underwrote

简明释义

英[ˌʌndəˈrəʊt]美[ˌʌndərˈroʊt]

v. 签名于；认购；经营保险业；同意支付（underwrite 的过去式）

英英释义

单词用法

同义词

反义词

例句

1.Some blame the subprime lenders and the brokers who found clients for them; together they underwrote many of the loans that are now causing so many foreclosures and so much pain.

一些人埋怨为他们寻找到客户的次级放款人和经纪人，这使他们背负了太多的贷款，而这些贷款现在致使众多房屋抵押品难以赎回，其付出的代价十分惨痛。

2.She joined Goldman Sachs (GS) board, but soon resigned after receiving shares of IPOs Goldman underwrote.

之后，她加盟高盛公司（GoldmanSachs），但收到高盛支付的首次公开募股股票之后火速离职。

3.The publisher whose trust fund underwrote our paper costs shuttered the company and informed the employees of this mass firing via her personal blog.

承办我们信托基金的出版商关掉了她的公司，把大规模解聘职员的消息发布在她的个人博客上。

4.This is a dormitory in Thailand that my mom and dad underwrote.

这是泰国的一个学生宿舍，是由我爸爸和妈妈资助的。

5.Some blame the subprime lenders and the brokers who found clients for them; together they underwrote many of the loans that are now causing so many foreclosures and so much pain.

一些人埋怨为他们寻找到客户的次级放款人和经纪人，这使他们背负了太多的贷款，而这些贷款现在致使众多房屋抵押品难以赎回，其付出的代价十分惨痛。

6.At the same time, the United States, which underwrote the peace agreement of 1979 with generous aid, has lost influence.

同时，在1979签署和平协议并给予慷慨援助的美国，己经失去了影响力。

7.The venture capital firm underwrote the startup's initial funding round to help them launch their product.

风险投资公司承保了初创公司的首轮融资，以帮助他们推出产品。

8.She was relieved when the insurance company underwrote her claim after the accident.

事故发生后，她松了一口气，因为保险公司承保了她的索赔。

9.He underwrote the event, providing financial support for the charity gala.

他承保了这个活动，为慈善晚会提供了财务支持。

10.The government underwrote the housing project to stimulate the economy.

政府承保了这个住房项目，以刺激经济。

11.The bank underwrote the loan for the new business, ensuring they had the necessary funds.

银行承保了新业务的贷款，确保他们拥有必要的资金。

作文

In the world of finance, the term underwrote refers to the process by which a financial institution, such as a bank or an insurance company, takes on the risk associated with a financial transaction. This is a crucial aspect of various financial activities, including the issuance of bonds and the underwriting of insurance policies. To better understand the significance of underwrote, we can explore its implications in different contexts.For instance, when a company decides to issue bonds to raise capital, it often seeks the assistance of an underwriter. The underwriter, typically an investment bank, evaluates the company's financial health and determines the terms of the bond issuance. By agreeing to underwrote the bonds, the underwriter assumes the responsibility of purchasing the entire bond issue from the issuer and reselling it to investors. This not only provides the issuing company with immediate access to funds but also transfers the risk of selling the bonds to the underwriter.Moreover, underwrote plays a significant role in the insurance industry. When an individual or business applies for insurance coverage, the insurance company assesses the risk involved. This assessment process is known as underwriting. If the insurer agrees to provide coverage, they underwrote the policy, meaning they accept the risk of potential claims in exchange for premium payments. This relationship between the insurer and the insured is foundational to the functioning of the insurance market.The concept of underwrote is not limited to traditional finance; it extends to various sectors, including real estate and venture capital. In real estate, developers often seek financing for their projects through loans that are underwrote by banks. The bank evaluates the project's viability and determines whether to finance it based on the expected returns and risks involved.In venture capital, investors often underwrote startups by providing them with the necessary funding to grow their businesses. In this case, the venture capitalist assesses the startup's business model, market potential, and management team before deciding to invest. By doing so, they assume the risk that the startup may fail, but they also have the potential for high returns if the company succeeds.Understanding the term underwrote is essential for anyone interested in finance or investment. It encapsulates the idea of risk management and the responsibilities that come with it. Whether you are a business owner looking to raise funds, an individual seeking insurance coverage, or an investor evaluating opportunities, recognizing how underwrote operates within these contexts can help you make informed decisions.In conclusion, the term underwrote is a fundamental concept in finance that signifies the acceptance of risk in various transactions. Its applications span across industries, highlighting the importance of risk assessment and management in ensuring financial stability. By comprehending the intricacies of underwrote, individuals and businesses alike can navigate the complex landscape of finance more effectively.

在金融世界中，术语underwrote指的是金融机构（如银行或保险公司）承担与金融交易相关的风险的过程。这是各种金融活动中的一个关键方面，包括债券的发行和保险政策的承保。为了更好地理解underwrote的重要性，我们可以探索它在不同背景下的含义。例如，当一家公司决定发行债券以筹集资金时，它通常会寻求承销商的帮助。承销商通常是投资银行，会评估公司的财务健康状况并确定债券发行的条款。通过同意underwrote债券，承销商承担了从发行人那里购买整个债券发行并将其转售给投资者的责任。这不仅为发行公司提供了立即获得资金的机会，而且还将销售债券的风险转移给了承销商。此外，underwrote在保险行业中也发挥着重要作用。当个人或企业申请保险时，保险公司会评估相关风险。这个评估过程被称为承保。如果保险公司同意提供保障，他们就underwrote该政策，这意味着他们接受潜在索赔的风险，以换取保费支付。这种保险人与被保险人之间的关系是保险市场运作的基础。underwrote的概念并不限于传统金融；它扩展到多个领域，包括房地产和风险投资。在房地产中，开发商通常通过贷款融资他们的项目，而这些贷款是由银行underwrote的。银行评估项目的可行性，并根据预期的回报和相关风险决定是否融资。在风险投资中，投资者通常通过提供必要的资金来支持初创公司。在这种情况下，风险资本家在决定投资之前会评估初创公司的商业模式、市场潜力和管理团队。通过这样做，他们承担了初创公司可能失败的风险，但如果公司成功，他们也有可能获得高额回报。理解术语underwrote对于任何对金融或投资感兴趣的人来说都是至关重要的。它概括了风险管理及其所带来的责任的概念。无论您是希望筹集资金的企业主、寻求保险保障的个人，还是评估机会的投资者，认识到underwrote在这些背景下如何运作，可以帮助您做出明智的决策。总之，术语underwrote是金融中的一个基本概念，表示在各种交易中接受风险。它的应用跨越多个行业，突显出风险评估和管理在确保金融稳定中的重要性。通过理解underwrote的复杂性，个人和企业都可以更有效地导航金融的复杂领域。