petty expenses

简明释义

杂费

英英释义

例句

1.It's important to categorize petty expenses for better financial management.

对小额开支进行分类对于更好的财务管理是很重要的。

2.The company implemented a policy to limit petty expenses to control costs.

公司实施了一项政策，以限制小额开支以控制成本。

3.The accountant suggested that we keep track of all our petty expenses to avoid overspending.

会计建议我们记录所有的小额开支以避免超支。

4.She always keeps her receipts to track petty expenses throughout the month.

她总是保留收据，以便跟踪整个月的小额开支。

5.During the meeting, we discussed how to reduce petty expenses in our department.

在会议中，我们讨论了如何减少我们部门的小额开支。

作文

In today's fast-paced world, managing finances effectively is more important than ever. One of the key aspects of personal finance management is keeping track of all expenses, regardless of their size. Among these expenses, there are often numerous small costs that can easily go unnoticed. These small costs are commonly referred to as petty expenses (琐碎开支). While they may seem insignificant on their own, when accumulated over time, they can have a considerable impact on an individual's overall budget.Petty expenses can include a wide range of items, such as coffee purchases during morning commutes, snacks bought at convenience stores, or even minor subscription fees for apps and services that we rarely use. Many people often overlook these small expenditures, thinking that they do not contribute significantly to their overall spending. However, if one were to analyze their monthly bank statements, they might be surprised to see how much these petty expenses (琐碎开支) add up.For instance, consider the daily purchase of a cup of coffee from a local café. If a person spends $3 on coffee every weekday, that amounts to $15 per week, or roughly $60 per month. Over a year, this seemingly trivial expense totals $720. This example highlights how petty expenses (琐碎开支) can accumulate into a substantial amount, which could have been saved or invested elsewhere.To manage these expenses effectively, it is crucial to adopt a mindful approach to spending. One way to do this is by keeping a detailed record of all expenditures, no matter how small. By tracking petty expenses (琐碎开支), individuals can identify patterns in their spending habits and pinpoint areas where they can cut back. For instance, after reviewing their records, someone might realize that they frequently buy lunch from restaurants instead of preparing meals at home. This realization could motivate them to start meal prepping, thus saving money in the long run.Another effective strategy is to set a specific budget for petty expenses (琐碎开支). By allocating a certain amount each month for these small costs, individuals can enjoy their little indulgences without feeling guilty about overspending. This approach not only helps in managing finances better but also allows for a balanced lifestyle where one can enjoy small pleasures without financial strain.Moreover, being aware of petty expenses (琐碎开支) encourages individuals to prioritize their financial goals. Whether it's saving for a vacation, paying off debt, or investing for the future, understanding how small expenses affect overall finances can lead to better decision-making. For instance, if someone is aiming to save for a big purchase, they might decide to limit their petty expenses (琐碎开支) temporarily, redirecting those funds towards their savings goal.In conclusion, while petty expenses (琐碎开支) may seem trivial, they play a significant role in personal finance management. By recognizing and managing these small costs, individuals can gain greater control over their financial situation. This awareness not only aids in budgeting but also empowers individuals to make informed choices that align with their financial aspirations. As we strive for financial well-being, let us not underestimate the importance of keeping track of every dollar, no matter how small it may seem. After all, every penny counts.

在当今快节奏的世界中，有效管理财务比以往任何时候都更加重要。个人财务管理的一个关键方面是跟踪所有开支，无论它们的大小。在这些开支中，通常会有许多小成本容易被忽视。这些小成本通常被称为琐碎开支（petty expenses）。虽然它们单独看起来微不足道，但随着时间的推移，它们可以对个人的整体预算产生相当大的影响。琐碎开支可能包括各种项目，例如在早晨通勤时购买的咖啡、在便利店买的小吃，甚至是我们很少使用的应用程序和服务的少量订阅费。许多人常常忽视这些小开支，认为它们对整体支出没有显著贡献。然而，如果一个人分析他们的每月银行对账单，可能会惊讶地发现这些琐碎开支（petty expenses）加起来的金额。例如，考虑一下每天从当地咖啡馆购买一杯咖啡的情况。如果一个人在每个工作日花费3美元买咖啡，那么每周就是15美元，或者每月大约60美元。一年下来，这项看似微不足道的开支总计720美元。这个例子突显了琐碎开支（petty expenses）如何积累成一笔可观的金额，这本可以用来储蓄或投资。为了有效管理这些开支，采取一种有意识的消费方式至关重要。一个方法是详细记录所有开支，无论多么小。通过跟踪琐碎开支（petty expenses），个人可以识别消费习惯中的模式，并找出可以削减开支的领域。例如，在审查记录后，有人可能会意识到他们经常在餐馆吃午餐，而不是自己准备饭菜。这种认识可能会促使他们开始准备餐食，从而在长期内节省资金。另一个有效的策略是为琐碎开支（petty expenses）设定特定的预算。通过每月分配一定金额用于这些小开支，个人可以享受小的放纵，而不必感到因超支而内疚。这种方法不仅有助于更好地管理财务，还允许人们在没有经济压力的情况下享受小乐趣。此外，了解琐碎开支（petty expenses）还鼓励个人优先考虑他们的财务目标。无论是为度假存钱、偿还债务，还是为未来投资，了解小开支如何影响整体财务状况都可以带来更好的决策。例如，如果某人希望为一项大额购买储蓄，他们可能决定暂时限制自己的琐碎开支（petty expenses），将这些资金重新投入到储蓄目标中。总之，虽然琐碎开支（petty expenses）看起来微不足道，但它们在个人财务管理中扮演着重要角色。通过识别和管理这些小成本，个人可以更好地控制他们的财务状况。这种意识不仅有助于预算编制，还使个人能够做出与其财务愿望相一致的明智选择。在我们追求财务健康的过程中，让我们不要低估跟踪每一美元的重要性，无论它看起来多么微小。毕竟，每一分钱都很重要。