running account

简明释义

流水帐

英英释义

例句

1.The company maintains a running account for all its suppliers to streamline payments.

公司为所有供应商维护一个往来账户以简化支付流程。

2.He prefers to keep a running account of his expenses to manage his budget effectively.

他更喜欢保持一个往来账户来有效管理他的预算。

3.To avoid confusion, always update your running account after each transaction.

为避免混淆，每次交易后都要更新您的往来账户。

4.The bank offers a running account feature that allows customers to track their transactions easily.

银行提供一种往来账户功能，使客户能够轻松跟踪他们的交易。

5.You can check your running account balance online at any time.

您可以随时在线查看您的往来账户余额。

作文

In the world of finance and accounting, the term running account refers to a type of account that allows for continuous transactions over a period of time. Unlike traditional accounts that may require a balance to be maintained at all times, a running account provides flexibility for both deposits and withdrawals, making it a popular choice for businesses and individuals alike. This system can be particularly beneficial for managing cash flow and tracking expenses. For instance, consider a small business that operates on a tight budget. By maintaining a running account, the owner can easily monitor incoming revenues from sales while simultaneously keeping track of outgoing expenses such as rent, utilities, and supplies. This real-time tracking is essential for making informed financial decisions. The ability to see how much money is available at any given moment helps the business owner avoid overdraft fees and ensures that they do not overspend. Moreover, a running account can also facilitate better relationships with suppliers and clients. When a business has a clear understanding of its financial position, it can negotiate payment terms more effectively. For example, if a supplier knows that a business has a healthy running account, they may be more willing to extend credit or offer discounts for early payments. This can lead to significant cost savings and improved cash flow management. On a personal level, individuals can also benefit from using a running account. Many people struggle with budgeting and keeping track of their spending habits. By utilizing a running account, they can gain insights into their financial behavior. For instance, if someone regularly checks their running account and notices that they are spending excessively on dining out, they can make adjustments to their budget accordingly. This proactive approach to finance can lead to better savings and reduced financial stress. However, it is important to note that while a running account offers many advantages, it also requires discipline and diligence. Without careful monitoring, it is easy to lose track of spending and end up in debt. Therefore, individuals and businesses must commit to regularly reviewing their running account statements and setting financial goals. In conclusion, a running account serves as a vital tool for both businesses and individuals in managing their finances effectively. It allows for real-time tracking of transactions, aids in budgeting, and enhances relationships with suppliers and clients. By understanding how to utilize a running account properly, one can achieve greater financial stability and make informed decisions that lead to long-term success. As we navigate the complexities of our financial lives, embracing the concept of a running account can be a game-changer. Overall, the importance of a running account cannot be overstated. It is a fundamental aspect of financial management that can significantly impact one's ability to maintain control over their finances and achieve their financial goals. In a world where financial literacy is paramount, understanding the nuances of a running account is essential for anyone looking to thrive financially.

在金融和会计的世界中，术语running account指的是一种允许在一段时间内进行持续交易的账户类型。与可能要求始终保持余额的传统账户不同，running account为存款和取款提供了灵活性，这使其成为企业和个人的热门选择。这种系统对于管理现金流和跟踪支出尤其有益。例如，考虑一家经营紧张预算的小企业。通过维护一个running account，业主可以轻松监控来自销售的收入，同时跟踪租金、公共事业和供应品等支出的流出。这种实时跟踪对于做出明智的财务决策至关重要。能够随时查看可用资金的多少有助于企业主避免透支费用，并确保他们不会超支。此外，running account也可以促进与供应商和客户之间更好的关系。当企业对其财务状况有清晰的了解时，它可以更有效地谈判付款条款。例如，如果供应商知道某家企业拥有健康的running account，他们可能更愿意延长信用或提供提前付款的折扣。这可以导致显著的成本节约和改善的现金流管理。在个人层面上，个人也可以从使用running account中受益。许多人在预算和跟踪消费习惯方面苦苦挣扎。通过利用running account，他们可以深入了解自己的财务行为。例如，如果某人定期检查他们的running account并注意到他们在外出就餐上花费过多，他们可以相应地调整预算。这种主动的财务管理方法可以带来更好的储蓄和减少财务压力。然而，值得注意的是，虽然running account提供了许多优势，但它也需要自律和勤奋。如果没有仔细监控，很容易失去对支出的追踪，最终陷入债务。因此，个人和企业必须承诺定期审查他们的running account报表并设定财务目标。总之，running account是企业和个人有效管理财务的重要工具。它允许实时跟踪交易，帮助预算，并增强与供应商和客户的关系。通过理解如何正确利用running account，人们可以实现更大的财务稳定，并做出有助于长期成功的明智决策。在我们应对复杂的财务生活时，接受running account的概念可能会改变游戏规则。总体而言，running account的重要性不容小觑。它是财务管理的基本方面，可以显著影响一个人维持财务控制和实现财务目标的能力。在金融素养至关重要的世界中，理解running account的细微差别对任何希望在财务上繁荣的人来说都是必不可少的。