stop payment

简明释义

停止支付

英英释义

例句

1.You can place a stop payment on a recurring transaction if you no longer want it.

如果你不再想要某个定期交易，可以对其进行停止支付。

2.She called the bank to initiate a stop payment on the fraudulent check.

她拨打银行电话，申请对那张欺诈性支票进行停止支付。

3.I need to request a stop payment on that check I wrote last week.

我需要请求对上周写的那张支票进行停止支付。

4.The company issued a stop payment on the invoice due to a billing error.

由于账单错误，公司对发票进行了停止支付。

5.If you lost your check, you should immediately file for a stop payment with your bank.

如果你丢了支票，你应该立即向银行申请停止支付。

作文

In today's fast-paced financial world, managing our transactions effectively is crucial. One term that often comes up in banking and finance is stop payment. This phrase refers to an instruction given to a bank or financial institution to cancel a check or a payment that has been issued. The ability to stop payment can be incredibly useful in various situations, such as when a check is lost, stolen, or if there is a dispute regarding the payment. Understanding how to utilize this service can save individuals and businesses from potential financial losses.When a person writes a check, they expect the recipient to cash it. However, there are instances where the writer may need to halt that transaction. For example, if a check is sent to a vendor for services that were not delivered, the payer might want to stop payment to prevent the vendor from cashing the check. This action can protect the payer's funds and provide them with a chance to resolve the issue before any money is lost.To initiate a stop payment, the account holder typically needs to contact their bank or credit union. Most institutions allow customers to request a stop payment through online banking, over the phone, or in person. The process usually requires specific information such as the check number, date, amount, and the name of the payee. It is essential to act quickly, as there is often a limited window of time in which a stop payment can be successfully processed before the check is cashed.There are fees associated with placing a stop payment, which can vary from bank to bank. While the cost may seem like an inconvenience, it is generally much less than the potential loss incurred if the check is cashed without authorization. Additionally, many banks require the stop payment to be renewed after a certain period, usually six months. This means that if the issue is not resolved within that timeframe, the account holder may need to re-initiate the stop payment to continue protecting their funds.It is also important to note that a stop payment does not guarantee that the check will not be cashed. In some cases, if the check has already been processed, the bank may not be able to stop the payment. Therefore, it is crucial to monitor accounts regularly and keep track of issued checks to ensure that no unauthorized transactions occur.In conclusion, understanding the concept of stop payment is vital for anyone who manages their finances. Whether dealing with personal checks or business transactions, knowing how to effectively place a stop payment can safeguard against potential financial mishaps. Always remember to communicate promptly with your bank and keep records of all transactions to maintain control over your financial health. Ultimately, being proactive in managing payments can lead to better financial security and peace of mind.In summary, the ability to stop payment is a powerful tool in financial management. It enables individuals to take charge of their finances and mitigate risks associated with checks and payments. By understanding how to use this service properly, one can navigate the complexities of financial transactions with confidence.

在当今快节奏的金融世界中，有效管理我们的交易至关重要。一个常常出现在银行和金融领域的术语是stop payment。这个短语指的是向银行或金融机构发出的指令，取消已发行的支票或付款。能够stop payment在各种情况下都非常有用，例如，当支票丢失、被盗或对付款存在争议时。理解如何利用这项服务可以为个人和企业节省潜在的财务损失。当一个人开出支票时，他们期望收款人兑现它。然而，有些情况下，出票人可能需要停止该交易。例如，如果一张支票是支付给某个供应商的，但该供应商没有提供服务，付款人可能希望stop payment以防止供应商兑现支票。这一举动可以保护付款人的资金，并为他们提供在资金损失之前解决问题的机会。要发起stop payment，账户持有人通常需要联系他们的银行或信用社。大多数金融机构允许客户通过网上银行、电话或亲自请求stop payment。这一过程通常需要特定信息，如支票号码、日期、金额和收款人姓名。迅速采取行动很重要，因为通常在支票兑现之前，有一个有限的时间窗口可以成功处理stop payment。申请stop payment通常会产生费用，这些费用因银行而异。虽然这笔费用看似不方便，但通常远低于如果支票未获授权兑现时可能造成的损失。此外，许多银行要求stop payment在一定期限后续订，通常是六个月。这意味着，如果问题在此期间没有解决，账户持有人可能需要重新发起stop payment以继续保护他们的资金。同样重要的是要注意，stop payment并不能保证支票不会被兑现。在某些情况下，如果支票已经被处理，银行可能无法停止付款。因此，定期监控账户并跟踪已开出的支票以确保没有未经授权的交易发生是至关重要的。总之，理解stop payment的概念对于任何管理自己财务的人来说都是至关重要的。无论是在处理个人支票还是商业交易，了解如何有效地进行stop payment都可以防止潜在的财务失误。请务必及时与您的银行沟通，并保留所有交易的记录，以保持对您财务状况的控制。最终，主动管理付款可以带来更好的财务安全感和内心的平静。总之，stop payment的能力是财务管理中的一项强大工具。它使个人能够掌控自己的财务，减轻与支票和付款相关的风险。通过正确理解如何使用这项服务，人们可以自信地应对复杂的金融交易。