statement of account

简明释义

对帐单

英英释义

A statement of account is a document that summarizes the financial transactions between two parties over a specific period, detailing the amounts owed, payments made, and the current balance.

账户报表是一个文件,概述了在特定期间内两个当事方之间的财务交易,详细列出了应付金额、已支付款项和当前余额。

例句

1.Before applying for a loan, the bank requested my statement of account for the past six months.

在申请贷款之前,银行要求提供我过去六个月的账户对账单

2.The statement of account showed that I had an outstanding balance due.

账户对账单显示我有未付款项。

3.You can download your statement of account from the online banking portal.

您可以从网上银行门户下载您的账户对账单

4.If you find any discrepancies in your statement of account, please contact customer service.

如果您在您的账户对账单中发现任何不符,请联系客户服务。

5.I received my monthly statement of account yesterday, detailing all my transactions.

我昨天收到了我的每月账户对账单,详细列出了所有交易。

作文

A statement of account is a crucial document in the world of finance and business. It serves as a summary of financial transactions between a customer and a company over a specific period. This document not only helps businesses keep track of their income and expenses but also provides customers with a clear overview of their financial standing with the company. The importance of a statement of account cannot be overstated, as it plays a vital role in maintaining transparency and trust between parties involved in financial dealings.When a customer receives a statement of account, they can see all the transactions that have occurred during a particular billing cycle. This includes purchases made, payments received, and any outstanding balances. For instance, if an individual has a credit card, they will receive a monthly statement of account detailing their purchases, payments, fees, and the total amount due. This allows them to manage their finances effectively and avoid overspending or missing payments.For businesses, issuing a statement of account is equally important. It acts as a record for both the company and the customer. By providing a detailed breakdown of transactions, businesses can ensure that there are no discrepancies in their financial records. This is particularly important for companies that deal with numerous clients and large volumes of transactions. A well-organized statement of account can help resolve disputes quickly, as both parties can refer to the same document to verify claims.Moreover, a statement of account can also serve as a tool for budgeting and financial planning. Customers can analyze their spending patterns by reviewing their statement of account regularly. This analysis can help them make informed decisions about their finances, such as whether to cut back on certain expenditures or to save for future goals. Businesses can also benefit from this analytical aspect, as they can identify trends in customer spending and adjust their marketing strategies accordingly.In addition to its practical uses, a statement of account can also have legal implications. In the event of a dispute over payments or services rendered, a statement of account can serve as evidence in court. It demonstrates the history of transactions and can help establish the legitimacy of claims made by either party. Therefore, it is essential for both customers and businesses to keep accurate records of their statement of account.In conclusion, a statement of account is more than just a financial document; it is a vital tool for managing finances, ensuring transparency, and fostering trust in business relationships. Whether for personal use or for corporate purposes, understanding how to read and interpret a statement of account is essential for anyone involved in financial transactions. By regularly reviewing their statement of account, individuals and businesses alike can maintain better control over their financial health and make informed decisions moving forward.

账户对账单在金融和商业世界中是一个至关重要的文件。它作为客户与公司之间在特定时期内财务交易的摘要,不仅帮助企业跟踪收入和支出,还为客户提供公司财务状况的清晰概述。账户对账单的重要性不容小觑,因为它在维护财务交易各方之间的透明度和信任方面发挥着至关重要的作用。当客户收到账户对账单时,他们可以看到在特定账单周期内发生的所有交易。这包括购买、已收款项和任何未付款项。例如,如果个人有信用卡,他们会收到每月的账户对账单,详细列出他们的购买、付款、费用和到期总金额。这使他们能够有效管理财务,避免超支或错过付款。对于企业而言,发行账户对账单同样重要。它作为公司和客户之间的记录。通过提供交易的详细分解,企业可以确保其财务记录没有差异。这对于处理众多客户和大量交易的公司尤其重要。组织良好的账户对账单可以帮助快速解决争议,因为双方可以参考同一文件来验证索赔。此外,账户对账单还可以作为预算和财务规划的工具。客户可以通过定期查看账户对账单来分析他们的消费模式。这种分析可以帮助他们就财务做出明智的决策,例如是否削减某些支出或为未来目标储蓄。企业也可以从这一分析方面受益,因为他们可以识别客户消费的趋势,并相应调整市场策略。除了其实际用途外,账户对账单还可能具有法律意义。在支付或服务提供争议的情况下,账户对账单可以作为法庭证据。它展示了交易历史,并可以帮助建立任一方所作主张的合法性。因此,客户和企业都必须保持其账户对账单的准确记录。总之,账户对账单不仅仅是一个财务文件;它是管理财务、确保透明度和促进商业关系信任的重要工具。无论是个人使用还是企业目的,理解如何阅读和解释账户对账单对于任何参与财务交易的人来说都是必不可少的。通过定期审查他们的账户对账单,个人和企业都可以更好地控制其财务健康状况,并就未来做出明智的决策。

相关单词

statement

statement详解:怎么读、什么意思、用法