financial account

简明释义

财务帐单

英英释义

A financial account is a record of all monetary transactions between a country and the rest of the world, including exports and imports of goods and services, income received from abroad, and payments made to foreign entities.

金融账户是一个国家与世界其他地区之间所有货币交易的记录，包括商品和服务的出口和进口、从国外获得的收入以及向外国实体支付的款项。

例句

1.To apply for a loan, you must provide details of your financial account.

申请贷款时，您必须提供您的财务账户的详细信息。

2.I need to check my financial account for any recent transactions.

我需要查看我的财务账户以了解最近的交易。

3.You can view your financial account balance online at any time.

您可以随时在线查看您的财务账户余额。

4.It's important to keep your financial account secure from unauthorized access.

保护您的财务账户免受未经授权访问是很重要的。

5.She transferred money from her savings to her financial account.

她把钱从储蓄账户转入了她的财务账户。

作文

In today's global economy, understanding various financial concepts is crucial for both individuals and businesses. One such concept that plays a vital role in financial management is the financial account. The financial account refers to a component of a country's balance of payments that records all transactions related to international investments and loans. It includes foreign direct investment, portfolio investment, and other investments made by residents and non-residents. By analyzing the financial account, economists and policymakers can gain insights into the financial health of a nation and its ability to attract foreign capital.The financial account is essential for understanding how countries interact economically. For instance, when a country has a surplus in its financial account, it indicates that it is attracting more investment from abroad than it is investing overseas. This situation can bolster the country's currency value and create a favorable environment for economic growth. Conversely, a deficit in the financial account may suggest that a country is investing more abroad than it is receiving in investments, which could lead to currency depreciation and potential economic instability.Moreover, the financial account is closely linked to the capital account, which records transactions involving the transfer of ownership of assets. Together, these accounts provide a comprehensive view of a country's financial transactions with the rest of the world. Investors often look at the financial account to assess the stability and attractiveness of a country's investment climate. A strong financial account can signal to investors that a country is a safe place to invest, while a weak account may raise concerns about economic risks.Understanding the implications of the financial account also extends to personal finance. Individuals who are considering investing in foreign markets must be aware of how changes in a country's financial account can impact their investments. For example, if a country experiences a surge in foreign investment, it may lead to increased job opportunities and economic growth, benefiting local investors. On the other hand, if there is a significant outflow of capital, it may result in economic downturns affecting the overall market.In conclusion, the financial account is a fundamental aspect of a nation's economic framework. Its relevance extends beyond macroeconomic indicators; it influences individual investment decisions and shapes the global economic landscape. By comprehensively understanding the financial account, both policymakers and investors can make informed decisions that contribute to economic stability and growth. As we navigate an increasingly interconnected world, the importance of the financial account will only continue to grow, making it imperative for everyone to grasp its significance in economic discourse.

在当今全球经济中，理解各种金融概念对个人和企业都至关重要。其中一个在财务管理中发挥重要作用的概念是金融账户。金融账户指的是一个国家国际收支平衡表的组成部分，记录与国际投资和贷款相关的所有交易。它包括外国直接投资、证券投资以及居民和非居民进行的其他投资。通过分析金融账户，经济学家和政策制定者可以深入了解一个国家的财务健康状况及其吸引外国资本的能力。金融账户对于理解各国经济互动至关重要。例如，当一个国家的金融账户出现盈余时，表明它吸引的外部投资超过了其对外投资。这种情况可以增强该国货币的价值，并为经济增长创造良好的环境。相反，金融账户的赤字可能表明一个国家的对外投资超过了它所获得的投资，这可能导致货币贬值和潜在的经济不稳定。此外，金融账户与资本账户密切相关，后者记录涉及资产所有权转移的交易。这两个账户共同提供了一个国家与世界其他地方之间财务交易的全面视图。投资者通常会关注金融账户来评估一个国家的投资气候的稳定性和吸引力。强大的金融账户可以向投资者发出该国是安全投资场所的信号，而弱账户可能引发对经济风险的担忧。理解金融账户的影响也延伸到个人财务。考虑在外国市场投资的个人必须意识到，一个国家的金融账户变化如何影响他们的投资。例如，如果一个国家经历了外资涌入，这可能导致就业机会增加和经济增长，惠及当地投资者。另一方面，如果出现了大量资本流出，可能会导致经济下滑，影响整体市场。总之，金融账户是一个国家经济框架的基本方面。它的相关性不仅限于宏观经济指标；它影响个人投资决策并塑造全球经济格局。通过全面理解金融账户，政策制定者和投资者都可以做出有助于经济稳定和增长的明智决策。在我们日益互联的世界中，金融账户的重要性只会继续增长，因此每个人都必须掌握其在经济话语中的重要性。