irrevocable LC

简明释义

不可撤销信用证

英英释义

例句

1.The importer requested an irrevocable LC to assure the exporter of payment upon shipment.

进口商要求开具一份不可撤销信用证，以确保出口商在发货后能收到付款。

2.An irrevocable LC can help mitigate risks associated with foreign transactions.

一份不可撤销信用证可以帮助降低与外贸交易相关的风险。

3.The bank issued an irrevocable LC to ensure the seller receives payment regardless of any disputes.

银行开具了一份不可撤销信用证，以确保卖方在任何争议中都能收到付款。

4.Once the irrevocable LC is issued, neither party can alter its terms without mutual consent.

一旦不可撤销信用证被开具，任何一方都不能在未经双方同意的情况下更改其条款。

5.Using an irrevocable LC provides security for both the buyer and the seller during international trade.

使用不可撤销信用证为国际贸易中的买卖双方提供了安全保障。

作文

In the world of international trade, various financial instruments facilitate transactions between buyers and sellers across borders. One such instrument is the letter of credit (LC), which serves as a guarantee from a bank that a seller will receive payment for goods or services provided to a buyer. Among the different types of letters of credit, the irrevocable LC stands out due to its unique characteristics and benefits. An irrevocable LC (不可撤销信用证) cannot be altered or canceled without the consent of all parties involved, making it a secure option for both buyers and sellers. The primary advantage of an irrevocable LC is the assurance it provides to sellers. When a seller receives an irrevocable LC, they can be confident that the bank will honor the payment as long as they meet the terms and conditions outlined in the document. This reduces the risk of non-payment, which is a significant concern in international trade. Sellers are more likely to engage in business with buyers who utilize an irrevocable LC, as it demonstrates the buyer's commitment to fulfilling their financial obligations.From the buyer's perspective, using an irrevocable LC can also enhance credibility and foster trust with suppliers. By issuing an irrevocable LC, the buyer signals to the seller that they have the financial backing necessary to complete the transaction. This can lead to more favorable terms and conditions, as sellers may be willing to offer discounts or better pricing when they feel assured of payment.However, it is essential for both parties to understand the implications of using an irrevocable LC. Since it cannot be changed or canceled unilaterally, any errors or misunderstandings in the terms can lead to complications. For instance, if the seller fails to deliver the goods as specified, the buyer may find it challenging to dispute the payment once the irrevocable LC has been issued. Therefore, clear communication and thorough documentation are crucial before finalizing any irrevocable LC transactions.Moreover, the process of obtaining an irrevocable LC involves several steps, including application, verification, and issuance by the bank. Buyers must provide detailed information about the transaction, including the value, shipping details, and required documents. Banks typically charge fees for issuing an irrevocable LC, which can vary based on the transaction's complexity and the involved parties' creditworthiness.In conclusion, an irrevocable LC (不可撤销信用证) plays a vital role in international trade by providing security and assurance to both buyers and sellers. Its irrevocable nature ensures that once it is established, the terms cannot be changed, thereby protecting the interests of all parties involved. While there are advantages to using an irrevocable LC, it is crucial for businesses to approach this financial instrument with a clear understanding of its implications and to ensure that all terms are accurately defined before proceeding with the transaction. As global trade continues to evolve, the irrevocable LC remains a fundamental tool for facilitating secure and reliable international commerce.

在国际贸易的世界中，各种金融工具促进了跨境买卖双方之间的交易。其中一种工具是信用证（LC），它作为银行的担保，确保卖方将获得买方提供的商品或服务的付款。在不同类型的信用证中，不可撤销信用证因其独特的特点和优势而脱颖而出。不可撤销信用证（irrevocable LC）在未经所有相关方同意的情况下不能被更改或取消，这使其成为买卖双方的安全选择。不可撤销信用证的主要优势在于它为卖方提供的保障。当卖方收到不可撤销信用证时，他们可以确信，只要满足文件中列出的条款和条件，银行就会履行付款。这减少了不付款的风险，这是国际贸易中的一个重大关切。卖方更有可能与使用不可撤销信用证的买方进行交易，因为这表明买方致力于履行其财务义务。从买方的角度来看，使用不可撤销信用证也可以增强信誉并促进与供应商的信任。通过签发不可撤销信用证，买方向卖方表明他们拥有完成交易所需的财务支持。这可能导致更有利的条款和条件，因为卖方在感到付款有保障时，可能愿意提供折扣或更好的价格。然而，双方必须理解使用不可撤销信用证的影响。由于它不能单方面更改或取消，因此任何条款中的错误或误解都可能导致复杂情况。例如，如果卖方未能按规定交付商品，买方可能会发现一旦发出不可撤销信用证，很难争议付款。因此，在最终确定任何不可撤销信用证交易之前，清晰的沟通和详尽的文档至关重要。此外，获取不可撤销信用证的过程涉及多个步骤，包括申请、验证和银行的签发。买方必须提供有关交易的详细信息，包括价值、运输细节和所需文件。银行通常会收取签发不可撤销信用证的费用，这些费用可能根据交易的复杂性和相关方的信用状况而有所不同。总之，不可撤销信用证（irrevocable LC）在国际贸易中发挥着至关重要的作用，为买卖双方提供安全和保证。它的不可撤销性质确保一旦建立，条款便无法更改，从而保护所有相关方的利益。虽然使用不可撤销信用证有其优势，但企业在使用这种金融工具时，必须清楚理解其影响，并确保在进行交易之前准确定义所有条款。随着全球贸易的不断发展，不可撤销信用证仍然是促进安全可靠的国际商业的重要工具。