compensated for their efforts to minimize losses, insured parties are more likely to take proactive steps to protect their assets. This can lead to better outcomes overall, as timely interventions can significantly reduce the extent of damages.Moreover, the sue and labour clause can have legal implications. In some jurisdictions, failure to take reasonable steps to mitigate loss could result in a reduction of the insurance payout. Therefore, it is essential for policyholders to familiarize themselves with the specific terms of this clause in their insurance agreements. They should also keep detailed records of any actions taken in response to a loss, as this documentation can be critical when filing a claim.In conclusion, the sue and labour clause is a fundamental component of many insurance contracts, particularly in marine contexts. It provides essential coverage for the costs associated with mitigating losses and encourages policyholders to act responsibly in the face of adversity. By understanding this clause, insured parties can better navigate the complexities of their insurance policies and ensure that they are adequately protected against unforeseen events. Ultimately, the sue and labour clause not only safeguards the financial interests of policyholders but also promotes a culture of diligence and accountability in risk management practices.

“诉讼与劳动条款”是保险合同，尤其是在海洋保险中一个重要的概念。该条款在发生财产损失或损害时，保护被保险方的利益。实质上，“诉讼与劳动条款”允许被保险人在初始事件发生后采取必要措施以防止进一步的损失或损害。投保人理解这一条款在其保险政策中的运作方式至关重要。当损失发生时，被保险人可能需要迅速采取行动以减轻损失。例如，如果一艘载有贵重货物的船只在海上遇到困难，船员可能需要立即采取措施来拯救船只及其货物。“诉讼与劳动条款”确保在这些努力中产生的费用由保险政策覆盖。这意味着投保人可以在没有财务后果的情况下采取行动，因为他们知道保险公司会报销与救助行动或修理相关的合理费用。理解“诉讼与劳动条款”的影响不仅仅限于它所提供的即时财务保护。它还鼓励投保人负责任的行为。通过确保他们将获得补偿以减轻损失的努力，被保险方更有可能采取积极措施来保护他们的资产。这可以导致整体结果的改善，因为及时的干预可以显著减少损害的程度。此外，“诉讼与劳动条款”可能具有法律意义。在某些司法管辖区，未能采取合理措施减轻损失可能导致保险赔付的减少。因此，投保人熟悉保险协议中该条款的具体条款至关重要。他们还应详细记录任何针对损失采取的行动，因为这些文件在申请索赔时可能至关重要。总之，“诉讼与劳动条款”是许多保险合同，尤其是在海洋环境中，的基本组成部分。它为与减轻损失相关的费用提供了必要的保障，并鼓励投保人在逆境中采取负责任的行动。通过理解这一条款，被保险方可以更好地应对其保险政策的复杂性，并确保在不可预见事件中得到充分保护。最终，“诉讼与劳动条款”不仅保护了投保人的财务利益，还促进了风险管理实践中的勤勉和问责文化。