running balance

简明释义

定深航行

英英释义

例句

1.It's important to keep an eye on your running balance 实时余额 to avoid overdraft fees.

注意你的running balance 实时余额以避免透支费用是很重要的。

2.The accountant prepared a report showing the running balance 持续余额 for each client account.

会计准备了一份报告，显示每个客户账户的running balance 持续余额。

3.The app provides a running balance 实时余额 feature that updates every time you make a purchase.

这个应用程序提供了一个running balance 实时余额功能，每次你消费时都会更新。

4.You can easily track your expenses by reviewing your running balance 动态余额 at the end of the month.

通过查看月末的running balance 动态余额，你可以轻松跟踪你的支出。

5.At the end of each day, I check my bank account to see the running balance 余额 after all transactions.

每天结束时，我会查看我的银行账户，看看所有交易后的running balance 余额。

作文

In the world of finance and accounting, the term running balance is crucial for maintaining accurate records of transactions. A running balance refers to a continuously updated total of an account, reflecting all deposits and withdrawals made over time. This concept is particularly important for both personal and business finances, as it helps individuals and organizations keep track of their financial status at any given moment.For instance, when you open a bank account, every transaction you make, whether it's a deposit or a withdrawal, affects your overall balance. The bank maintains a running balance that shows how much money you have available at any time. This real-time updating allows account holders to make informed decisions about their spending and saving habits. Without a running balance, it would be challenging to understand how much money is actually available after various transactions have taken place.Moreover, businesses also rely heavily on the concept of running balance. Companies must track their income and expenses closely to ensure profitability and sustainability. By monitoring the running balance of their accounts, businesses can identify trends in cash flow, manage budgets effectively, and make strategic financial decisions. For example, if a company notices that its running balance is consistently decreasing, it may need to reassess its spending practices or look for new revenue streams to stabilize its finances.In addition to banking and business contexts, the running balance concept can also apply to budgeting. Individuals who use budgeting apps or spreadsheets often create a running balance to keep track of their expenses against their income. This practice not only helps in understanding where money is going but also assists in setting financial goals. By maintaining a running balance, individuals can see how much they have left to spend after accounting for necessary expenses, thus promoting better financial discipline.Furthermore, the importance of a running balance extends to investment accounts as well. Investors need to know their running balance to assess the performance of their portfolios. This information helps them decide whether to buy, hold, or sell investments based on their current financial situation. A clear view of the running balance allows investors to strategize their next steps more effectively, ensuring they are maximizing their returns while minimizing risks.In conclusion, the term running balance holds significant importance in various aspects of finance. Whether in personal banking, business accounting, budgeting, or investing, maintaining an accurate running balance is essential for making informed financial decisions. By understanding how running balance works and applying this knowledge, individuals and organizations can achieve greater financial stability and success. It is clear that the concept of a running balance is not just a technical term; it is a fundamental element of sound financial management that everyone should strive to understand and utilize in their financial practices.

在金融和会计的世界中，术语running balance对于保持交易记录的准确性至关重要。running balance指的是账户的持续更新总额，反映了随着时间推移所进行的所有存款和取款。这一概念对于个人和企业财务都特别重要，因为它帮助个人和组织在任何给定时刻跟踪他们的财务状况。例如，当你开设一个银行账户时，你所进行的每一笔交易，无论是存款还是取款，都会影响你的整体余额。银行维持一个running balance，显示你随时可用的资金。这种实时更新使账户持有人能够对自己的消费和储蓄习惯做出明智的决策。如果没有running balance，理解在各种交易发生后实际可用多少钱将会很困难。此外，企业也高度依赖running balance的概念。公司必须密切跟踪收入和支出，以确保盈利和可持续发展。通过监控其账户的running balance，企业可以识别现金流趋势，有效管理预算，并做出战略财务决策。例如，如果一家公司注意到其running balance持续下降，它可能需要重新评估其支出习惯或寻找新的收入来源来稳定其财务。除了银行和商业背景，running balance概念还可以应用于预算。使用预算应用程序或电子表格的个人通常会创建一个running balance来跟踪他们的支出与收入。这一做法不仅有助于了解资金去向，还帮助设定财务目标。通过维护running balance，个人可以看到在考虑必要支出后剩下多少可支配资金，从而促进更好的财务自律。此外，running balance的重要性还扩展到投资账户。投资者需要知道他们的running balance以评估其投资组合的表现。这些信息帮助他们决定是买入、持有还是出售投资，基于当前的财务状况。清晰的running balance视图使投资者能够更有效地制定下一步策略，确保他们在最大化收益的同时最小化风险。总之，术语running balance在财务的各个方面具有重要意义。无论是在个人银行、商业会计、预算还是投资中，维持准确的running balance对于做出明智的财务决策至关重要。通过理解running balance的工作原理并应用这些知识，个人和组织可以实现更大的财务稳定性和成功。显然，running balance的概念不仅仅是一个技术术语；它是健全财务管理的基本要素，每个人都应该努力理解和利用这一点。