revolving fund

简明释义

周转资金

英英释义

例句

1.The school district created a revolving fund for upgrading technology in classrooms.

学区创建了一个循环基金用于升级教室中的技术设备。

2.The government allocated money to a revolving fund to facilitate energy efficiency improvements.

政府拨款设立了一个循环基金以促进能源效率的提升。

3.By utilizing the revolving fund, the nonprofit organization was able to provide loans to several community projects.

通过利用这个循环基金，这家非营利组织能够向多个社区项目提供贷款。

4.The city established a revolving fund to support local businesses in need of financial assistance.

该市建立了一个循环基金来支持需要财政援助的当地企业。

5.Investors are encouraged to contribute to the revolving fund that finances green initiatives.

投资者被鼓励为资助绿色倡议的循环基金做出贡献。

作文

In today's world, financial management plays a crucial role in the success of various projects and initiatives. One of the most effective financial tools that organizations can utilize is the revolving fund. A revolving fund is a type of fund that provides a continuous source of financing for specific projects or purposes. It is designed to be replenished as funds are repaid or returned, allowing for ongoing investment without the need for constant new funding. This mechanism is particularly beneficial for non-profit organizations, governmental agencies, and community development projects.The concept of a revolving fund is relatively simple yet powerful. When an organization establishes a revolving fund, it allocates an initial amount of money to support certain activities, such as loans for small businesses, grants for community projects, or environmental initiatives. As recipients of these funds repay their loans or fulfill their obligations, the money is then reinvested back into the fund. This cycle creates a sustainable financial model that can support multiple projects over time.One of the key advantages of a revolving fund is its ability to provide immediate financial assistance while ensuring long-term sustainability. For example, a local government may create a revolving fund to support affordable housing developments. By providing low-interest loans to developers, the fund enables them to complete projects that benefit the community. Once the loans are repaid, the funds can be reused to finance additional housing projects, thus creating a continuous flow of resources that addresses ongoing community needs.Moreover, revolving funds can enhance financial efficiency by reducing administrative costs associated with grant-making processes. Traditional funding methods often require extensive paperwork and lengthy approval times, which can delay critical projects. In contrast, a revolving fund allows for quicker access to capital, enabling organizations to respond promptly to emerging challenges and opportunities.Another important aspect of revolving funds is their flexibility. Organizations can tailor the terms and conditions of the fund to meet the specific needs of their target beneficiaries. For instance, they can adjust interest rates, repayment schedules, and eligibility criteria based on the unique circumstances of the projects they aim to support. This adaptability ensures that the revolving fund remains relevant and effective in addressing the evolving needs of the community.However, managing a revolving fund does come with its challenges. Organizations must establish clear guidelines and monitoring systems to ensure that funds are used appropriately and that repayments are made on time. Additionally, there is a risk that the fund may become depleted if not managed properly, particularly if the demand for funding exceeds the capacity of the fund to generate returns. Therefore, effective oversight and strategic planning are essential to maintain the viability of a revolving fund.In conclusion, the revolving fund is a valuable financial tool that can empower organizations to achieve their goals while promoting sustainability and efficiency. By providing a continuous source of funding, revolving funds allow for innovative solutions to community challenges, enabling projects that might otherwise struggle to secure financing. As more organizations recognize the benefits of this approach, we can expect to see an increase in the establishment and utilization of revolving funds in various sectors, ultimately contributing to greater social and economic impact.

在当今世界，财务管理在各种项目和倡议的成功中发挥着至关重要的作用。组织可以利用的最有效的财务工具之一是循环基金。循环基金是一种为特定项目或目的提供持续融资来源的基金类型。它旨在随着资金的偿还或归还而补充，从而允许持续投资，而无需不断的新资金。这一机制对非营利组织、政府机构和社区发展项目尤其有益。循环基金的概念相对简单但强大。当一个组织建立循环基金时，它会分配一笔初始资金来支持某些活动，例如小企业贷款、社区项目的赠款或环境倡议。随着这些资金的接受者偿还贷款或履行义务，这些资金将重新投资回基金中。这一循环创造了一个可持续的财务模型，可以在一段时间内支持多个项目。循环基金的一个关键优势是能够提供立即的财务援助，同时确保长期的可持续性。例如，当地政府可能会创建一个循环基金来支持经济适用房开发。通过向开发商提供低息贷款，该基金使他们能够完成有利于社区的项目。一旦贷款得到偿还，这些资金可以被重新用于资助更多的住房项目，从而创造一个持续流动的资源，以满足不断变化的社区需求。此外，循环基金可以通过减少与赠款发放过程相关的行政成本来提高财务效率。传统的资助方法通常需要大量文书工作和漫长的审批时间，这可能会延迟关键项目的实施。相比之下，循环基金允许更快地获得资金，使组织能够及时应对新出现的挑战和机遇。循环基金的另一个重要方面是其灵活性。组织可以根据其目标受益人的具体需求调整基金的条款和条件。例如，他们可以根据所支持项目的独特情况调整利率、还款计划和资格标准。这种适应性确保了循环基金在满足社区不断变化的需求方面保持相关性和有效性。然而，管理循环基金确实存在一些挑战。组织必须建立明确的指南和监控系统，以确保资金得到适当使用，并按时偿还。此外，如果管理不善，基金可能面临枯竭的风险，特别是当资金需求超过基金产生回报的能力时。因此，有效的监督和战略规划对于维持循环基金的生存能力至关重要。总之，循环基金是一种宝贵的财务工具，可以使组织实现其目标，同时促进可持续性和效率。通过提供持续的资金来源，循环基金允许对社区挑战进行创新解决方案，使那些否则可能难以获得融资的项目得以实施。随着越来越多的组织认识到这种方法的好处，我们可以预期在各个领域建立和利用循环基金的数量将增加，最终为更大的社会和经济影响做出贡献。