sum of claim

简明释义

索赔额

英英释义

例句

1.Before filing a lawsuit, it's important to determine the sum of claim 索赔总额 you are seeking.

在提起诉讼之前，确定你所寻求的索赔总额是很重要的。

2.After reviewing the policy, the adjuster confirmed the sum of claim 索赔总额 was valid.

在审核保单后，理赔员确认索赔总额是有效的。

3.The lawyer advised her client to provide evidence to support the sum of claim 索赔总额 in the court.

律师建议她的客户提供证据来支持法庭上的索赔总额。

4.The insurance company calculated the sum of claim 索赔总额 based on the damages reported.

保险公司根据报告的损失计算了索赔总额。

5.The sum of claim 索赔总额 was higher than expected due to additional damages discovered.

由于发现了额外的损失，索赔总额高于预期。

作文

In the world of finance and insurance, the term sum of claim refers to the total amount of money that an individual or organization is entitled to receive from an insurance policy or a legal settlement. Understanding the sum of claim is crucial for both claimants and insurers as it determines the financial compensation that can be expected in the event of a loss or damage. When an individual files a claim, whether it be for property damage, health expenses, or any other insured event, they must provide detailed documentation that supports their request for compensation. This documentation often includes receipts, invoices, and any other relevant financial records that can help establish the validity of the claim. The sum of claim is then calculated based on this information, taking into account the terms outlined in the insurance policy. For example, consider a homeowner who experiences significant damage due to a storm. After assessing the damages, the homeowner files a claim with their insurance company. The insurer will evaluate the claim by reviewing the provided evidence and determining the necessary repairs. The total cost of these repairs will ultimately contribute to the sum of claim. If the policy covers all the damages, the homeowner will receive the full amount; however, if there are exclusions or limits within the policy, the sum of claim may be reduced accordingly. Moreover, understanding the sum of claim is essential during legal disputes as well. In cases where individuals seek compensation through litigation, the sum of claim represents the financial damages they are pursuing in court. This amount can include not only direct losses but also indirect costs such as lost wages, medical expenses, and even emotional distress. Therefore, accurately calculating the sum of claim is vital for ensuring that the claimant receives fair compensation for their losses. Additionally, it is important to note that the sum of claim can be influenced by various factors, including the jurisdiction in which the claim is filed, the nature of the damage, and the specific provisions of the insurance policy. Different insurers might have different methods for calculating claims, which means that two individuals with similar claims could receive different sum of claim amounts depending on their respective policies and insurers. In conclusion, the sum of claim is a fundamental concept in the realms of insurance and legal claims. It encapsulates the total financial compensation that a claimant seeks and plays a critical role in the resolution of claims and disputes. By understanding how to calculate and substantiate the sum of claim, individuals can better navigate the complexities of insurance processes and legal proceedings, ensuring they receive the compensation they rightfully deserve.

在金融和保险领域，术语sum of claim指的是个人或组织有权从保险政策或法律和解中获得的总金额。理解sum of claim对索赔人和保险公司至关重要，因为它决定了在发生损失或损害时可以期待的财务补偿。当个人提出索赔时，无论是因财产损失、医疗费用还是其他任何被保险事件，他们必须提供详细的文档来支持他们的补偿请求。这些文档通常包括收据、发票以及任何其他相关的财务记录，这些记录可以帮助确认索赔的有效性。然后，保险公司根据这些信息计算sum of claim，并考虑保险政策中列出的条款。例如，考虑一个因风暴而遭受重大损害的房主。在评估损害后，房主向其保险公司提出索赔。保险公司将通过审查提供的证据来评估索赔，并确定必要的修理费用。这些修理的总费用最终将构成sum of claim。如果保单覆盖所有损害，房主将收到全额；然而，如果保单中有排除或限制条款，则sum of claim可能会相应减少。此外，在法律争议中理解sum of claim也至关重要。在个人通过诉讼寻求赔偿的情况下，sum of claim代表他们在法庭上追求的经济损失。这一金额不仅可以包括直接损失，还可以包括间接费用，如失去的工资、医疗费用，甚至情感痛苦。因此，准确计算sum of claim对于确保索赔人获得公平的赔偿至关重要。此外，值得注意的是，sum of claim可能受到多种因素的影响，包括索赔提交的司法管辖区、损害的性质以及保险政策的具体条款。不同的保险公司可能有不同的索赔计算方法，这意味着两个具有相似索赔的人可能会根据各自的保单和保险公司获得不同的sum of claim金额。总之，sum of claim是保险和法律索赔领域的一个基本概念。它概括了索赔人寻求的总财务补偿，并在索赔和争议的解决中发挥着关键作用。通过了解如何计算和证明sum of claim，个人可以更好地驾驭保险程序和法律程序的复杂性，确保他们获得应得的赔偿。