in arrears

简明释义

拖欠

英英释义

例句

1.After missing several payments, his account became in arrears.

在错过几次付款后，他的账户变得拖欠。

2.The company has fallen in arrears with its tax payments.

公司在税款支付方面已拖欠。

3.She was shocked to find her credit card bill was in arrears.

她惊讶地发现她的信用卡账单已拖欠。

4.The utility company threatened to cut off service if the bill remained in arrears.

如果账单继续拖欠，公用事业公司威胁要停止服务。

5.The tenant is currently in arrears on their rent payments.

租户目前在租金支付方面拖欠。

作文

Understanding financial terms is crucial in today’s economy, especially when it comes to managing personal finances. One term that often comes up in discussions about payments and debts is in arrears. This phrase refers to a situation where a payment has not been made by its due date. For instance, if someone fails to pay their rent on time, they are considered to be in arrears with their landlord. This can lead to various consequences, including late fees and potential eviction. Being in arrears can also apply to loans, credit cards, and other financial obligations. If a person misses a payment on their credit card bill, they will be marked as in arrears, which can negatively impact their credit score. A poor credit score can make it difficult to secure future loans or even rent an apartment. Therefore, understanding the implications of being in arrears is essential for maintaining good financial health.In many cases, individuals find themselves in arrears due to unforeseen circumstances such as job loss, medical emergencies, or other financial hardships. It is important for individuals facing such challenges to communicate with their creditors as soon as possible. Many lenders are willing to work with borrowers who are proactive about their situation. They may offer payment plans or deferments to help those who are temporarily in arrears get back on track.Furthermore, being in arrears can also have legal ramifications. For example, if a mortgage payment is missed, the lender may initiate foreclosure proceedings after a certain period. This is a serious consequence that can lead to the loss of one’s home. Therefore, it is vital to prioritize payments and seek assistance if needed before falling in arrears.In summary, the term in arrears signifies a state of unpaid obligations that can have significant consequences on an individual’s financial standing. Awareness of this term and its implications can empower individuals to manage their finances more effectively. By staying informed and proactive, one can avoid the pitfalls of being in arrears and maintain a healthy financial future.

理解金融术语在当今经济中至关重要，尤其是在管理个人财务时。一个经常在关于付款和债务的讨论中出现的术语是in arrears。这个短语指的是未按到期日付款的情况。例如，如果某人未能按时支付租金，他们就被认为是与房东in arrears。这可能导致各种后果，包括滞纳金和潜在的驱逐。in arrears还可以适用于贷款、信用卡和其他金融义务。如果一个人未能按时支付信用卡账单，他们将被标记为in arrears，这可能会对他们的信用评分产生负面影响。较差的信用评分可能会使未来获得贷款或甚至租房变得困难。因此，理解处于in arrears状态的影响对于保持良好的财务健康至关重要。在许多情况下，个人因为失业、医疗紧急情况或其他财务困难而发现自己处于in arrears。面临此类挑战的个人应尽快与债权人沟通。许多贷款机构愿意与主动处理自己情况的借款人合作。他们可能会提供付款计划或延迟付款，以帮助那些暂时处于in arrears的人恢复正常。此外，处于in arrears状态也可能具有法律后果。例如，如果错过了抵押贷款付款，贷方可能会在一定期限后启动止赎程序。这是一个严重的后果，可能导致失去自己的家。因此，优先考虑付款并在陷入in arrears之前寻求帮助是至关重要的。总之，术语in arrears表示未支付的义务状态，这可能对个人的财务状况产生重大影响。了解这个术语及其影响可以使个人更有效地管理财务。通过保持信息灵通和积极主动，人们可以避免陷入in arrears的陷阱，并维持健康的财务未来。