rollover

简明释义

英[ˈrəʊləʊvə(r)]美[ˈroʊloʊvər]

n. 翻转；（车）翻覆；延期付款

复 数 r o l l o v e r s

英英释义

单词用法

同义词

反义词

例句

1.Another common feature was the "rollover link," where an image or text color of a link would be changed when the user rolled their mouse over it.

另一个常见的特性是“rolloverlink”，就是当用户将鼠标移到图片或文本链接上时，图片或文本链接的颜色会改变。

2.Mr Sarkozy has resisted Mrs Merkel's view that some pain should be imposed on private-sector bondholders, preferring a voluntary rollover scheme.

萨科奇先生一直反对默克尔女士有关私人债券持有者应当受到一些损失的观点，他宁愿采取自愿延长付款期限的计划。

3.Some application Settings may affect protocol rollover behavior.

有些应用程序设置可能会影响协议翻转行为。

4.Fix the CSS rollover problem user login panel, its correctly not working.

修正CSS的过渡问题的用户登录面板，其不正确的工作。

5.For an incremental backup, the rollover happens at the very beginning.

就增量备份而言，滚动发生在最初开始时。

6.From here, you can select the SystemOut.log file under the log file rollover issue case that you imported into the IBM Support Assistant earlier.

从这里，可以选择您前面导入到IBMSupportAssistant中的logfilerolloverissue案例下的SystemOut . log文件。

7.To stop the trace after you have reached the file size limit, disable the file rollover option.

若要停止在达到文件大小限制后进行跟踪，请禁用文件滚动更新选项。

8.After the initial contract expired, we decided to do a rollover 续签 for another year.

在初始合同到期后，我们决定再续签一年。

9.During tax season, many people choose to do a rollover 转账 of their retirement accounts.

在报税季节，许多人选择将他们的退休账户进行转账。

10.The bank offers a special deal for a savings account with a rollover 转存 option.

这家银行提供一个储蓄账户的特别优惠，带有转存选项。

11.The investment plan allows for a rollover 转移 of funds without incurring penalties.

该投资计划允许资金转移而不产生罚款。

12.The car insurance policy has a rollover 续保 feature that automatically renews each year.

这份汽车保险政策有一个续保功能，每年自动续约。

作文

In today's fast-paced world, the concept of financial planning has become increasingly important. One term that often comes up in discussions about savings and investments is rollover, which refers to the process of transferring funds from one account to another, typically without incurring tax penalties. This can be particularly relevant when dealing with retirement accounts, such as 401(k)s or IRAs. Understanding how rollover works can help individuals make smarter decisions about their financial futures.When an employee leaves a job, they often have the option to rollover their 401(k) into an Individual Retirement Account (IRA). This allows them to maintain the tax-deferred status of their retirement savings while gaining access to a wider range of investment options. By performing a rollover, individuals can avoid the immediate tax implications that would arise if they were to withdraw the funds directly. This is crucial because taxes can significantly diminish the amount of money available for retirement.Moreover, rollover is not limited to just retirement accounts. It can also apply to various types of investment accounts. For instance, an investor may choose to rollover funds from a traditional brokerage account into a tax-advantaged account like a Roth IRA. This strategic move can lead to long-term financial benefits, as Roth IRAs allow for tax-free withdrawals in retirement, provided certain conditions are met.Understanding the rules and regulations surrounding rollover is essential. There are specific time frames within which the transfer must occur to avoid penalties. Generally, individuals have 60 days to complete a rollover after receiving the distribution. Failing to adhere to this timeline can result in the funds being taxed as ordinary income, which could be a significant financial setback.In addition to the tax implications, there are also considerations regarding investment options and fees. Different financial institutions may offer varying investment choices and fee structures. Therefore, it is advisable for individuals to conduct thorough research before initiating a rollover. Consulting with a financial advisor can provide valuable insights and help navigate the complexities of the process.Furthermore, the decision to rollover should align with an individual's overall financial goals. For some, maintaining a diverse portfolio through multiple accounts may be beneficial, while others may prefer consolidating their investments for simplicity and ease of management. Evaluating personal circumstances and long-term objectives is vital in making informed decisions regarding rollover options.In conclusion, the term rollover signifies a crucial aspect of financial management that can greatly impact an individual's retirement planning and investment strategy. By understanding the mechanics of rollover, individuals can take proactive steps to safeguard their financial future. Whether it's transferring funds from a 401(k) to an IRA or exploring other investment opportunities, being knowledgeable about rollover processes empowers individuals to make decisions that align with their financial aspirations. As we navigate the complexities of personal finance, concepts like rollover serve as essential tools in building a secure and prosperous future.

在当今快节奏的世界中，财务规划的概念变得越来越重要。在关于储蓄和投资的讨论中，一个经常出现的术语是rollover，它指的是将资金从一个账户转移到另一个账户的过程，通常不会产生税收处罚。这在处理退休账户时尤为相关，例如401(k)或IRA。理解rollover的运作方式可以帮助个人做出更明智的财务决策。当员工离开工作时，他们通常可以选择将401(k)转换为个人退休账户（IRA）。这使他们能够保持退休储蓄的税收递延状态，同时获得更广泛的投资选择。通过执行rollover，个人可以避免直接提取资金时产生的即时税收影响。这一点至关重要，因为税收会显著减少可用于退休的钱。此外，rollover不仅限于退休账户。它也可以适用于各种类型的投资账户。例如，投资者可能选择将传统经纪账户中的资金转移到像Roth IRA这样的税收优惠账户中。这一战略举措可以带来长期的财务利益，因为Roth IRA允许在退休时免税提取，只要满足某些条件。了解与rollover相关的规则和规定至关重要。必须在特定的时间框架内完成转移，以避免处罚。通常，个人在收到分配后有60天的时间来完成rollover。未能遵守此时间表可能导致资金被征税为普通收入，这可能会造成重大财务损失。除了税收影响外，还有关于投资选择和费用的考虑。不同的金融机构可能提供不同的投资选择和费用结构。因此，在启动rollover之前，建议个人进行彻底的研究。咨询财务顾问可以提供宝贵的见解，并帮助导航该过程的复杂性。此外，进行rollover的决定应与个人的整体财务目标相一致。对于某些人来说，通过多个账户保持多样化的投资组合可能是有益的，而其他人则可能更喜欢为了简单和易于管理而合并投资。评估个人情况和长期目标在做出有关rollover选项的明智决策时至关重要。总之，术语rollover代表了财务管理的一个关键方面，这可能对个人的退休规划和投资策略产生重大影响。通过理解rollover的机制，个人可以采取主动措施来保护他们的财务未来。无论是将资金从401(k)转移到IRA，还是探索其他投资机会，了解rollover流程使个人能够做出与其财务愿望相符的决策。在我们驾驭个人财务的复杂性时，像rollover这样的概念作为建立安全和繁荣未来的重要工具。