usurious

简明释义

英[juːˈʒʊəriəs]美[juːˈʒʊriəs]

adj. 高利贷的

英英释义

单词用法

同义词

反义词

例句

1.Wenzhou why real estate people finding it difficult to usurious one.

温州为什么房地产人民很难高利贷之一。

2.Under such circumstances, there is no real estate conditions were usurious.

在这种情况下，没有房地产条件高利贷。

3.Under such circumstances, there is no real estate conditions were usurious.

在这种情况下，没有房地产条件高利贷。

4.The loan shark charged a usurious 高利贷的 interest rate that left borrowers in debt for years.

这个放贷者收取了一个usurious 高利贷的 利率，让借款人多年都无法还清债务。

5.The contract was filled with usurious 高利贷的 terms that favored the lender over the borrower.

合同中充满了有利于放贷者而非借款人的usurious 高利贷的 条款。

6.In some countries, usurious 高利贷的 lending is illegal and punishable by law.

在某些国家，usurious 高利贷的 借贷是非法的，且会受到法律惩罚。

7.Many people fall victim to usurious 高利贷的 practices when they are desperate for quick cash.

许多人在急需现金时成为usurious 高利贷的 受害者。

8.The government is cracking down on usurious 高利贷的 lenders who exploit vulnerable individuals.

政府正在打击那些剥削弱势群体的usurious 高利贷的 放贷者。

作文

In today's society, the issue of debt and financial exploitation has become increasingly prevalent. Many individuals find themselves trapped in a cycle of borrowing that is difficult to escape. One of the most concerning aspects of this situation is the rise of what can be described as usurious lending practices. These practices not only take advantage of vulnerable borrowers but also perpetuate a cycle of poverty and financial instability.To understand the implications of usurious lending, we must first define what it means. The term usurious refers to the practice of charging excessively high-interest rates on loans, often far beyond what is considered reasonable or legal. In many cases, these lenders target individuals with poor credit histories or those who are in urgent need of cash, knowing that they have few alternatives.The consequences of usurious lending can be devastating. Borrowers may initially feel relief when they secure a loan, but the burden of repayment can quickly become overwhelming. High-interest rates can lead to a situation where individuals end up paying back significantly more than they borrowed, sometimes leading to a debt spiral. This cycle often forces people to take out additional loans to cover existing debts, leading to even greater financial strain.Moreover, usurious lending practices disproportionately affect marginalized communities. Low-income individuals and families, who may already be struggling to make ends meet, are often the primary targets of these predatory lenders. As a result, the wealth gap continues to widen, and social mobility becomes increasingly challenging for those caught in the trap of usurious debt.It is essential to recognize that usurious lending is not just a personal issue; it is a societal problem that requires collective action. Governments and regulatory bodies must implement stricter laws and regulations to protect consumers from predatory lending practices. Additionally, financial education programs can empower individuals to make informed decisions about borrowing and help them identify usurious offers before they commit.In conclusion, the rise of usurious lending practices poses a significant threat to individuals and communities alike. By understanding the nature of usurious loans and advocating for stronger protections, we can work towards a more equitable financial landscape. It is crucial to support initiatives that promote fair lending practices and provide resources for those affected by usurious debt. Only then can we hope to break the cycle of exploitation and create a more just financial system for all.

在当今社会，债务和金融剥削的问题变得越来越普遍。许多人发现自己陷入了一个难以逃脱的借款循环。这个情况中最令人担忧的方面之一是所谓的高利贷借贷行为的上升。这些做法不仅利用了脆弱借款者的处境，还延续了贫困和金融不稳定的循环。要理解高利贷行为的影响，我们首先必须定义它的含义。术语高利贷指的是对贷款收取过高的利息，通常远远超出合理或合法的范围。在许多情况下，这些放贷者针对信用历史不良或急需现金的人，明知道他们几乎没有其他选择。高利贷借贷的后果可能是毁灭性的。借款人在获得贷款时可能会感到松了一口气，但偿还的负担很快就会变得压倒性。高利率可能导致个人最终偿还的金额远远超过他们借入的金额，有时甚至导致债务螺旋。这种循环常常迫使人们为了偿还现有债务而借取额外的贷款，从而造成更大的财务压力。此外，高利贷借贷行为不成比例地影响边缘化社区。低收入个人和家庭，已经在勉强维持生计的情况下，往往是这些掠夺性放贷者的主要目标。因此，财富差距不断扩大，社会流动性对于那些陷入高利贷债务的人来说变得愈加困难。重要的是要认识到，高利贷借贷不仅仅是个人问题；这是一个需要集体行动的社会问题。政府和监管机构必须实施更严格的法律和法规，以保护消费者免受掠夺性借贷行为的侵害。此外，金融教育项目可以赋予个人做出明智的借贷决策的能力，并帮助他们在承诺之前识别出高利贷的报价。总之，高利贷借贷行为的上升对个人和社区构成了重大威胁。通过理解高利贷贷款的性质并倡导更强有力的保护措施，我们可以朝着更加公平的金融环境努力。支持促进公平借贷行为的倡议，并为受高利贷债务影响的人提供资源，是至关重要的。只有这样，我们才能希望打破剥削的循环，为所有人创造一个更公正的金融体系。