presumed loss

简明释义

预计损失

英英释义

例句

1.After the audit, the firm identified a presumed loss 推定损失 in revenue from unreported sales.

审计后，公司发现未报告销售导致的presumed loss 推定损失。

2.The court ruled in favor of the plaintiff based on the evidence of presumed loss 推定损失 resulting from the breach of contract.

法院基于合同违约造成的presumed loss 推定损失证据作出对原告有利的裁决。

3.In the event of a natural disaster, the presumed loss 推定损失 can help estimate the total damages for recovery efforts.

在自然灾害发生时，presumed loss 推定损失有助于估算恢复工作所需的总损失。

4.The accountant reported a presumed loss 推定损失 in inventory due to theft.

会计报告因盗窃造成的库存出现了presumed loss 推定损失。

5.The insurance company calculated the claim based on the presumed loss 推定损失 of the damaged property.

保险公司根据受损财产的presumed loss 推定损失计算了索赔。

作文

In the world of finance and insurance, the term presumed loss refers to a situation where losses are assumed to have occurred based on certain evidence or circumstances, even if they cannot be directly observed or quantified. This concept is particularly important in risk assessment and management, as it allows companies to prepare for potential financial impacts without having definitive proof of loss. For instance, if a natural disaster strikes a region, insurance companies may declare a presumed loss for properties that have not been inspected yet but are likely damaged based on the severity of the event. Understanding presumed loss requires a grasp of both the financial implications and the ethical considerations involved. Companies must balance the need to protect their interests with the responsibility to their clients. If a company too readily assumes a presumed loss, it may lead to inflated claims that could harm its financial stability. Conversely, if it fails to recognize potential losses, it risks inadequate preparations that could leave it vulnerable to significant financial setbacks. The process of determining a presumed loss often involves statistical models, historical data, and expert opinions. For example, actuaries might analyze past incidents to predict future losses under similar conditions. This predictive modeling can help organizations allocate resources effectively and create strategies to mitigate risks. However, the inherent uncertainty in these predictions means that presumed loss assessments can vary widely among different organizations depending on their methodologies and available data. Moreover, the legal implications of presumed loss cannot be overlooked. In many jurisdictions, the law may allow for claims based on presumed losses, especially in cases where direct evidence is hard to obtain. This aspect underscores the importance of documentation and transparency in the claims process. Companies must ensure they have robust procedures in place to substantiate their claims of presumed loss, which can involve thorough investigations and consultations with experts. In summary, presumed loss is a complex concept that plays a crucial role in risk management and financial planning. By understanding how to assess and manage presumed loss, organizations can better navigate uncertainties and protect their financial health. As we continue to face unpredictable events, the ability to effectively manage presumed loss will become increasingly vital for businesses across various sectors. Therefore, it is essential for professionals in finance and insurance to continually refine their understanding of this term and its implications. In conclusion, the notion of presumed loss serves as a reminder of the uncertainties inherent in managing risk. It emphasizes the importance of preparation, analysis, and ethical considerations in financial decision-making. As we advance into an era of increasing volatility and complexity, mastering the concept of presumed loss will undoubtedly be an invaluable asset for those in the field.

在金融和保险的世界中，术语presumed loss指的是一种情况，即根据某些证据或情况假定损失已经发生，即使这些损失无法直接观察或量化。这个概念在风险评估和管理中尤为重要，因为它使公司能够在没有明确的损失证明的情况下，为潜在的财务影响做好准备。例如，如果自然灾害袭击某个地区，保险公司可能会对尚未检查但很可能受损的财产宣布presumed loss。理解presumed loss需要掌握其财务影响和相关的伦理考虑。公司必须在保护自身利益的需求与对客户的责任之间取得平衡。如果一家公司过于轻易地假定presumed loss，可能导致夸大的索赔，从而危害其财务稳定性。相反，如果未能认识到潜在的损失，则可能面临准备不足的风险，使其容易受到重大财务挫折。确定presumed loss的过程通常涉及统计模型、历史数据和专家意见。例如，精算师可能会分析过去的事件，以预测在类似条件下的未来损失。这种预测建模可以帮助组织有效分配资源并制定减轻风险的策略。然而，这些预测固有的不确定性意味着不同组织之间的presumed loss评估可能差异很大，具体取决于它们的方法论和可用数据。此外，presumed loss的法律影响也不能被忽视。在许多法域中，法律可能允许基于假定损失提出索赔，尤其是在直接证据难以获得的情况下。这一方面强调了在索赔过程中文档和透明度的重要性。公司必须确保其具备完善的程序来证明其presumed loss的索赔，这可能涉及彻底的调查和与专家的咨询。总之，presumed loss是一个复杂的概念，在风险管理和财务规划中发挥着至关重要的作用。通过理解如何评估和管理presumed loss，组织可以更好地应对不确定性，保护其财务健康。随着我们继续面临不可预测的事件，有效管理presumed loss的能力将变得越来越重要。因此，金融和保险领域的专业人士必须不断完善对这一术语及其影响的理解。最后，presumed loss的概念提醒我们在管理风险时固有的不确定性。它强调了在财务决策中准备、分析和伦理考虑的重要性。随着我们进入一个日益动荡和复杂的时代，掌握presumed loss的概念无疑将成为该领域从业者的宝贵资产。