statement of balance

简明释义

余额清单

英英释义

例句

1.I received my monthly bank statement, which included a detailed statement of balance 余额报表 for all my accounts.

我收到了每月的银行对账单，其中包括了所有账户的详细statement of balance 余额报表。

2.The accountant prepared a statement of balance 余额报表 to summarize the company's financial position at the end of the fiscal year.

会计准备了一份statement of balance 余额报表，以总结公司在财年的末尾的财务状况。

3.To resolve the discrepancy, I requested a detailed statement of balance 余额报表 from customer service.

为了解决差异，我向客服请求了一份详细的statement of balance 余额报表。

4.You can find the statement of balance 余额报表 in your online banking portal under the 'Statements' section.

您可以在网上银行门户网站的“对账单”部分找到statement of balance 余额报表。

5.Before applying for a loan, the bank requested a statement of balance 余额报表 to assess my financial situation.

在申请贷款之前，银行要求提供一份statement of balance 余额报表以评估我的财务状况。

作文

In the world of finance, understanding your financial position is crucial for making informed decisions. One of the key documents that can help individuals and businesses track their financial health is a statement of balance. A statement of balance is a financial report that summarizes the balances of various accounts at a specific point in time. This document provides an overview of what you own (assets) and what you owe (liabilities), ultimately giving you an insight into your net worth.For individuals, a statement of balance can include personal assets such as bank account balances, investments, real estate, and valuable possessions. On the other hand, liabilities may encompass outstanding loans, credit card debts, and any other financial obligations. By compiling these figures, individuals can assess their financial standing and make necessary adjustments to their spending or saving habits.Businesses also rely heavily on statement of balance reports, often referred to as balance sheets. These statements are fundamental in assessing the company’s financial condition. They typically include assets like cash, inventory, property, and equipment, as well as liabilities including accounts payable, loans, and other debts. The difference between total assets and total liabilities gives stakeholders a clear picture of the company's equity, which is essential for investors, creditors, and management alike.The importance of a statement of balance cannot be overstated. It serves as a snapshot of financial health, allowing individuals and organizations to track changes over time. For example, by comparing multiple statement of balance reports from different periods, one can identify trends and patterns that indicate financial growth or decline. This analysis is vital for strategic planning and can inform decisions like investing in new opportunities or cutting back on expenses.Furthermore, a statement of balance is often required in various financial transactions, such as applying for loans or mortgages. Lenders want to see a clear overview of an applicant's financial situation to assess their creditworthiness. A well-prepared statement of balance can enhance one's chances of securing favorable loan terms, as it demonstrates responsibility and awareness of personal finances.In conclusion, whether for personal finances or business operations, a statement of balance is an invaluable tool. It not only provides a clear picture of current financial status but also aids in future planning and decision-making. Understanding how to read and prepare a statement of balance is essential for anyone looking to maintain financial stability and achieve long-term goals. As we navigate through our financial journeys, let us not underestimate the power of this simple yet significant document in guiding us towards a balanced and prosperous future.

在金融世界中，理解你的财务状况对于做出明智的决策至关重要。能够帮助个人和企业跟踪其财务健康的关键文件之一是资产负债表。资产负债表是一份财务报告，汇总了特定时点各种账户的余额。该文件提供了你拥有的（资产）和你所欠的（负债）的概述，最终让你洞察自己的净资产。对于个人来说，资产负债表可以包括个人资产，例如银行账户余额、投资、房地产和有价值的财物。另一方面，负债可能包括未偿还的贷款、信用卡债务和任何其他财务义务。通过汇编这些数字，个人可以评估其财务状况，并对支出或储蓄习惯进行必要的调整。企业也非常依赖资产负债表报告，通常称为资产负债表。这些报表在评估公司财务状况方面至关重要。它们通常包括现金、库存、物业和设备等资产，以及应付账款、贷款和其他债务等负债。总资产与总负债之间的差额为利益相关者提供了公司的股本的清晰图景，这对投资者、债权人和管理层都至关重要。资产负债表的重要性不容小觑。它作为财务健康的快照，使个人和组织能够跟踪随时间变化的情况。例如，通过比较不同时间段的多份资产负债表，人们可以识别出表明财务增长或下降的趋势和模式。这种分析对于战略规划至关重要，可以为投资新机会或削减开支等决策提供信息。此外，在各种金融交易中，通常需要提供资产负债表，例如申请贷款或抵押贷款。贷方希望看到申请人的财务状况的清晰概述，以评估他们的信用worthiness。准备好的资产负债表可以增强一个人获得优惠贷款条件的机会，因为它展示了责任感和对个人财务的认知。总之，无论是个人财务还是企业运营，资产负债表都是一种无价的工具。它不仅提供了当前财务状况的清晰图像，还帮助进行未来的规划和决策。理解如何阅读和准备资产负债表对于任何希望保持财务稳定并实现长期目标的人来说都是必不可少的。在我们走过财务旅程时，让我们不要低估这一简单而重要的文件在引导我们走向平衡和繁荣未来中的力量。