financial guarantee

简明释义

财务担保

英英释义

例句

1.The government issued a financial guarantee 财务担保 to support the new infrastructure project.

政府为支持新的基础设施项目发布了一个财务担保。

2.Many companies seek a financial guarantee 财务担保 when entering into large contracts.

许多公司在签订大型合同时寻求财务担保。

3.In case of default, the financial guarantee 财务担保 will cover the outstanding debt.

如果违约，财务担保将覆盖未偿还的债务。

4.Investors often look for a financial guarantee 财务担保 to secure their investments.

投资者通常寻找一个财务担保来保障他们的投资。

5.The bank required a financial guarantee 财务担保 before approving the loan.

银行在批准贷款之前要求提供一个财务担保。

作文

In the world of finance, the term financial guarantee refers to a promise or assurance that a financial obligation will be met. This can involve various forms of security, such as collateral or third-party assurances, which serve to protect lenders and investors from potential losses. Understanding the concept of financial guarantee is crucial for anyone involved in financial transactions, whether they are individuals taking out loans or businesses seeking investment. A financial guarantee can take many forms. For instance, when a person applies for a mortgage, the lender often requires a financial guarantee in the form of a down payment or other assets. This ensures that if the borrower defaults on the loan, the lender has some recourse to recover their money. Similarly, corporations may issue bonds that come with a financial guarantee from a reputable insurance company. This guarantee assures bondholders that they will receive their interest payments and principal back even if the corporation faces financial difficulties. The importance of a financial guarantee cannot be overstated. It provides a safety net for investors and lenders, allowing them to engage in transactions with greater confidence. For example, during economic downturns, the presence of a financial guarantee can make it easier for companies to secure funding, as investors feel more secure knowing that their investments are protected. However, not all financial guarantees are created equal. The strength and reliability of a guarantee depend on the issuer's creditworthiness. If a financial guarantee is backed by a company or institution with a poor credit rating, it may not provide the level of protection that investors expect. Therefore, it is essential for individuals and businesses to thoroughly assess the credibility of the entity providing the guarantee before entering into any financial agreements. Additionally, the cost of obtaining a financial guarantee can also be a consideration. In many cases, borrowers may have to pay higher fees or interest rates to secure a guarantee, which can impact their overall financial health. It is crucial for borrowers to weigh the benefits of having a financial guarantee against the costs involved to determine whether it is a worthwhile investment. In conclusion, a financial guarantee serves as a vital tool in the financial landscape, providing assurance and protection for both lenders and borrowers. By understanding the intricacies of financial guarantees, individuals and businesses can make informed decisions that enhance their financial stability and growth. As the financial market continues to evolve, the role of financial guarantees will likely become even more significant, highlighting the need for ongoing education and awareness in this area.

在金融世界中，术语financial guarantee指的是对金融义务将得到满足的承诺或保证。这可以涉及各种形式的担保，比如抵押品或第三方的保证，这些都旨在保护贷方和投资者免受潜在损失。理解financial guarantee的概念对任何参与金融交易的人来说都是至关重要的，无论是申请贷款的个人还是寻求投资的企业。 financial guarantee可以有多种形式。例如，当一个人申请抵押贷款时，贷方通常要求以首付款或其他资产作为financial guarantee。这确保了如果借款人违约，贷方可以通过某种方式追回他们的钱。同样，公司可能会发行带有来自信誉良好的保险公司的financial guarantee的债券。这种保证向债券持有人保证，即使公司面临财务困难，他们也会收到利息和本金。 financial guarantee的重要性不容低估。它为投资者和贷方提供了安全网，使他们能够更有信心地进行交易。例如，在经济衰退期间，存在financial guarantee可以使公司更容易获得资金，因为投资者在知道他们的投资受到保护时会感到更安全。 然而，并非所有的financial guarantees都是平等的。保证的强度和可靠性取决于发行人的信用worthiness。如果financial guarantee由信用评级较差的公司或机构支持，它可能无法提供投资者所期望的保护水平。因此，个人和企业在签订任何金融协议之前，必须彻底评估提供保证的实体的可信度。 此外，获得financial guarantee的成本也可能是一个考虑因素。在许多情况下，借款人可能需要支付更高的费用或利率以获得保证，这可能会影响他们的整体财务健康。借款人必须权衡拥有financial guarantee的好处与相关成本，以确定这是否是一项值得的投资。 总之，financial guarantee在金融领域中充当着重要工具，为贷方和借款人提供保证和保护。通过理解financial guarantees的复杂性，个人和企业可以做出明智的决定，从而增强他们的财务稳定性和增长。随着金融市场的不断发展，financial guarantees的作用可能会变得更加重要，突显出在这一领域持续教育和意识的必要性。