per month

简明释义

每月

英英释义

例句

1.The rent for this apartment is $1,200 per month.

这个公寓的租金是每月1200美元。

2.He earns $3,000 per month at his new job.

他在新工作中每月赚3000美元。

3.The gym membership costs $50 per month.

健身房的会员费是每月50美元。

4.The subscription fee is $10 per month.

订阅费用是每月10美元。

5.She saves $200 per month for her vacation.

她每月存200美元用于度假。

作文

Managing personal finances is crucial for achieving long-term financial stability and success. One of the most important aspects of budgeting is understanding how much money you spend and earn each month. For instance, if you earn a salary of $3,000, it is essential to break down your expenses to ensure that you are not overspending. By analyzing your expenditures, you can determine how much you can allocate for savings and investments. A good rule of thumb is to save at least 20% of your income, which in this case would be $600 per month (每月). This amount can significantly contribute to building an emergency fund or investing in retirement accounts.In addition to saving, it is also vital to keep track of your debts. Many people have loans or credit card balances that need to be paid off regularly. For example, if you have a student loan payment of $200 per month (每月), you must include this in your budget to avoid falling behind. Keeping a detailed record of all your monthly payments will help you stay organized and ensure that you meet your financial obligations on time.Another critical component of budgeting is understanding your discretionary spending. This includes expenses such as dining out, entertainment, and shopping. It’s easy to underestimate how much you spend on these activities per month (每月), which can lead to financial strain. By setting a limit on your discretionary spending, you can enjoy your lifestyle while still adhering to your overall budget. For instance, if you decide to allocate $200 per month (每月) for dining out, you can enjoy meals with friends without jeopardizing your savings goals.Moreover, tracking your utilities and other fixed costs is essential in maintaining a balanced budget. Bills such as electricity, water, and internet services can vary from month to month, but having an average estimate can help you plan better. If your utility bills average around $150 per month (每月), you should account for this in your budget to prevent any surprises. Staying aware of these recurring costs allows you to adjust your spending in other areas if necessary.Lastly, reviewing your budget regularly is critical to ensure that you are on track with your financial goals. Life circumstances can change, and what worked last year might not be applicable now. By reassessing your income and expenses per month (每月), you can make informed adjustments that reflect your current situation. This practice not only keeps you accountable but also empowers you to make proactive financial decisions.In conclusion, understanding the concept of income and expenses per month (每月) is fundamental in achieving financial health. By diligently tracking your earnings, savings, debts, and discretionary spending, you can create a comprehensive budget that supports your financial aspirations. Remember, the key to successful money management lies in consistency and regular review. Making small, informed changes over time can lead to significant improvements in your financial well-being.

管理个人财务对于实现长期的财务稳定和成功至关重要。预算的一个重要方面是理解你每月的支出和收入。例如，如果你每月赚取3000美元，那么分解你的支出就显得尤为重要，以确保你不会超支。通过分析你的开支，你可以确定可以用于储蓄和投资的金额。一个好的经验法则是每月至少储蓄收入的20%，在这种情况下就是600美元per month(每月)。这个金额可以显著帮助建立紧急基金或投资退休账户。除了储蓄，跟踪债务也是至关重要的。许多人有贷款或信用卡余额需要定期偿还。例如，如果你每月的学生贷款支付为200美元per month(每月)，那么你必须将其纳入预算，以避免落后。详细记录所有的每月付款将帮助你保持组织，并确保你按时履行财务义务。预算的另一个关键组成部分是理解你的可支配支出。这包括餐饮、娱乐和购物等费用。很容易低估这些活动每月的支出，这可能导致财务压力。通过对可支配支出设定上限，你可以享受生活方式，同时仍然遵循整体预算。例如，如果你决定每月为外出就餐分配200美元per month(每月)，你可以与朋友们共享美食，而不危及你的储蓄目标。此外，跟踪你的公用事业和其他固定成本在维持平衡预算中也至关重要。电费、水费和互联网服务等账单可能会因月而异，但有一个平均估算可以帮助你更好地规划。如果你的公用事业账单每月平均约为150美元per month(每月)，你应该在预算中考虑这一点，以防止任何意外。了解这些经常性的费用使你能够在必要时调整其他领域的支出。最后，定期审查你的预算对于确保你在财务目标上走在正轨至关重要。生活情况可能会发生变化，去年有效的方法可能在现在不再适用。通过重新评估你的收入和支出per month(每月)，你可以做出反映你当前状况的明智调整。这种做法不仅让你保持责任感，还能让你有能力做出积极的财务决策。总之，理解每月收入和支出的概念per month(每月)是实现财务健康的基础。通过认真跟踪你的收入、储蓄、债务和可支配支出，你可以创建一个支持你财务愿望的全面预算。记住，成功的财务管理的关键在于一致性和定期审查。随着时间的推移，做出小而明智的改变可以在你的财务状况上产生显著改善。