minimum rate
简明释义
最低运价率
英英释义
The lowest permissible or acceptable level of payment, charge, or rate for a service or product. | 服务或产品的最低可接受或允许的付款、费用或费率水平。 |
例句
1.To ensure fair wages, the city council proposed a minimum rate for all workers.
为了确保公平工资,市议会提议为所有工人设定一个最低工资标准。
2.The service provider has a minimum rate for their services, regardless of the project size.
无论项目规模如何,服务提供商都有一个最低收费标准。
3.In the job market, candidates often expect a minimum rate of pay based on their experience.
在就业市场上,候选人通常会根据他们的经验期望一个最低工资标准。
4.The bank offers a loan with a minimum rate of interest to attract new customers.
为了吸引新客户,银行提供的贷款利率设定了一个最低利率。
5.The government has set a minimum rate for renewable energy tariffs to encourage investment.
政府设定了一个最低费率以促进可再生能源的投资。
作文
In today's world, economic stability is a crucial factor for both individuals and businesses. One of the key concepts that often comes into play in discussions about finance and economics is the minimum rate. The minimum rate refers to the lowest level of interest or return that can be expected from an investment or financial product. Understanding this concept is essential for making informed financial decisions.When individuals consider investing their money, they often look for opportunities that offer a return greater than the minimum rate. This rate can vary based on several factors, including the type of investment, market conditions, and the overall economic environment. For example, government bonds might have a lower minimum rate compared to stocks, which can offer higher returns but come with increased risk.Businesses also pay close attention to the minimum rate when assessing potential projects. They need to ensure that the expected return on investment exceeds this rate to justify the risks involved. If a project does not meet the minimum rate, it may lead to financial losses or missed opportunities. Therefore, understanding the implications of the minimum rate is vital for corporate financial planning and investment strategies.Moreover, the minimum rate can influence monetary policy decisions made by central banks. For instance, when a central bank sets interest rates, it indirectly affects the minimum rate across the economy. A lower interest rate environment typically results in a lower minimum rate, encouraging borrowing and investment. Conversely, higher interest rates can raise the minimum rate, potentially stifling economic growth as consumers and businesses may hesitate to take on new debt.Understanding the minimum rate is also important for consumers when considering loans or mortgages. Lenders will often use the minimum rate as a benchmark to determine the interest rates they offer to borrowers. A borrower with a credit score above the minimum rate threshold may qualify for better loan terms, while those below may face higher rates. This dynamic showcases how the minimum rate can significantly impact personal finances and the ability to secure favorable lending terms.In conclusion, the minimum rate is a fundamental concept in the realm of finance and economics. It serves as a guideline for investments, influences business decisions, and plays a crucial role in shaping monetary policy. By understanding the minimum rate, individuals and businesses can make more informed financial choices, ultimately leading to better economic outcomes. Whether one is investing in stocks, evaluating business projects, or taking out a loan, grasping the significance of the minimum rate is essential for navigating the financial landscape effectively.
在当今世界,经济稳定对个人和企业来说都是一个至关重要的因素。在关于金融和经济的讨论中,一个常常被提及的关键概念是最低利率。最低利率是指可以预期的投资或金融产品的最低利息或回报水平。理解这一概念对于做出明智的金融决策至关重要。当个人考虑投资他们的钱时,他们通常会寻找那些提供高于最低利率的回报的机会。这个利率可能会根据多种因素而变化,包括投资类型、市场条件和整体经济环境。例如,政府债券的最低利率可能低于股票,后者虽然提供更高的回报,但伴随更大的风险。企业在评估潜在项目时也非常关注最低利率。他们需要确保预期的投资回报超过该利率,以证明所涉及风险的合理性。如果一个项目未能达到最低利率,可能导致财务损失或错失机会。因此,理解最低利率的影响对于企业财务规划和投资策略至关重要。此外,最低利率还可能影响中央银行的货币政策决策。例如,当中央银行设定利率时,它间接影响整个经济体的最低利率。较低的利率环境通常会导致较低的最低利率,鼓励借贷和投资。相反,更高的利率可能提高最低利率,可能抑制经济增长,因为消费者和企业可能会犹豫不决,不愿承担新债务。理解最低利率对于消费者在考虑贷款或抵押贷款时也很重要。贷方通常会将最低利率用作确定他们提供给借款人的利率的基准。信用评分高于最低利率门槛的借款人可能会获得更好的贷款条款,而低于此门槛的借款人可能面临更高的利率。这种动态展示了最低利率如何显著影响个人财务和获得有利贷款条款的能力。总之,最低利率是金融和经济领域的一个基本概念。它为投资提供指导,影响商业决策,并在塑造货币政策方面发挥着至关重要的作用。通过理解最低利率,个人和企业可以做出更明智的金融选择,从而最终实现更好的经济成果。无论是在投资股票、评估商业项目还是申请贷款,掌握最低利率的重要性对于有效地驾驭金融环境都是必不可少的。
相关单词