money advanced

简明释义

预支款

英英释义

例句

1.The company provided the employee with money advanced for travel expenses.

公司为员工提供了预支的款项用于差旅费用。

2.Before starting the project, we received money advanced from the client to cover initial costs.

在项目开始之前，我们从客户那里收到了预支的款项以覆盖初始费用。

3.She received money advanced to help her cover unexpected medical bills.

她收到了预支的款项以帮助她支付意外的医疗账单。

4.After submitting the invoice, I was informed that money advanced would be deducted from my payment.

在提交发票后，我被告知预支的款项将从我的付款中扣除。

5.The contractor requested money advanced to purchase materials for the construction site.

承包商请求预支的款项以购买施工现场的材料。

作文

In the world of finance, various terms describe the flow of money and the relationships between lenders and borrowers. One such term is money advanced, which refers to funds provided by a lender to a borrower before they are due for repayment. This concept is crucial in understanding how credit works and the dynamics of financial transactions. To illustrate this, let's explore a scenario involving a small business that seeks to expand its operations.Imagine a local bakery that has been thriving in its community. The owner, Sarah, decides it’s time to expand her business by opening a second location. However, she lacks sufficient funds to cover the initial costs of leasing a new space, purchasing equipment, and hiring additional staff. To achieve her goal, Sarah approaches a local bank for a loan.During her meeting with the bank manager, Sarah presents her business plan and explains her vision for the new bakery. The bank manager sees the potential for growth and agrees to provide Sarah with a loan. However, instead of waiting for the completion of all the paperwork, the bank offers to provide her with money advanced to help her secure the new location quickly. This means that the bank will give her a portion of the loan upfront, allowing her to start renovations and procure necessary supplies immediately.Receiving money advanced can be a game-changer for many entrepreneurs. It provides immediate liquidity, enabling them to act on opportunities without delay. In Sarah's case, the ability to access funds right away allows her to negotiate better deals with suppliers and contractors, ultimately leading to a smoother opening for her new bakery.However, while money advanced can facilitate growth, it also comes with responsibilities. Sarah must keep in mind that this money is still part of the loan she will need to repay. Therefore, she needs to manage her finances carefully to ensure that her new location becomes profitable enough to cover the repayment terms. Failure to do so could lead to financial strain, potentially jeopardizing both her original and new bakery locations.Moreover, money advanced is not limited to small businesses; it is commonly used in various sectors, including real estate and personal loans. For instance, a homebuyer might receive money advanced from a mortgage lender to secure a property while waiting for the full loan amount to be processed. This practice helps keep transactions moving smoothly in a competitive market.In conclusion, understanding the concept of money advanced is vital for anyone involved in financial transactions, whether as a borrower or a lender. It represents a crucial mechanism that enables businesses and individuals to seize opportunities and manage cash flow effectively. While it offers immediate benefits, it also requires careful planning and responsibility to ensure long-term success. As seen through Sarah’s journey, money advanced can be a powerful tool when leveraged wisely, paving the way for growth and prosperity in the ever-evolving world of finance.

在金融世界中，各种术语描述了资金流动以及借贷者与贷款者之间的关系。其中一个术语是money advanced，它指的是在还款到期之前，贷款人向借款人提供的资金。这个概念对于理解信用如何运作以及金融交易的动态至关重要。为了说明这一点，让我们探讨一个涉及小企业寻求扩展其业务的场景。想象一下，一个在社区中蓬勃发展的本地面包店。老板莎拉决定是时候通过开设第二家店来扩展她的业务。然而，她缺乏足够的资金来支付新地点的租赁、购买设备和雇佣额外员工的初始费用。为了实现她的目标，莎拉向当地银行申请贷款。在与银行经理的会议中，莎拉展示了她的商业计划，并解释了她对新面包店的愿景。银行经理看到了增长的潜力，同意向莎拉提供贷款。然而，银行提出了一个方案，即在所有文书工作完成之前，提供给她一部分money advanced，以帮助她迅速确保新的位置。这意味着银行将提前向她提供一部分贷款，使她能够立即开始装修和采购必要的用品。获得money advanced对许多企业家来说可能是一个改变游戏规则的因素。它提供了即时流动性，使他们能够毫不拖延地把握机会。在莎拉的案例中，能够立即获取资金使她能够与供应商和承包商谈判更好的交易，最终导致她的新面包店顺利开业。然而，尽管money advanced可以促进增长，但它也伴随着责任。莎拉必须牢记，这笔钱仍然是她需要偿还的贷款的一部分。因此，她需要仔细管理自己的财务，以确保新地点的盈利能力足以覆盖还款条款。如果未能做到这一点，可能会导致财务压力，从而危及她原有的面包店和新店。此外，money advanced并不限于小企业；它在房地产和个人贷款等各个领域都很常见。例如，购房者可能会从抵押贷款贷方那里获得money advanced，以确保在等待全额贷款处理时获得一处物业。这种做法有助于在竞争激烈的市场中保持交易的顺利进行。总之，理解money advanced的概念对于任何参与金融交易的人，无论是借款人还是贷款人，都至关重要。它代表了一种关键机制，使企业和个人能够抓住机会，有效管理现金流。虽然它提供了即时的好处，但它也需要仔细规划和责任，以确保长期成功。正如莎拉的经历所示，money advanced可以成为一种强大的工具，当明智地利用时，为在不断发展的金融世界中铺平增长和繁荣的道路。