interest accrued

简明释义

应收利息

英英释义

例句

1.The bank statement shows that the interest accrued 利息累计 on my savings account this month is $5.

银行对账单显示，我的储蓄账户本月的利息累计是5美元。

2.Make sure to check how much interest accrued 利息累计 while you were away.

确保检查你离开期间的利息累计有多少。

3.At the end of the year, the interest accrued 利息累计 on your fixed deposit will be added to your principal.

在年底，你的定期存款的利息累计将被加到本金上。

4.After six months, the total interest accrued 利息累计 on the loan was surprisingly high.

六个月后，贷款的总利息累计出乎意料地高。

5.If you delay your payment, the interest accrued 利息累计 will increase significantly.

如果你延迟付款，利息累计将显著增加。

作文

In today's financial landscape, understanding the concept of interest accrued is crucial for anyone looking to manage their finances effectively. Interest accrued refers to the amount of interest that accumulates on a loan or an investment over time. This interest is calculated based on the principal amount, which is the initial sum of money borrowed or invested. The significance of interest accrued cannot be overstated, as it impacts various aspects of personal finance, including savings, loans, and investments.When individuals take out loans, they often focus on the principal amount they need to repay. However, it is equally important to consider how much interest accrued will add to the total repayment amount. For instance, if someone borrows $10,000 at an annual interest rate of 5%, they should be aware that by the end of the year, they will owe an additional $500 in interest accrued. Over time, this can significantly increase the total amount that needs to be repaid, especially if the loan has a long term.On the other hand, understanding interest accrued is also beneficial for savers and investors. When money is deposited in a savings account or invested in bonds, interest accrued works in favor of the individual. The more time the money is left to grow, the more interest accrued will be generated. For example, if someone invests $1,000 in a savings account with an annual interest rate of 3%, after one year, they will have earned $30 in interest accrued. If they leave the money in the account for several years, the total interest accrued will grow, demonstrating the power of compound interest.Moreover, the concept of interest accrued is essential when dealing with credit cards. Many people do not realize how quickly interest accrued can accumulate on outstanding balances. If a person carries a balance of $500 on a credit card with an interest rate of 20%, they could incur $100 in interest accrued over the course of a year if they make no payments. This illustrates the potential pitfalls of high-interest debt and the importance of paying off balances promptly to minimize interest accrued.In conclusion, whether borrowing or saving, being aware of interest accrued is vital for sound financial management. It is important for borrowers to understand how interest accrued affects their total repayment amounts, while savers and investors should recognize how interest accrued can enhance their financial growth. By being informed about interest accrued, individuals can make better financial decisions, ultimately leading to improved financial health and security. Therefore, taking the time to learn about interest accrued is a worthwhile investment in one's financial literacy.

在当今的金融环境中，理解“利息累计”这一概念对任何希望有效管理自己财务的人来说都是至关重要的。“利息累计”是指在一段时间内，贷款或投资上累积的利息金额。这种利息是基于本金计算的，本金是借入或投资的初始金额。“利息累计”的重要性不容小觑，因为它影响个人财务的各个方面，包括储蓄、贷款和投资。当个人申请贷款时，他们通常关注需要偿还的本金金额。然而，同样重要的是考虑到“利息累计”将会增加总的偿还金额。例如，如果某人以5%的年利率借款10,000美元，他们应该意识到，到年底，他们将多欠500美元的“利息累计”。随着时间的推移，这可能会显著增加需要偿还的总金额，尤其是当贷款期限较长时。另一方面，了解“利息累计”对储户和投资者也是有益的。当资金存入储蓄账户或投资于债券时，“利息累计”是对个人有利的。资金留存的时间越长，产生的“利息累计”就越多。例如，如果某人在年利率为3%的储蓄账户中投资1,000美元，那么一年后，他们将获得30美元的“利息累计”。如果他们将这笔钱留在账户中几年，总的“利息累计”将会增长，展示复利的力量。此外，“利息累计”的概念在处理信用卡时也是至关重要的。许多人没有意识到，未偿余额上“利息累计”的速度是多么快。如果一个人持有500美元的信用卡余额，年利率为20%，那么如果他们不进行任何还款，经过一年，他们可能会产生100美元的“利息累计”。这说明了高利贷的潜在陷阱以及及时偿还余额以最小化“利息累计”的重要性。总之，无论是借款还是储蓄，意识到“利息累计”对良好的财务管理至关重要。借款人必须了解“利息累计”如何影响他们的总偿还金额，而储户和投资者则应认识到“利息累计”如何增强他们的财务增长。通过了解“利息累计”，个人可以做出更好的财务决策，最终改善财务健康和安全。因此，花时间学习“利息累计”是对个人财务知识的有益投资。