lay by

简明释义

让船处

英英释义

例句

1.Many people choose to lay by their Christmas gifts in advance.

许多人选择提前存放他们的圣诞礼物。

2.I decided to lay by some money for my vacation next year.

我决定存钱为明年的假期做准备。

3.She asked if she could lay by the dress until payday.

她问是否可以寄存这件裙子直到发薪日。

4.The store allows customers to lay by items for up to three months.

这家商店允许顾客预留商品最长达三个月。

5.He plans to lay by enough funds to buy a new car.

他计划存钱以购买一辆新车。

作文

In today's fast-paced world, the concept of saving money has become increasingly important. Many people are looking for ways to manage their finances better and ensure that they have funds available for emergencies or future purchases. One effective strategy that has gained popularity is to lay by items that one wishes to buy later. The term lay by refers to a method of reserving goods by paying a deposit, allowing consumers to secure an item while gradually paying it off over time. This approach can be particularly beneficial for larger purchases that may not fit easily into a monthly budget.For instance, imagine you have your eye on a new television that costs a significant amount of money. Instead of trying to save the entire amount in one go, you could visit a store that offers a lay by option. By paying a small percentage of the total price upfront, you can reserve the television for yourself. This means that the store will set it aside, ensuring that no one else can purchase it while you complete your payments. This method provides peace of mind and allows you to plan your finances more effectively.Additionally, the lay by system encourages disciplined spending. When consumers know they have already committed to a purchase, they are less likely to spend that money on impulse buys. This can help individuals stick to their budgets and avoid unnecessary debt. Furthermore, many stores offer flexible payment plans, which can make it easier for shoppers to manage their finances without feeling overwhelmed.Another advantage of using the lay by option is that it often includes the ability to lock in prices. In times of economic uncertainty, prices for goods can fluctuate. By reserving an item with a lay by, customers can protect themselves from potential price increases. This is especially useful for seasonal items, such as holiday gifts, where prices can rise significantly as the season approaches.However, it is essential to read the terms and conditions associated with any lay by agreement. Some stores may charge fees for late payments or have specific timelines that must be adhered to. It is crucial for consumers to understand these details to avoid any surprises down the line. Additionally, if someone finds themselves unable to complete the payments, they should be aware of the store's policy regarding refunds or forfeiting the deposit.In conclusion, the practice of lay by is an excellent financial strategy for those who wish to make significant purchases without straining their budgets. By reserving items and paying them off over time, consumers can enjoy the benefits of disciplined spending, price protection, and peace of mind. As we navigate our financial journeys, incorporating methods like lay by can help us achieve our goals while maintaining control over our finances. Whether it's a new appliance, a piece of furniture, or even a special gift, the lay by system can be a valuable tool in our financial toolkit.

在当今快节奏的世界中，存钱的概念变得越来越重要。许多人正在寻找更好的管理财务的方法，以确保他们有资金用于紧急情况或未来的购买。一种有效的策略是将自己希望稍后购买的商品进行lay by。术语lay by指的是通过支付定金来预留商品的一种方法，允许消费者在逐渐支付的同时确保一件商品。这种方法对于那些可能不容易融入月度预算的大额购买尤为有利。例如，想象一下你盯上了一台价格相当高的新电视。与其试图一次性存下全部金额，不如去提供lay by选项的商店看看。通过提前支付总价的一小部分，你可以为自己预留这台电视。这意味着商店会将其放在一边，确保没有其他人可以在你完成付款期间购买它。这种方法提供了安心感，并使你能够更有效地规划财务。此外，lay by系统鼓励有纪律的消费。当消费者知道自己已经承诺购买时，他们就不太可能在冲动消费上花费这些钱。这可以帮助个人坚持预算，避免不必要的债务。此外，许多商店提供灵活的付款计划，这使得购物者能够更轻松地管理财务，而不会感到不堪重负。使用lay by选项的另一个优势是，通常可以锁定价格。在经济不确定的时期，商品价格可能会波动。通过使用lay by预留商品，顾客可以保护自己免受潜在的价格上涨。这对于季节性商品（如节日礼物）尤其有用，因为随着季节的临近，价格可能会显著上涨。然而，了解任何lay by协议的条款和条件至关重要。一些商店可能会对逾期付款收取费用，或者有特定的时间表必须遵守。消费者理解这些细节以避免后续的任何惊讶是至关重要的。此外，如果有人发现自己无法完成付款，他们应该了解商店关于退款或没收定金的政策。总之，lay by的做法是希望在不压垮预算的情况下进行重大购买的人的绝佳财务策略。通过预留物品并分期付款，消费者可以享受有纪律消费、价格保护和安心感的好处。在我们导航财务旅程时，像lay by这样的方式可以帮助我们实现目标，同时保持对财务的控制。无论是新电器、一件家具，还是一份特别的礼物，lay by系统都可以成为我们财务工具箱中的宝贵工具。