nondiscountable bill

简明释义

非贴现汇票

英英释义

例句

1.Our policy states that all late fees are part of a nondiscountable bill.

我们的政策规定所有滞纳金都是不可折扣的账单的一部分。

2.Customers must pay the full amount on a nondiscountable bill before receiving the product.

客户必须在收到产品之前支付不可折扣的账单的全额。

3.The company issued a nondiscountable bill for the services rendered last month.

公司为上个月提供的服务开具了一张不可折扣的账单。

4.The contractor provided a nondiscountable bill for the construction work completed.

承包商为完成的建筑工程提供了一张不可折扣的账单。

5.When reviewing the invoice, I noticed it was a nondiscountable bill, meaning no discounts could be applied.

在审核发票时，我注意到这是一张不可折扣的账单，意味着不能应用任何折扣。

作文

In the world of finance and banking, various terms are used to describe different types of financial instruments and transactions. One such term that often comes up is nondiscountable bill. Understanding what a nondiscountable bill is can be crucial for individuals and businesses alike, as it impacts cash flow and financial planning. A nondiscountable bill refers to a type of bill or note that cannot be sold or transferred at a discount before its maturity date. This means that the holder of the bill must wait until it matures to receive its full face value, which can affect liquidity and investment strategies.The concept of nondiscountability is essential in understanding how certain financial instruments work. For instance, many businesses rely on various forms of credit to manage their operations. When they issue a nondiscountable bill, they are essentially committing to pay a specific amount at a future date without the option of selling it at a lower price to access immediate funds. This can be a disadvantage in situations where cash flow is tight, as the business may need funds sooner than the bill’s maturity date.On the other hand, there are advantages to using nondiscountable bills. For one, they provide certainty regarding the amount that will be received upon maturity, which can aid in financial forecasting and budgeting. Businesses can plan their expenditures more effectively, knowing exactly when and how much money will come in. Furthermore, nondiscountable bills can also serve as a reliable source of financing, especially for long-term projects where immediate cash flow is less critical.It is important to note that not all financial instruments are nondiscountable. Many bills and notes can be discounted, allowing the holder to sell them before maturity at a lower price. This flexibility can be beneficial for businesses that require immediate cash. However, the trade-off is that the holder receives less than the face value, which might not always be desirable.In conclusion, understanding the implications of a nondiscountable bill is essential for anyone involved in finance or business management. While these bills offer certainty and predictability, they also come with limitations regarding liquidity. Businesses must weigh the pros and cons of using nondiscountable bills against their immediate cash flow needs and overall financial strategy. By doing so, they can make informed decisions that align with their financial goals and operational requirements. Knowing when to use a nondiscountable bill versus a discountable instrument can significantly impact a company's financial health and sustainability in the long run.

在金融和银行的世界中，使用各种术语来描述不同类型的金融工具和交易。其中一个常见的术语是不可折扣票据。理解不可折扣票据的含义对个人和企业至关重要，因为它会影响现金流和财务规划。不可折扣票据指的是一种在到期日前无法以折扣出售或转让的票据或汇票。这意味着持有该票据的人必须等到其到期才能收到全额面值，这可能会影响流动性和投资策略。不可折扣性的概念对于理解某些金融工具的运作至关重要。例如，许多企业依赖各种形式的信贷来管理其运营。当他们发行不可折扣票据时，他们实际上是在承诺在未来某个日期支付特定金额，而没有选择在到期前以较低价格出售它以获取即时资金的选项。这在现金流紧张的情况下可能是一个劣势，因为企业可能需要在票据到期之前获得资金。另一方面，使用不可折扣票据也有其优势。首先，它们提供了关于到期时将收到的金额的确定性，这可以帮助财务预测和预算。企业可以更有效地规划支出，确切知道何时以及多少资金会进账。此外，不可折扣票据还可以作为融资的可靠来源，特别是对于那些对即时现金流要求不高的长期项目。需要注意的是，并非所有金融工具都是不可折扣的。许多票据和汇票可以被折扣，从而允许持有人在到期前以较低价格出售它们。这种灵活性对于需要即时现金的企业可能是有利的。然而，权衡则是持有人收到的金额低于面值，这并不总是可取的。总之，理解不可折扣票据的含义对于任何参与金融或企业管理的人来说都是必不可少的。虽然这些票据提供了确定性和可预测性，但它们也在流动性方面存在局限。企业必须权衡使用不可折扣票据与其即时现金流需求和整体财务策略之间的利弊。通过这样做，他们可以做出符合其财务目标和运营要求的明智决策。知道何时使用不可折扣票据与可折扣工具相比，可以显著影响公司的财务健康和长期可持续性。