margin of safety

简明释义

安全系数

英英释义

例句

1.Engineers design bridges with a margin of safety 安全边际 to ensure they can withstand unexpected loads.

工程师设计桥梁时考虑到margin of safety 安全边际，以确保它们能够承受意外负荷。

2.A good financial plan includes a margin of safety 安全边际 to account for unforeseen expenses.

一个好的财务计划包括margin of safety 安全边际，以应对不可预见的开支。

3.In construction, a margin of safety 安全边际 is crucial for preventing structural failures.

在建筑中，margin of safety 安全边际对防止结构失败至关重要。

4.The pilot maintained a margin of safety 安全边际 by flying at a higher altitude than required.

飞行员通过飞行在比要求更高的高度来保持margin of safety 安全边际。

5.When investing in stocks, it's important to have a margin of safety 安全边际 to protect against potential losses.

在股票投资中，拥有一个margin of safety 安全边际是保护自己免受潜在损失的重要措施。

作文

In the world of investing and finance, the term margin of safety refers to the difference between the intrinsic value of an asset and its market price. This concept is crucial for investors who wish to minimize risk while maximizing potential returns. The margin of safety acts as a buffer against errors in judgment or unforeseen market fluctuations. For instance, if an investor determines that a company's stock is worth $100 per share based on thorough analysis, but the stock is currently trading at $70, there exists a margin of safety of $30. This margin provides reassurance that even if the market conditions change or the investor's analysis is slightly off, there is still room for error before a loss occurs.The idea of a margin of safety is not limited to investing; it can also apply to various aspects of life, including engineering and personal finance. In engineering, safety margins are built into structures to ensure they can withstand unexpected loads or stress. Similarly, in personal finance, having a margin of safety means maintaining an emergency fund to cover unexpected expenses, thus preventing financial disaster. This principle encourages individuals to live within their means and prepare for uncertainties.Understanding the margin of safety is essential for making informed decisions. It teaches investors to be cautious and to conduct thorough research before committing to an investment. By identifying assets that are undervalued, investors can create a safety net that protects them from significant losses. Moreover, this approach promotes a long-term investment strategy rather than a speculative one, fostering a more stable financial future.However, it's important to note that a larger margin of safety does not guarantee success. Market conditions can be unpredictable, and even the most thorough analysis can miss critical factors. Therefore, while a margin of safety can provide a sense of security, it should not lead to complacency. Investors must remain vigilant and continuously reassess their investments and the market environment.In conclusion, the margin of safety is a fundamental concept that serves as a protective measure in investing and other areas of life. It encourages careful analysis, prudent decision-making, and preparedness for uncertainty. By incorporating the margin of safety into their strategies, investors can enhance their chances of achieving financial success while mitigating risks. Ultimately, understanding and applying this principle can lead to more confident and informed choices in both investing and personal finance.

在投资和金融的世界中，术语安全边际指的是资产的内在价值与其市场价格之间的差异。这个概念对于希望在最大化潜在回报的同时最小化风险的投资者至关重要。安全边际充当了对判断错误或不可预见的市场波动的缓冲。例如，如果一位投资者经过仔细分析确定某公司的股票内在价值为每股100美元，但该股票目前的交易价格为70美元，那么存在30美元的安全边际。这一边际提供了保证，即使市场条件发生变化或投资者的分析略有偏差，在发生损失之前仍然有余地。安全边际的概念不仅限于投资；它还可以应用于生活的各个方面，包括工程和个人财务。在工程学中，安全边际被构建到结构中，以确保它们能够承受意外的载荷或压力。同样，在个人财务中，拥有安全边际意味着保持应急基金以覆盖意外开支，从而防止财务灾难。这一原则鼓励个人量入而出，并为不确定性做好准备。理解安全边际对于做出明智决策至关重要。它教导投资者要谨慎，并在承诺投资之前进行全面研究。通过识别被低估的资产，投资者可以创建一个保护网，以防止重大损失。此外，这种方法促进了一种长期投资策略，而不是投机性的策略，从而培养出更稳定的财务未来。然而，重要的是要注意，更大的安全边际并不保证成功。市场条件可能是不可预测的，即使是最全面的分析也可能会忽视关键因素。因此，虽然安全边际可以提供安全感，但它不应导致自满。投资者必须保持警惕，并不断重新评估他们的投资和市场环境。总之，安全边际是一个基本概念，它作为投资和生活其他领域的保护措施。它鼓励仔细分析、谨慎决策以及对不确定性的准备。通过将安全边际纳入他们的策略，投资者可以增强实现财务成功的机会，同时减少风险。最终，理解和应用这一原则可以在投资和个人财务中带来更自信和明智的选择。