budgeter

简明释义

英[ˈbʌdʒɪtə]美[ˈbʌdʒɪtər]

n. 预算编制者

英英释义

单词用法

同义词

反义词

例句

1.The judge played bridge in the lodge with the budgeter last night.

昨晚法官和预算员在门房里打过桥牌。

2.The judge played bridge in the lodge with the budgeter last night.

昨晚法官和预算员在门房里打过桥牌。

3.As a skilled budgeter, I always plan my monthly expenses carefully.

作为一个熟练的预算者，我总是仔细规划我的每月开支。

4.The workshop on personal finance taught us how to become better budgeters.

个人理财的研讨会教会我们如何成为更好的预算者。

5.My friend is an excellent budgeter; she never goes over her financial limits.

我的朋友是个优秀的预算者; 她从不超出自己的财务限制。

6.Being a good budgeter can help you save money for future investments.

成为一个优秀的预算者可以帮助你为未来的投资节省资金。

7.If you want to be a successful budgeter, track your spending habits regularly.

如果你想成为一个成功的预算者，请定期跟踪你的消费习惯。

作文

In today's fast-paced world, managing finances has become increasingly important. One of the key components of effective financial management is budgeting. A person who excels at this task is often referred to as a budgeter. A budgeter (预算者) is someone who plans and allocates their financial resources wisely to achieve specific goals. This essay will explore the significance of being a good budgeter, the skills required, and the benefits that come from mastering this essential practice.First and foremost, the importance of being a proficient budgeter cannot be overstated. In an era where consumerism reigns and credit cards are easily accessible, individuals can easily fall into the trap of overspending. A good budgeter understands the necessity of tracking income and expenses meticulously. By doing so, they can identify areas where they may be spending too much and adjust their habits accordingly. This proactive approach not only helps in avoiding debt but also fosters a sense of financial security.Moreover, being a skilled budgeter requires a set of essential skills. First, analytical skills are crucial. A budgeter must analyze their financial situation, understand their spending patterns, and predict future expenses. This involves reviewing bank statements, receipts, and other financial documents to gain a clear picture of one's financial health. Additionally, a successful budgeter must possess strong organizational skills. Keeping track of various accounts, bills, and expenses can be overwhelming without a systematic approach. Utilizing tools such as spreadsheets or budgeting apps can greatly assist in maintaining organization.Another important skill for a budgeter is discipline. Sticking to a budget requires commitment and self-control. It is easy to deviate from a plan when faced with temptations or unexpected expenses. However, a dedicated budgeter remains steadfast in their financial goals, making adjustments as necessary without abandoning their overall strategy. This discipline is what ultimately leads to financial success.The benefits of being a competent budgeter are immense. Firstly, it enables individuals to save money effectively. By allocating funds for savings and investments, a budgeter can build a safety net for emergencies or future aspirations, such as purchasing a home or funding education. Secondly, effective budgeting can lead to reduced stress. Financial worries are a leading cause of anxiety for many people. However, when one has a clear budget in place, it alleviates uncertainty and allows for more peace of mind.Furthermore, a good budgeter can also enjoy the freedom that comes with financial independence. With a solid understanding of their finances, they can make informed decisions about spending, investing, and even enjoying leisure activities without guilt. They can take vacations, dine out, or indulge in hobbies knowing that they have planned for these expenses.In conclusion, being a proficient budgeter (预算者) is an invaluable skill in today’s financial landscape. It requires a combination of analytical abilities, organizational skills, and discipline. The rewards of mastering this practice include financial security, reduced stress, and the freedom to enjoy life without the burden of financial worry. As we navigate through our financial journeys, let us strive to be better budgeters and take control of our financial futures.

在当今快节奏的世界中，管理财务变得越来越重要。有效财务管理的一个关键组成部分是预算。擅长这一任务的人通常被称为预算者。预算者（budgeter）是指能够明智地规划和分配财务资源以实现特定目标的人。本文将探讨成为优秀预算者的重要性、所需技能以及掌握这一基本实践带来的好处。首先，成为一名熟练的预算者的重要性不容小觑。在消费主义盛行、信用卡轻易可得的时代，个人很容易陷入过度消费的陷阱。优秀的预算者理解仔细跟踪收入和支出的必要性。通过这样做，他们可以识别出可能过度消费的领域，并相应地调整自己的习惯。这种主动的方式不仅有助于避免债务，还能培养财务安全感。此外，成为一名熟练的预算者需要一套基本技能。首先，分析能力至关重要。预算者必须分析自己的财务状况，了解自己的消费模式，并预测未来的支出。这涉及审查银行对账单、收据和其他财务文件，以清晰了解个人的财务健康状况。此外，成功的预算者还必须具备较强的组织能力。跟踪各种账户、账单和支出没有系统的方法会让人感到不知所措。利用电子表格或预算应用程序等工具可以大大帮助保持组织性。对于预算者来说，另一个重要的技能是自律。坚持预算需要承诺和自控力。当面临诱惑或意外支出时，很容易偏离计划。然而，一名忠实的预算者在财务目标上保持坚定，即使在必要时进行调整，也不会放弃整体策略。这种自律最终导致财务成功。成为一名合格的预算者的好处是巨大的。首先，它使个人能够有效存钱。通过为储蓄和投资分配资金，预算者可以为紧急情况或未来的愿望（例如购买房屋或资助教育）建立安全网。其次，有效的预算可以减少压力。财务担忧是许多人焦虑的主要原因。然而，当一个人有明确的预算时，它减轻了不确定性，让人更安心。此外，优秀的预算者还可以享受到财务独立带来的自由。通过对自身财务的清晰理解，他们可以在支出、投资甚至享受休闲活动时做出明智的决策，而没有负罪感。他们可以度假、外出就餐或沉迷于爱好，心里知道他们已经为这些开支做好了规划。总之，成为一名熟练的预算者（预算者）在当今的财务环境中是一项无价的技能。它需要分析能力、组织能力和自律的结合。掌握这一实践的回报包括财务安全、减少压力以及享受生活的自由，而不必担心财务问题。在我们走过财务旅程时，让我们努力成为更好的预算者，掌控我们的财务未来。