partial payment

简明释义

部分支付

英英释义

例句

1.The contractor accepted a partial payment to start the construction work, with the balance due at completion.

承包商接受了部分付款以开始施工，剩余款项在完工时支付。

2.After discussing with the supplier, we agreed on a partial payment to secure the order while the rest will be paid upon delivery.

与供应商讨论后，我们同意进行部分付款以确保订单，其余款项将在交货时支付。

3.The customer made a partial payment on the invoice, which means they paid only a portion of the total amount.

客户对发票进行了部分付款，这意味着他们只支付了总金额的一部分。

4.Our policy allows for a partial payment option for large purchases to make it easier for customers.

我们的政策允许大宗购买时进行部分付款选项，以便客户更容易接受。

5.If you choose the partial payment plan, be sure to keep track of your remaining balance.

如果您选择部分付款计划，请务必跟踪您的剩余余额。

作文

In today's economy, many individuals and businesses face financial challenges that require them to make difficult decisions regarding their payments. One common term that often arises in these situations is partial payment, which refers to a payment made for only a portion of the total amount due. Understanding how partial payment works can be crucial for both consumers and creditors alike.First, let’s explore what a partial payment entails. When a debtor cannot pay the full amount owed, they may negotiate with the creditor to make a partial payment. This agreement allows the debtor to pay a smaller sum upfront while agreeing to pay the remaining balance at a later date. This arrangement can be beneficial for both parties: the debtor can manage their cash flow more effectively, while the creditor receives some money instead of none.For example, consider a small business that owes $10,000 to a supplier. Due to unforeseen circumstances, such as a sudden drop in sales, the business may not have the funds to pay the entire amount. In this case, the business owner might reach out to the supplier and propose a partial payment of $4,000, with a plan to pay the remaining $6,000 over the next few months. The supplier may agree to this arrangement, understanding that receiving some payment is better than risking a total loss if the business goes bankrupt.However, it is essential to document any agreements regarding partial payment clearly. Both parties should outline the terms, including the amount of the partial payment, the timeline for future payments, and any interest that may accrue on the remaining balance. This documentation helps prevent misunderstandings and provides a clear record of the agreement.Additionally, making a partial payment does not absolve the debtor of their responsibility to pay the remaining balance. It is important for debtors to honor their commitments and adhere to the agreed-upon payment schedule. Failing to do so can damage their credit rating and strain their relationship with the creditor, potentially leading to legal action.On the other hand, creditors must also approach partial payment agreements with caution. While accepting a partial payment can provide immediate cash flow, creditors should evaluate the risk involved. They need to ensure that the debtor has a viable plan to pay off the remaining balance and that accepting a partial payment will not lead to greater losses in the long run.In conclusion, the concept of partial payment plays a significant role in financial dealings between debtors and creditors. It offers a practical solution for managing debt when full payment is not feasible. By understanding the implications of partial payment and approaching such arrangements thoughtfully, both parties can navigate their financial challenges more effectively. Whether you are a debtor seeking relief or a creditor evaluating risk, knowing how to handle partial payment agreements can make all the difference in maintaining healthy financial relationships.

在当今经济中，许多个人和企业面临财务挑战，这要求他们在付款方面做出艰难的决定。一个常见的术语是部分付款，它指的是只支付到期总金额的一部分的付款。理解部分付款的运作方式对消费者和债权人都至关重要。首先，让我们探讨一下部分付款的含义。当债务人无法支付全部欠款时，他们可以与债权人协商进行部分付款。这种协议允许债务人先支付一小部分，同时同意在以后支付剩余余额。这种安排对双方都有好处：债务人可以更有效地管理现金流，而债权人则收到一些款项，而不是没有。例如，考虑一个小企业欠供应商10,000美元。由于不可预见的情况，例如销售突然下降，该企业可能没有资金支付全部金额。在这种情况下，企业主可能会联系供应商，提议进行4,000美元的部分付款，并计划在接下来的几个月内支付剩余的6,000美元。供应商可能会同意这一安排，因为他们明白，收回部分款项总比冒险完全损失要好。然而，清楚地记录关于部分付款的任何协议是至关重要的。双方应明确条款，包括部分付款的金额、未来付款的时间表以及未偿还余额可能产生的利息。这种文档有助于防止误解，并提供协议的清晰记录。此外，进行部分付款并不意味着债务人就免除了支付剩余余额的责任。债务人必须遵守承诺，并遵循约定的付款时间表。未能做到这一点可能会损害他们的信用评级，并使他们与债权人的关系紧张，甚至可能导致法律诉讼。另一方面，债权人也必须谨慎处理部分付款协议。虽然接受部分付款可以提供即时现金流，但债权人应评估相关风险。他们需要确保债务人有可行的计划来偿还剩余余额，并且接受部分付款不会导致长期更大的损失。总之，部分付款的概念在债务人与债权人之间的财务交易中发挥着重要作用。当全额付款不可行时，它提供了管理债务的实用解决方案。通过理解部分付款的含义，并以深思熟虑的方式处理此类安排，双方都可以更有效地应对财务挑战。无论您是寻求缓解的债务人，还是评估风险的债权人，了解如何处理部分付款协议都可以在维持健康的财务关系中发挥重要作用。