including particular average

简明释义

包括单独海损单独海损在内

英英释义

例句

1.The yacht insurance includes coverage for damages including particular average that occur during a voyage.

游艇保险包括在航行期间发生的损害的保障，包括特定平均损失。

2.When assessing the risk, the underwriter will consider factors including particular average to determine the premium.

在评估风险时，承保人将考虑包括特定平均损失等因素来确定保费。

3.The insurance policy covers various types of damages, including particular average, which refers to specific losses that can be claimed.

保险政策涵盖多种损害类型，包括特定平均损失，指的是可以索赔的具体损失。

4.In maritime law, claims can be filed for losses including particular average sustained during transport.

在海事法中，可以针对运输过程中遭受的损失提出索赔，包括特定平均损失。

5.The contract stipulates that compensation will be provided for incidents including particular average in case of an accident.

合同规定，在发生事故的情况下，将对包括特定平均损失的事件提供赔偿。

作文

Understanding insurance can be a complex endeavor, particularly when it comes to maritime insurance. One of the key concepts in this field is the term 'average'. In insurance terminology, 'average' refers to a method of calculating losses and damages that arise from specific incidents. It is essential for ship owners and cargo interests to comprehend how these averages work, especially in the context of marine insurance policies. There are two significant types of averages: general average and particular average. General average deals with losses that occur during a voyage, where the sacrifice of certain cargo is necessary to save the vessel and remaining cargo. However, today we will focus on the latter, which is referred to as including particular average (包括特定平均). This concept pertains to losses that affect only a specific part of the insured property, rather than the entire shipment or vessel.When a particular average occurs, it usually involves damage or loss to individual goods or cargo due to unforeseen circumstances such as accidents, theft, or natural disasters. For example, if a container of electronics is damaged during transport due to rough weather, this incident would fall under including particular average (包括特定平均). The owner of that specific cargo would be entitled to claim compensation for the losses incurred, provided they have the appropriate insurance coverage.The significance of understanding including particular average (包括特定平均) lies in the fact that it directly impacts the financial responsibilities of both the insurer and the insured. Insurers often require detailed documentation and evidence of the loss to process claims related to particular averages. Therefore, it is crucial for cargo owners to maintain accurate records and communicate effectively with their insurance providers.Furthermore, the implications of including particular average (包括特定平均) extend beyond mere financial aspects. Understanding this concept can also influence shipping practices and risk management strategies. For instance, by recognizing the potential risks associated with transporting certain goods, shippers may take additional precautions to mitigate damage, such as using better packaging or selecting more reliable shipping routes.In conclusion, the term including particular average (包括特定平均) plays a vital role in maritime insurance. It highlights the importance of understanding specific losses that can occur during the transportation of goods. By being aware of how particular averages function, cargo owners can better prepare themselves for potential risks and ensure that they have adequate insurance protection. This understanding not only aids in navigating the complexities of marine insurance but also contributes to more effective risk management in the shipping industry.

理解保险可能是一项复杂的工作，特别是在海洋保险方面。在这个领域，一个关键的概念是“平均”的术语。在保险术语中，“平均”指的是计算因特定事件而产生的损失和损害的方法。船东和货物利益相关者必须理解这些平均是如何运作的，特别是在海洋保险政策的背景下。有两种主要类型的平均：一般平均和特定平均。一般平均涉及在航行过程中发生的损失，其中牺牲某些货物是为了拯救船只和剩余货物。然而，今天我们将重点讨论后者，即包括特定平均（包括特定平均）。这个概念涉及到仅影响受保财产特定部分的损失，而不是整个货物或船只。当发生特定平均时，通常涉及由于意外情况（如事故、盗窃或自然灾害）导致单个商品或货物的损坏或丢失。例如，如果一批电子产品在运输过程中因恶劣天气而受损，则该事件将属于包括特定平均（包括特定平均）。该特定货物的所有者有权索赔所遭受的损失，前提是他们拥有适当的保险覆盖。理解包括特定平均（包括特定平均）的重要性在于它直接影响保险人和被保险人的财务责任。保险公司通常要求详细的文档和损失证据，以处理与特定平均相关的索赔。因此，货物所有者保持准确记录并与其保险提供商有效沟通至关重要。此外，包括特定平均（包括特定平均）的影响不仅限于财务方面。理解这个概念也可以影响运输实践和风险管理策略。例如，通过认识到运输某些货物的潜在风险，发货人可能会采取额外的预防措施来减轻损害，例如使用更好的包装或选择更可靠的运输路线。总之，术语包括特定平均（包括特定平均）在海洋保险中发挥着至关重要的作用。它突显了理解在货物运输过程中可能发生的特定损失的重要性。通过了解特定平均的运作方式，货物所有者可以更好地为潜在风险做好准备，并确保他们拥有足够的保险保护。这种理解不仅有助于驾驭海洋保险的复杂性，还有助于在航运行业中更有效的风险管理。