overpayment

简明释义

英[ˌəʊvəˈpeɪmənt]美[ˌoʊvərˈpeɪmənt]

n. 多付的款项；溢缴款

英英释义

单词用法

同义词

反义词

例句

1.The refund check Kamil allegedly stole was the result of overpayment of estimated quarterly taxes by Bren.

卡米尔被控盗用的这张退税支票是布伦对季度应缴税款估计过高，超额缴税所导致的。

2.Westpac, an Australian bank with 10 million customers, said the overpayment had been the result of human error and it was "pursuing vigorous criminal and civil action" to recover the money.

这家拥有1000万客户的澳大利亚西太平洋银行表示，超额支付的部分是人为过失造成。银行正在通过“全力展开刑事和民事行动”追回这些钱款。

3.For example, poor records often lead to the preparation of income tax returns that result in underpayment or overpayment of taxes.

例如，帐记得不好经常导致所编所得税申报表造成的少付或多付税款。

4.Tax offices would discourage prompt settlement or overpayment of accounts: one Swiss canton has already stopped discounts for early tax payment and said it wants to receive money as late as possible.

税务局将阻碍及早结算和多付款项：瑞士某一州已经取消了及早缴税的优惠制度，并表示他们希望尽可能地推迟收账。

5.If you pay too much tax, the Inland Revenue Department will refund the overpayment of tax and interest.

如果你付了过多的税款，税务局会退还多付的税款及利息。

6.Notwithstanding the foregoing, COMPANY shall be entitled to deduct any amounts of overpayment from payments due to Contractor.

尽管有上述规定，公司有权扣除多付的款项给承包商的任何款项。

7.There's no panic, and there's certainly no overpayment, "he said."

“没有恐慌，也肯定没有支付过高价格，”他说。

8.For example poor records often lead to the preparation of income-tax returns that result in underpayment or overpayment of taxes.

例如，帐记得不好经常导致所编所得税申报表造成的少付或多付税款。

9.Tax offices would discourage prompt settlement or overpayment of accounts: one Swiss canton has already stopped discounts for early tax payment and said it wants to receive money as late as possible.

税务局将阻碍及早结算和多付款项：瑞士某一州已经取消了及早缴税的优惠制度，并表示他们希望尽可能地推迟收账。

10.But the risk of overpayment in a secondary buy-out is great.

但是二次收购超额支付的风险很大。

11.Please provide documentation for the overpayment to process your claim.

请提供多付款的文件以处理您的索赔。

12.An overpayment can occur if you accidentally send too much money.

如果您不小心汇款过多，就会发生多付款。

13.The landlord agreed to return the overpayment of rent from the previous month.

房东同意退还上个月的多付款租金。

14.The company issued a refund due to an accidental overpayment.

由于意外的多付款，公司发放了退款。

15.You may want to check your bank statement to see if there was an overpayment last month.

你可能需要检查一下你的银行对账单，看看上个月是否有多付款。

作文

In today's financial landscape, the term overpayment refers to the situation where an individual or business pays more than is necessary for a product or service. This can occur in various contexts, such as in loan repayments, tax payments, or even utility bills. Understanding the implications of overpayment is crucial for effective financial management and personal budgeting.For instance, consider a scenario where a homeowner takes out a mortgage. If they mistakenly pay more than their required monthly payment due to a misunderstanding of their mortgage terms, this situation is classified as an overpayment. The consequences of such an error can be significant. Not only does it strain the homeowner's finances in the short term, but it may also lead to complications in the long term if the lender does not properly apply the excess amount to the principal balance.Another common area where overpayment can occur is in tax payments. Many individuals tend to overestimate their tax liabilities, leading them to pay more than what is actually owed. This can happen due to a lack of understanding of deductions and credits available to them. When taxpayers realize that they have made an overpayment, they often seek refunds from the tax authorities. However, the process can be lengthy and complicated, causing frustration and uncertainty.Businesses are also susceptible to overpayment situations. For example, a company may accidentally pay its suppliers more than the agreed-upon price for goods or services. This could be due to clerical errors or miscommunication. Such mistakes not only affect the company's cash flow but can also damage relationships with suppliers if not addressed promptly. It is essential for businesses to implement robust accounting practices to minimize the risk of overpayment.Furthermore, consumers often encounter overpayment when dealing with subscription services. Many people forget to cancel subscriptions after a free trial period ends, resulting in unwanted charges. This unintentional payment can add up over time, leading to significant financial waste. To avoid such situations, consumers should regularly review their subscriptions and ensure they are only paying for services they actively use.The implications of overpayment extend beyond immediate financial loss. It can also impact an individual's credit score if it leads to missed payments on other obligations due to cash flow issues. Additionally, the stress associated with financial mismanagement can take a toll on mental health. Therefore, it is vital to keep track of all payments and understand the terms associated with any financial agreement.In conclusion, overpayment is a prevalent issue that can affect anyone, from individuals to large corporations. By being vigilant and informed about financial transactions, one can minimize the risks associated with overpayment. Regularly reviewing financial statements, understanding payment terms, and seeking professional advice when necessary can help prevent these costly mistakes. Ultimately, taking proactive steps to manage finances effectively will lead to better financial health and peace of mind.

在当今的金融环境中，术语overpayment指的是个人或企业为产品或服务支付超过必要金额的情况。这种情况可以发生在各种背景下，例如贷款还款、税款支付或甚至公用事业账单。理解overpayment的含义对有效的财务管理和个人预算至关重要。例如，考虑一个房主申请抵押贷款的场景。如果他们由于对抵押贷款条款的误解而错误地支付超过所需的月付款，这种情况就被归类为overpayment。这种错误的后果可能是重大的。不仅在短期内会给房主的财务带来压力，而且如果贷方没有妥善将多余的金额应用于本金余额，长期也可能导致复杂的问题。另一个常见的overpayment发生领域是税款支付。许多人往往高估自己的税务负担，导致他们支付超过实际欠款的金额。这可能是由于缺乏对可用扣除和抵免的理解。当纳税人意识到自己进行了overpayment时，他们通常会向税务机关申请退款。然而，这个过程可能漫长而复杂，造成挫折和不确定性。企业也容易出现overpayment的情况。例如，一家公司可能由于文书错误或沟通不畅，意外地向供应商支付了超过约定价格的货物或服务费用。这种错误不仅会影响公司的现金流，还可能在未及时解决的情况下损害与供应商的关系。因此，公司必须实施健全的会计实践，以最大限度地减少overpayment的风险。此外，消费者在处理订阅服务时经常遇到overpayment。许多人在免费试用期结束后忘记取消订阅，导致产生不必要的费用。这种无意的支付可能随着时间的推移而累积，导致显著的财务浪费。为了避免这种情况，消费者应定期检查他们的订阅，确保他们只为自己积极使用的服务付费。overpayment的影响超出了直接的财务损失。如果导致其他义务的未付款，它还可能影响个人的信用评分。此外，财务管理不善带来的压力可能会对心理健康产生影响。因此，跟踪所有支付并理解任何财务协议相关条款至关重要。总之，overpayment是一个普遍存在的问题，可能影响从个人到大公司等任何人。通过保持警惕和了解财务交易，个人可以最大程度地减少与overpayment相关的风险。定期审查财务报表、理解付款条款以及在必要时寻求专业建议，都能帮助防止这些代价高昂的错误。最终，采取主动措施有效管理财务将带来更好的财务健康和内心的平静。