Negotiable Letter of Credit

简明释义

议付信用证

英英释义

例句

1.The bank issued a Negotiable Letter of Credit that allowed the importer to negotiate with multiple suppliers.

银行签发了一份可转让信用证，使进口商能够与多个供应商进行谈判。

2.Using a Negotiable Letter of Credit can facilitate international trade by providing security to both buyers and sellers.

使用可转让信用证可以通过为买卖双方提供安全保障来促进国际贸易。

3.In case of default, the Negotiable Letter of Credit ensures that the seller receives payment.

在违约的情况下，可转让信用证确保卖方收到付款。

4.The exporter received a Negotiable Letter of Credit which allows him to transfer the credit to another party.

出口商收到了一个可转让信用证，这使他能够将信用证转让给其他方。

5.A Negotiable Letter of Credit can be transferred multiple times until it is fully utilized.

可转让信用证可以多次转让，直到完全使用为止。

作文

In the world of international trade, financial instruments play a crucial role in facilitating transactions between buyers and sellers. One such instrument is the Negotiable Letter of Credit, which serves as a guarantee of payment from a buyer's bank to a seller, provided that certain conditions are met. This financial tool is particularly important in situations where the buyer and seller do not know each other well, as it adds a layer of security to the transaction. A Negotiable Letter of Credit is defined as a document issued by a bank that guarantees payment to the seller upon the presentation of specified documents, such as shipping and insurance papers. Unlike a standard letter of credit, a negotiable letter allows the seller to transfer the credit to another party, making it a flexible option in various business scenarios. This feature is especially beneficial in cases where the seller may want to pass the payment obligation to another entity, such as a supplier or a third-party service provider. The process of using a Negotiable Letter of Credit typically begins when the buyer applies for this financial instrument through their bank. The bank evaluates the buyer’s creditworthiness and, if approved, issues the letter of credit in favor of the seller. The seller then presents the required documents to their own bank, which forwards them to the buyer's bank. Once the documents are verified, the buyer's bank releases the funds to the seller. This efficient mechanism ensures that both parties fulfill their obligations under the agreement, thereby minimizing risks associated with non-payment or fraud. Moreover, the Negotiable Letter of Credit can be particularly advantageous in mitigating risks related to currency fluctuations. In international trade, the value of currencies can change rapidly, potentially affecting the profitability of a transaction. By using a letter of credit, the seller is protected against these fluctuations, as the payment is secured in advance, based on the agreed-upon terms. However, it is essential for both buyers and sellers to understand the terms and conditions outlined in the Negotiable Letter of Credit. Any discrepancies in the documentation can lead to delays in payment or even the rejection of the letter of credit. Therefore, careful attention must be paid to detail when preparing the necessary documents. Additionally, both parties should be aware of the fees associated with issuing and processing letters of credit, as these can vary significantly between banks. In conclusion, the Negotiable Letter of Credit is an invaluable tool in international trade, providing security and flexibility to both buyers and sellers. By ensuring that payments are guaranteed and allowing for the transfer of obligations, this financial instrument helps facilitate smoother transactions across borders. As global trade continues to expand, understanding and effectively utilizing a Negotiable Letter of Credit will remain essential for businesses looking to thrive in a competitive marketplace.

在国际贸易中，金融工具在促进买卖双方之间的交易中发挥着至关重要的作用。其中一个这样的工具是可转让信用证，它作为买方银行向卖方支付的保证，前提是满足某些条件。这种金融工具在买卖双方不太了解彼此的情况下尤为重要，因为它为交易增加了一层安全保障。可转让信用证被定义为银行签发的一种文件，保证在提交特定文件（如运输和保险文件）时向卖方支付。与标准信用证不同的是，可转让信用证允许卖方将信用转让给另一方，使其在各种商业场景中成为灵活的选择。这一特点在卖方希望将付款义务转移给另一实体（如供应商或第三方服务提供商）时尤其有利。使用可转让信用证的过程通常始于买方通过其银行申请这一金融工具。银行评估买方的信用状况，如果获得批准，则以卖方的名义签发信用证。然后，卖方将所需文件提交给自己的银行，该银行将其转发给买方的银行。一旦文件经过验证，买方的银行就会向卖方释放资金。这一高效机制确保了双方履行协议下的义务，从而最大限度地降低了未付款或欺诈的风险。此外，可转让信用证在减轻与货币波动相关的风险方面尤其具有优势。在国际贸易中，货币的价值可能会迅速变化，从而影响交易的盈利能力。通过使用信用证，卖方可以免受这些波动的影响，因为付款是在事先根据约定条款进行担保的。然而，买卖双方必须理解可转让信用证中列出的条款和条件。任何文件中的差异都可能导致付款延迟甚至拒绝信用证。因此，在准备必要的文件时，必须对细节给予充分关注。此外，双方还应注意与信用证的签发和处理相关的费用，因为这些费用在不同银行之间可能会有显著差异。总之，可转让信用证是国际贸易中一种宝贵的工具，为买卖双方提供了安全性和灵活性。通过确保付款得到担保并允许转移义务，这一金融工具有助于促进跨境交易的顺利进行。随着全球贸易的不断扩展，理解和有效利用可转让信用证将继续成为企业在竞争激烈的市场中蓬勃发展的关键。