gross income

简明释义

总收入

英英释义

例句

1.To calculate your net income, you need to subtract taxes from your gross income.

要计算你的净收入，你需要从你的总收入中减去税款。

2.Freelancers often have fluctuating gross income depending on their projects.

自由职业者的总收入通常会根据他们的项目而波动。

3.The government uses gross income to determine eligibility for certain benefits.

政府使用总收入来确定某些福利的资格。

4.Many lenders require proof of your gross income when applying for a mortgage.

许多贷款机构在申请抵押贷款时要求提供你的总收入证明。

5.Before taxes, my annual gross income is $50,000.

在扣税之前，我的年总收入是50,000美元。

作文

Understanding the concept of gross income is crucial for anyone managing their finances, whether as an individual or a business. Gross income refers to the total amount of money earned before any deductions are made. This includes wages, salaries, bonuses, and any other earnings such as rental income or dividends from investments. For instance, if you earn a salary of $50,000 a year and receive an additional $5,000 from investments, your gross income would be $55,000. One of the most significant aspects of gross income is that it serves as the starting point for calculating taxes owed. Governments typically tax individuals and businesses based on their gross income, which means understanding this figure can help in planning for tax obligations. It is essential to differentiate between gross income and net income, which is the amount left after all deductions, including taxes, retirement contributions, and health insurance premiums, have been subtracted. For individuals, knowing your gross income is vital when applying for loans or mortgages. Lenders often use this figure to determine how much they are willing to lend. A higher gross income may qualify you for better loan terms, while a lower gross income might limit your borrowing capacity. Therefore, keeping track of your gross income is not only important for budgeting but also for securing financial opportunities. For businesses, gross income is equally important. It helps in assessing the overall profitability of the company before expenses are deducted. Business owners need to monitor their gross income closely to ensure that they are on track to meet their financial goals. Additionally, investors often look at a company's gross income to gauge its potential for growth and sustainability. A consistent increase in gross income over time can indicate a healthy business model and attract more investment. Moreover, understanding gross income can aid in making informed decisions regarding expenditures. Individuals and businesses alike should analyze their gross income to determine how much they can afford to spend or invest. By comparing gross income with expenses, one can identify areas where costs can be cut or adjusted. This practice is essential for maintaining financial stability and achieving long-term financial goals. In conclusion, grasping the meaning and implications of gross income is fundamental for effective financial management. Whether you are an individual looking to manage your personal finances or a business owner striving for growth, understanding gross income allows you to make informed decisions, plan for taxes, and evaluate financial health. By keeping track of your gross income, you set a solid foundation for your financial future, enabling you to achieve your goals and secure your economic well-being.

理解毛收入的概念对任何管理财务的人来说都是至关重要的，无论是个人还是企业。毛收入是指在扣除任何费用之前所赚取的总金额。这包括工资、薪金、奖金以及其他收入，如租金收入或投资分红。例如，如果您每年赚取50,000美元的工资，并从投资中获得额外的5,000美元，则您的毛收入将为55,000美元。 毛收入最重要的方面之一是它作为计算应缴税款的起点。政府通常根据个人和企业的毛收入征税，这意味着了解这一数字可以帮助规划税务义务。区分毛收入和净收入是至关重要的，后者是指在扣除所有费用后剩下的金额，包括税款、退休金和健康保险费。 对于个人来说，了解您的毛收入在申请贷款或抵押贷款时至关重要。贷方通常使用这个数字来确定他们愿意借多少。较高的毛收入可能使您有资格获得更好的贷款条件，而较低的毛收入可能会限制您的借款能力。因此，跟踪您的毛收入不仅对预算重要，还对获得财务机会至关重要。 对于企业而言，毛收入同样重要。它有助于评估公司在扣除费用之前的整体盈利能力。企业主需要密切监控其毛收入，以确保他们在实现财务目标的轨道上。此外，投资者通常会查看公司的毛收入以评估其增长和可持续性的潜力。随着时间的推移，毛收入的持续增长可以表明健康的商业模式并吸引更多投资。 此外，理解毛收入可以帮助做出有关支出的明智决策。个人和企业都应该分析其毛收入，以确定他们能负担多少支出或投资。通过将毛收入与支出进行比较，可以识别可以削减或调整的成本领域。这一做法对于维持财务稳定和实现长期财务目标至关重要。 总之，掌握毛收入的含义及其影响对于有效的财务管理至关重要。无论您是希望管理个人财务的个人，还是努力实现增长的企业主，理解毛收入使您能够做出明智的决策、规划税务并评估财务健康。通过跟踪您的毛收入，您为自己的财务未来奠定了坚实的基础，使您能够实现目标并确保经济福祉。