insurable voyage

简明释义

可保险航程

英英释义

例句

1.To secure insurance coverage, the expedition must be classified as an insurable voyage.

为了获得保险保障，探险必须被归类为可投保的航程。

2.Before setting sail, the captain ensured that the route was an insurable voyage.

在启航之前，船长确保航线是一个可投保的航程。

3.The shipping company only operates on insurable voyages to minimize risks.

这家航运公司只在可投保的航程上运营，以减少风险。

4.During the meeting, they discussed the criteria for defining an insurable voyage.

在会议上，他们讨论了定义可投保的航程的标准。

5.Insurance agents assess whether a voyage qualifies as an insurable voyage based on various factors.

保险代理人根据各种因素评估一次航程是否符合可投保的航程的资格。

作文

In the world of maritime trade, the concept of an insurable voyage is fundamental to ensuring that goods and vessels are protected against unforeseen risks. An insurable voyage refers to a journey undertaken by a ship that meets certain criteria set by insurance companies, allowing for the coverage of potential losses that may occur during transit. This definition encompasses various factors, including the type of cargo being transported, the route taken, and the conditions under which the voyage is conducted.To understand the significance of an insurable voyage, we must first explore the nature of maritime risks. Ships face numerous hazards at sea, such as storms, piracy, and mechanical failures. As a result, shipowners and cargo owners seek to mitigate these risks through insurance policies. However, not every voyage qualifies for coverage. Insurers evaluate the specifics of each journey to determine whether it qualifies as an insurable voyage.Several key elements define an insurable voyage. Firstly, the vessel must be seaworthy, meaning it is fit for the intended journey and equipped to handle the conditions expected during the voyage. Secondly, the cargo must be properly packed and secured to minimize the risk of damage. Thirdly, the route should be carefully planned, avoiding areas known for high risks, such as regions prone to piracy or severe weather.Additionally, the duration of the voyage plays a crucial role in determining insurability. Shorter voyages may be viewed as less risky compared to long, transoceanic journeys. Insurance companies also consider historical data on similar routes, assessing the likelihood of incidents occurring based on past experiences. All these factors contribute to the overall assessment of whether a voyage is insurable.The implications of classifying a voyage as insurable are significant for all parties involved. For shipowners, having their voyages insured means financial protection against potential losses. This security allows them to operate with greater confidence, knowing that they can recover costs in the event of an accident. For cargo owners, insuring their shipments is equally important, as it ensures that they will not suffer devastating financial losses due to unforeseen circumstances.Moreover, the concept of an insurable voyage extends beyond just financial protection. It also promotes safety and accountability within the shipping industry. By adhering to the standards necessary for a voyage to be considered insurable, shipowners and operators are incentivized to maintain high levels of safety and operational efficiency. This adherence ultimately leads to fewer accidents and a more reliable shipping industry.In conclusion, the notion of an insurable voyage is essential in the realm of maritime trade. It encapsulates the various factors that determine whether a voyage can be insured against risks, providing a framework for protecting both shipowners and cargo owners. Understanding this concept not only highlights the complexities of maritime operations but also underscores the importance of risk management in ensuring the safe and efficient transport of goods across the globe. As the shipping industry continues to evolve, the principles surrounding insurable voyages will remain crucial in navigating the challenges of maritime trade.

在海洋贸易的世界中，‘可投保航程’这一概念对确保货物和船只免受不可预见风险的影响至关重要。‘可投保航程’是指由船只进行的一段旅程，该旅程符合保险公司设定的某些标准，从而允许对可能在运输过程中发生的潜在损失进行保障。这个定义包含多个因素，包括所运输货物的类型、所采取的航线以及航程进行时的条件。要理解‘可投保航程’的重要性，我们首先需要探讨海上风险的性质。船只在海上面临着许多危险，如风暴、海盗和机械故障。因此，船东和货主寻求通过保险政策来降低这些风险。然而，并非每一条航程都符合投保条件。保险公司会评估每次航行的具体情况，以确定其是否符合‘可投保航程’的标准。几个关键因素定义了‘可投保航程’。首先，船只必须是适航的，这意味着它适合于预定的航程，并具备应对航程中预期条件的能力。其次，货物必须妥善包装和固定，以尽量减少损坏的风险。第三，航线应经过仔细规划，避免经过已知高风险区域，如易受海盗袭击或恶劣天气影响的地区。此外，航程的持续时间在确定可投保性方面也起着至关重要的作用。短途航程可能被视为较低风险，而长途跨洋航程则相对较高。保险公司还会考虑类似航线的历史数据，根据过去的经验评估事故发生的可能性。所有这些因素共同影响着对航程是否可投保的总体评估。将航程归类为‘可投保航程’的含义对于所有相关方都具有重要意义。对于船东而言，航程得到保险意味着对潜在损失的财务保护。这种保障使他们能够更加自信地运营，因为他们知道在发生事故时可以弥补成本。对于货主而言，给其货物投保同样重要，因为这确保他们不会因不可预见的情况而遭受毁灭性的财务损失。此外，‘可投保航程’的概念不仅仅限于财务保护。它还促进了航运行业的安全性和责任感。通过遵守使航程被视为可投保所需的标准，船东和运营商受到激励，以保持高水平的安全性和运营效率。这种遵循最终导致事故的减少以及更可靠的航运业。总之，‘可投保航程’的概念在海洋贸易领域至关重要。它概括了决定航程是否可以对风险进行投保的各种因素，为保护船东和货主提供了框架。理解这一概念不仅突显了海洋运营的复杂性，也强调了在确保全球货物安全高效运输中的风险管理重要性。随着航运业的不断发展，围绕‘可投保航程’的原则在应对海洋贸易挑战时将始终至关重要。