payment in term

简明释义

定期支付

英英释义

例句

1.The supplier agreed to a payment in term for the goods delivered, allowing us to settle the invoice over three months.

供应商同意对交付的货物进行分期付款，允许我们在三个月内结清发票。

2.For large purchases, the company offers payment in term plans to make it easier for customers.

对于大额采购，公司提供分期付款计划，以便客户更容易支付。

3.The contract specifies that all transactions will be settled through payment in term arrangements.

合同规定所有交易将通过分期付款安排结算。

4.After negotiating, we finalized a payment in term schedule that works for both parties.

经过谈判，我们最终确定了一个双方都能接受的分期付款计划。

5.We prefer payment in term options to manage our cash flow better.

我们更喜欢分期付款选项，以更好地管理现金流。

作文

In today's fast-paced world, financial transactions have become more complex and varied. One of the terms often encountered in financial dealings is payment in term, which refers to a structured method of making payments according to a specific schedule or set of conditions. This concept is particularly relevant in business transactions, loans, and contracts where the timing and amount of payments are crucial for both parties involved.Understanding payment in term is essential for anyone engaged in financial activities, as it helps in budgeting and cash flow management. For instance, when a company enters into a contract with a supplier, they may agree on a payment in term that specifies payments to be made every month for a year. This agreement helps the company manage its finances better, ensuring that it can meet its obligations without straining its resources.Moreover, payment in term arrangements can also benefit lenders and creditors. By establishing clear payment schedules, they can predict cash inflows and manage their financial risks more effectively. For example, a bank that provides a loan may set up a payment in term plan where the borrower pays back the loan in monthly installments over a defined period. This not only makes it easier for the borrower to repay but also ensures that the bank receives regular payments, thus maintaining its liquidity.Another important aspect of payment in term is its role in fostering trust between parties. When both sides agree to a clear payment schedule, it reduces misunderstandings and potential disputes. For example, if a contractor agrees to complete a project in phases, they might receive payments in terms based on the completion of each phase. This arrangement builds confidence in the working relationship, as both parties have a clear understanding of expectations and responsibilities.However, it is crucial to note that payment in term agreements should be documented properly. Contracts should outline the terms clearly, including the amount due, the frequency of payments, and any penalties for late payments. This documentation serves as a reference point in case of disputes and ensures that both parties are held accountable to the agreed-upon terms.Additionally, businesses must be aware of the implications of payment in term on their financial statements. Regular payments can impact cash flow projections and overall financial health. Companies need to analyze their capacity to meet these obligations, especially during periods of low revenue. Proper financial planning and forecasting can help mitigate risks associated with payment in term agreements.In conclusion, the concept of payment in term plays a vital role in modern financial transactions. It provides a framework for managing payments effectively, fostering trust between parties, and ensuring that both sides can fulfill their obligations. Whether in personal finance or business dealings, understanding this term is essential for making informed financial decisions and maintaining healthy financial relationships. As we continue to navigate the complexities of our financial world, mastering terms like payment in term will empower individuals and businesses alike to thrive and succeed in their endeavors.

在当今快节奏的世界中，金融交易变得日益复杂多样。在金融交易中，常常会遇到一个术语——分期付款，它指的是根据特定的时间表或条件进行结构化支付的方法。这个概念在商业交易、贷款和合同中尤为重要，因为支付的时机和金额对于双方都至关重要。理解分期付款对任何参与金融活动的人来说都是必不可少的，因为它有助于预算编制和现金流管理。例如，当一家公司与供应商签订合同时，他们可能会同意一个分期付款的安排，即在一年内每月支付一次。这种协议帮助公司更好地管理财务，确保能够履行义务，而不会给资源带来压力。此外，分期付款安排也可以使贷方和债权人受益。通过建立明确的支付时间表，他们可以更有效地预测现金流入并管理财务风险。例如，一家提供贷款的银行可能会设定一个分期付款计划，借款人在一定期限内按月还款。这不仅使借款人更容易偿还，而且确保银行定期收到款项，从而维持其流动性。分期付款的另一个重要方面是它在促进双方信任中的作用。当双方达成明确的支付时间表时，可以减少误解和潜在争议。例如，如果承包商同意分阶段完成项目，他们可能会根据每个阶段的完成情况获得分期付款。这种安排增强了工作关系中的信任，因为双方对期望和责任有清晰的理解。然而，必须注意的是，分期付款协议应妥善记录。合同应清楚列出条款，包括到期金额、付款频率及逾期付款的处罚。这些文件作为争议时的参考点，确保双方对约定条款承担责任。此外，企业必须意识到分期付款对其财务报表的影响。定期付款会影响现金流预测和整体财务健康。公司需要分析其履行这些义务的能力，尤其是在收入较低的时期。适当的财务规划和预测可以帮助减轻与分期付款协议相关的风险。总之，分期付款的概念在现代金融交易中发挥着至关重要的作用。它为有效管理支付提供了框架，促进了双方之间的信任，并确保双方能够履行各自的义务。无论是在个人财务还是商业交易中，理解这一术语对做出明智的财务决策和维持健康的财务关系至关重要。随着我们继续应对金融世界的复杂性，掌握像分期付款这样的术语将使个人和企业能够在各自的事业中蓬勃发展，取得成功。