lenders

简明释义

英[ˈlɛndəz]美[ˈlɛndərz]

n. 放款人；出借方（lender 的复数）

n. （Lenders）人名；（德）伦德斯

英英释义

单词用法

同义词

反义词

例句

1.Loan modification is frightening away lenders.

对贷款的修改吓跑了放款人。

2.Some lenders said they did not even expect to be repaid.

一些借款人表示，他们甚至不指望偿还。

3.That would depend, in part, on its lenders.

这部分取决于它的融资方。

4.Another 15 lenders only just scraped through.

另外15家银行也仅勉强通过测试。

5.The character of lenders has changed too.

贷款人的身份也发生了变化。

6.Why aren't social lenders raising their rates?

那么为什么社会性贷款者不提高利率呢？

7.Online platforms have made it easier for lenders 贷款人 to connect with borrowers.

在线平台使得贷款人贷款人更容易与借款人联系。

8.Many banks are considered lenders 贷款人 because they provide funds to individuals and businesses.

许多银行被视为贷款人贷款人，因为它们向个人和企业提供资金。

9.The interest rates charged by lenders 贷款人 can vary significantly based on creditworthiness.

不同的贷款人贷款人根据信用状况收取的利率可能会有显著差异。

10.Some lenders 贷款人 require a credit check before approving a loan.

一些贷款人贷款人在批准贷款之前需要进行信用检查。

11.Peer-to-peer lending allows individuals to become lenders 贷款人 directly to other individuals.

点对点借贷使个人能够直接成为其他个人的贷款人贷款人。

作文

In today's economy, the role of lenders (贷款人) is more crucial than ever. They are the financial institutions and individuals that provide funds to borrowers, enabling them to make significant purchases or investments. Whether it’s for buying a home, starting a business, or financing education, lenders (贷款人) play a pivotal role in facilitating these transactions. The relationship between lenders (贷款人) and borrowers is built on trust and mutual benefit. Borrowers seek out lenders (贷款人) to obtain the necessary funds, often agreeing to repay the amount borrowed along with interest over a specified period. This arrangement allows borrowers to access capital that they may not have on hand, while lenders (贷款人) earn a return on their investment through interest payments. There are various types of lenders (贷款人), including banks, credit unions, and private lenders. Each type has its own criteria for lending, which can include credit scores, income verification, and collateral requirements. For instance, traditional banks often have stricter guidelines compared to private lenders (贷款人), who may offer more flexible terms but at higher interest rates. Understanding the different roles that lenders (贷款人) play can help borrowers make informed decisions. For example, when applying for a mortgage, potential homeowners should compare offers from multiple lenders (贷款人) to find the best interest rate and terms. This process is essential because even a small difference in interest rates can lead to significant savings over the life of a loan. Moreover, the rise of technology has transformed the lending landscape. Online lenders (贷款人) have emerged, offering quick and convenient access to funds. These digital platforms often utilize algorithms to assess creditworthiness, allowing them to approve loans faster than traditional institutions. While this innovation has made borrowing easier for many, it also raises concerns about the potential for predatory lending practices. Borrowers must be vigilant and conduct thorough research before engaging with any lenders (贷款人). The impact of lenders (贷款人) extends beyond individual borrowers; it also influences the broader economy. When lenders (贷款人) provide loans, they inject money into the economy, stimulating growth and creating jobs. Conversely, when lending standards tighten, it can lead to reduced consumer spending and slower economic growth. Therefore, the policies and practices of lenders (贷款人) are closely monitored by regulatory bodies to ensure stability in the financial system. In conclusion, lenders (贷款人) are integral to the functioning of the economy, providing the necessary funds for individuals and businesses to thrive. By understanding their role and the various options available, borrowers can navigate the lending landscape more effectively. As we continue to evolve in this digital age, the relationship between lenders (贷款人) and borrowers will undoubtedly change, but the fundamental principles of lending will remain the same.

在今天的经济中，贷款人（lenders）的角色比以往任何时候都更加重要。他们是提供资金给借款人的金融机构和个人，使他们能够进行重大购买或投资。无论是购买房屋、创业还是资助教育，贷款人（lenders）在促进这些交易中发挥着关键作用。贷款人（lenders）与借款人之间的关系建立在信任和互惠的基础上。借款人寻求< span>贷款人（lenders）来获得必要的资金，通常同意在指定期限内偿还借款金额以及利息。这种安排使借款人能够获得他们可能没有的资金，而贷款人（lenders）通过利息支付获得投资回报。有多种类型的贷款人（lenders），包括银行、信用合作社和私人贷款人。每种类型都有自己的贷款标准，这些标准可能包括信用评分、收入验证和抵押品要求。例如，传统银行通常比私人贷款人（lenders）有更严格的指导方针，后者可能提供更灵活的条款，但利率较高。了解贷款人（lenders）所扮演的不同角色可以帮助借款人做出明智的决定。例如，在申请抵押贷款时，潜在的房主应比较多家贷款人（lenders）的报价，以找到最佳利率和条款。这个过程至关重要，因为即使是利率的小差异，在贷款的整个生命周期中也可能导致显著的节省。此外，科技的崛起改变了贷款环境。在线贷款人（lenders）相继出现，提供快速便捷的资金获取。这些数字平台通常利用算法来评估信用worthiness，从而使他们能够比传统机构更快地批准贷款。虽然这种创新使许多人借款变得更容易，但它也引发了对掠夺性贷款行为的担忧。借款人必须保持警惕，并在与任何贷款人（lenders）接触之前进行彻底研究。贷款人（lenders）的影响不仅限于个别借款人；它还影响整体经济。当贷款人（lenders）提供贷款时，他们将资金注入经济，刺激增长和创造就业机会。相反，当贷款标准收紧时，可能导致消费支出减少和经济增长放缓。因此，监管机构密切关注贷款人（lenders）的政策和实践，以确保金融体系的稳定。总之，贷款人（lenders）是经济运作不可或缺的一部分，为个人和企业提供必要的资金，使其蓬勃发展。通过理解他们的角色和可用的各种选择，借款人可以更有效地驾驭贷款环境。随着我们在这个数字时代的不断发展，贷款人（lenders）与借款人之间的关系无疑会发生变化，但贷款的基本原则将保持不变。