particular average

简明释义

单独海损

英英释义

例句

1.In maritime law, a shipowner may claim for particular average 特定平均损失 when cargo is jettisoned to save the vessel.

在海事法中，当货物被抛弃以拯救船只时，船东可以要求特定平均损失 特定平均损失。

2.A detailed report on the particular average 特定平均损失 can assist in future insurance negotiations.

关于特定平均损失 特定平均损失 的详细报告可以帮助未来的保险谈判。

3.When assessing risk, underwriters often consider the particular average 特定平均损失 of previous claims.

在评估风险时，承保人通常会考虑以前索赔的特定平均损失 特定平均损失。

4.The insurance policy covers losses that exceed the particular average 特定平均损失 threshold.

保险政策涵盖超过特定平均损失 特定平均损失 阈值的损失。

5.The calculation of particular average 特定平均损失 helps in determining the compensation amount for damaged goods.

计算特定平均损失 特定平均损失 有助于确定受损货物的赔偿金额。

作文

In the realm of maritime insurance, the term particular average refers to a type of loss that affects only specific items or cargo on a ship, rather than the entire vessel. This concept is crucial for shipowners and cargo owners alike, as it determines how losses are assessed and compensated when accidents occur at sea. Understanding particular average is essential for anyone involved in shipping or logistics, as it impacts insurance policies and financial responsibilities. To illustrate this, consider a scenario where a ship encounters a storm at sea. During the storm, some containers are damaged due to water ingress, while others remain intact. In this case, the losses incurred by the damaged containers would be classified as particular average. The shipowner would be responsible for covering the costs associated with the damaged cargo, but only for those specific items affected by the incident. This stands in contrast to 'general average', where losses are shared among all parties involved in the voyage, regardless of whether their cargo was directly impacted.The significance of particular average lies in its implications for risk management and insurance claims. When a shipper insures their cargo, they must understand how particular average will affect their coverage. If a shipment suffers a partial loss, the shipper will need to file a claim for the specific items that were damaged, rather than claiming for the entire shipment. This can lead to complexities in the claims process, as insurers will require detailed documentation and evidence of the loss.Moreover, the calculation of particular average losses often involves a thorough assessment of the value of the damaged goods, the circumstances of the loss, and the terms of the insurance policy. This requires expertise in both maritime law and insurance practices, making it vital for businesses to work with knowledgeable professionals in the field. Failure to properly address particular average losses can result in significant financial repercussions for companies, particularly if they are unprepared for the nuances of maritime insurance.In conclusion, the concept of particular average plays a pivotal role in maritime insurance and shipping logistics. It emphasizes the importance of understanding the specifics of cargo loss and the responsibilities of shipowners and shippers. As global trade continues to expand, being well-versed in terms like particular average will be increasingly important for stakeholders in the shipping industry. By recognizing the implications of particular average, businesses can better navigate the complexities of maritime operations and protect their financial interests effectively.

在海洋保险的领域中，术语particular average指的是一种只影响船上特定物品或货物的损失，而不是整个船只。这一概念对于船东和货物所有者来说至关重要，因为它决定了在海上发生事故时如何评估和赔偿损失。理解particular average对于任何参与航运或物流的人来说都是必不可少的，因为它影响着保险政策和财务责任。为了说明这一点，考虑一个场景：一艘船在海上遇到暴风雨。在暴风雨中，一些集装箱由于进水而受损，而其他集装箱则保持完好。在这种情况下，受损集装箱所遭受的损失将被归类为particular average。船东将负责赔偿与受损货物相关的费用，但仅限于那些受到事故影响的特定物品。这与“共同平均”（general average）形成对比，在共同平均中，损失由所有参与航行的各方共同承担，无论他们的货物是否直接受到影响。particular average的重要性体现在其对风险管理和保险索赔的影响。当发货人给他们的货物投保时，他们必须了解particular average将如何影响他们的覆盖范围。如果一批货物遭受部分损失，发货人需要针对具体受损物品提出索赔，而不是对整个货物提出索赔。这可能导致索赔过程的复杂性，因为保险公司将要求详细的文档和损失证据。此外，计算particular average损失通常涉及对受损货物价值、损失情况和保险政策条款的全面评估。这需要对海事法和保险实践有专业知识，因此企业在该领域与专业人士合作至关重要。未能妥善处理particular average损失可能导致企业面临重大财务后果，特别是如果他们对海洋保险的细微差别没有准备的话。总之，particular average的概念在海洋保险和航运物流中发挥着关键作用。它强调了理解货物损失的具体情况以及船东和发货人的责任的重要性。随着全球贸易的不断扩大，熟悉像particular average这样的术语对于航运行业的利益相关者将变得越来越重要。通过认识到particular average的含义，企业可以更好地应对海事操作的复杂性，并有效保护其财务利益。