original gross premium income

简明释义

原毛保险收入

英英释义

例句

1.A decline in original gross premium income 原始毛保费收入 can signal potential issues within an insurance company.

原始毛保费收入 original gross premium income 的下降可能预示着保险公司内部潜在问题。

2.To assess the profitability of the insurance sector, analysts often look at the original gross premium income 原始毛保费收入 over several years.

为了评估保险行业的盈利能力，分析师通常会查看几年的 原始毛保费收入 original gross premium income。

3.The insurance company's financial report showed that the original gross premium income 原始毛保费收入 increased by 15% compared to last year.

保险公司的财务报告显示，原始毛保费收入 original gross premium income 比去年增长了15%。

4.The quarterly report highlighted that the original gross premium income 原始毛保费收入 reached a new record high.

季度报告强调，原始毛保费收入 original gross premium income 达到了新的历史高点。

5.Investors are particularly interested in the original gross premium income 原始毛保费收入 as it indicates the company's growth potential.

投资者特别关注 原始毛保费收入 original gross premium income，因为它表明公司的增长潜力。

作文

In the world of insurance, understanding various financial terms is crucial for both industry professionals and consumers alike. One such term that plays a significant role in assessing an insurance company's performance is original gross premium income. This term refers to the total amount of premiums collected by an insurance company from its policyholders before any deductions for reinsurance or cancellations. It provides a clear picture of the revenue generated from new policies issued during a specific period, typically a fiscal year. The significance of original gross premium income cannot be overstated. For insurance companies, this figure is essential for evaluating their growth and market presence. A higher original gross premium income indicates that the company is successfully attracting new customers and expanding its portfolio. This growth is often seen as a positive indicator of the company's overall health and competitiveness in the market. Investors and stakeholders closely monitor this metric to gauge the company's potential for future profitability.Moreover, original gross premium income serves as a foundation for several other important financial metrics. For instance, it is used to calculate the loss ratio, which measures the proportion of claims paid out compared to the premiums earned. A company with a high original gross premium income but also a high loss ratio may indicate inefficiencies in underwriting or risk management practices. Therefore, analyzing this figure in conjunction with other financial data can provide deeper insights into the company's operational effectiveness.For consumers, understanding original gross premium income can also be beneficial. It can help policyholders make informed decisions when choosing an insurance provider. Companies with a strong track record of high original gross premium income are often perceived as more stable and reliable. This perception can influence a consumer's choice, as they may prefer to align themselves with a company that demonstrates growth and financial strength.However, it is essential to note that original gross premium income is just one piece of the puzzle. It should not be viewed in isolation. Other factors, such as customer service quality, claims processing efficiency, and overall reputation, are equally important when evaluating an insurance provider. A company may report high original gross premium income, but if it fails to deliver on its promises regarding service and claims, customers may quickly become dissatisfied.In conclusion, original gross premium income is a vital metric in the insurance industry that reflects the total premiums collected from policyholders. It serves as an indicator of a company's growth and market strength while providing insights into operational efficiency. Both industry professionals and consumers should pay attention to this figure, but it is crucial to consider it alongside other factors to gain a comprehensive understanding of an insurance provider's performance. By doing so, stakeholders can make well-informed decisions that align with their financial goals and needs.

在保险行业，理解各种财务术语对行业专业人士和消费者来说至关重要。其中一个在评估保险公司表现时发挥重要作用的术语是原始毛保险收入。这个术语指的是保险公司从投保人那里收取的保费总额，在未扣除再保险或取消的情况下。它清晰地展示了在特定期间（通常是一个财政年度）新发行的保单所产生的收入。原始毛保险收入的重要性不容小觑。对于保险公司而言，这个数字对于评估其增长和市场存在感至关重要。较高的原始毛保险收入表明公司成功吸引了新客户并扩大了其投资组合。这种增长通常被视为公司整体健康状况和市场竞争力的积极指标。投资者和利益相关者密切关注这一指标，以评估公司未来盈利能力的潜力。此外，原始毛保险收入作为几个其他重要财务指标的基础。例如，它用于计算损失比率，该比率衡量支付的索赔与赚取的保费之间的比例。拥有高原始毛保险收入但同时损失比率也高的公司可能表明在承保或风险管理实践上存在低效。因此，结合其他财务数据分析这一数字可以深入了解公司的运营效率。对于消费者来说，理解原始毛保险收入也可能是有益的。它可以帮助投保人在选择保险提供者时做出明智的决定。拥有高原始毛保险收入良好记录的公司通常被认为更稳定和可靠。这种认知可能影响消费者的选择，因为他们可能更愿意与那些展现出增长和财务实力的公司合作。然而，必须注意的是，原始毛保险收入只是一个拼图的一部分。它不应孤立地看待。其他因素，如客户服务质量、索赔处理效率和整体声誉，同样在评估保险提供者时至关重要。一家公司可能报告高的原始毛保险收入，但如果它未能在服务和索赔方面兑现承诺，客户可能会迅速感到不满。总之，原始毛保险收入是保险行业中的一个关键指标，反映了从投保人那里收取的保费总额。它是公司增长和市场实力的指标，同时提供有关运营效率的见解。行业专业人士和消费者都应关注这一数字，但重要的是将其与其他因素结合考虑，以全面了解保险提供者的表现。通过这样做，利益相关者可以做出与其财务目标和需求相一致的明智决策。