finance lease

简明释义

分期付款租赁

英英释义

例句

1.By entering into a finance lease 融资租赁, the business can use the equipment without a large upfront payment.

通过签订融资租赁 finance lease，企业可以在没有大量前期付款的情况下使用设备。

2.Under a finance lease 融资租赁, the lessee has the option to purchase the asset at the end of the lease term.

在融资租赁 finance lease下，承租人可以选择在租赁期结束时购买资产。

3.The company decided to acquire new machinery through a finance lease 融资租赁 to preserve cash flow.

公司决定通过融资租赁 finance lease获得新机器，以保持现金流。

4.A finance lease 融资租赁 allows companies to spread the cost of an asset over its useful life.

一个融资租赁 finance lease允许公司在资产的使用寿命内分摊成本。

5.Many startups prefer a finance lease 融资租赁 for office equipment to avoid heavy initial investments.

许多初创公司更喜欢使用融资租赁 finance lease来购买办公设备，以避免沉重的初始投资。

作文

In today's dynamic business environment, companies often seek innovative ways to manage their assets and finances. One of the most effective financial strategies is the use of a finance lease. A finance lease is a type of leasing arrangement that allows a company to use an asset without having to purchase it outright. This method has gained popularity among businesses looking to conserve cash flow while still maintaining access to essential equipment or property.The primary advantage of a finance lease is that it enables organizations to acquire and utilize assets without the significant upfront costs associated with purchasing them. Instead of tying up capital in a large one-time payment, companies can spread the cost of the asset over the term of the lease. This is particularly beneficial for small and medium-sized enterprises (SMEs) that may not have the financial resources to make substantial investments in equipment or property.Another important aspect of a finance lease is that it often includes maintenance and support services. This means that the leasing company typically handles the upkeep of the asset, allowing the lessee to focus on their core business operations instead of worrying about repairs or maintenance issues. This arrangement can lead to increased efficiency and productivity, as businesses can allocate their resources more effectively.Moreover, a finance lease can provide tax benefits. In many jurisdictions, lease payments can be deducted as a business expense, which can help reduce the overall tax burden for the company. This makes leasing an attractive option for businesses looking to minimize their tax liabilities while still acquiring the necessary assets to operate effectively.However, it is essential to understand the terms and conditions of a finance lease before entering into an agreement. Companies should carefully review the lease duration, payment structure, and any additional fees that may be involved. It is also crucial to assess the potential risks associated with leasing, such as the possibility of being locked into a long-term contract or facing penalties for early termination.In conclusion, a finance lease offers a flexible and cost-effective solution for businesses seeking to acquire and utilize assets without the burden of upfront costs. By understanding the advantages and considerations associated with this leasing arrangement, companies can make informed decisions that align with their financial strategies and operational needs. As the business landscape continues to evolve, the relevance of finance lease arrangements will likely increase, providing companies with the agility they need to thrive in a competitive market.

在当今动态的商业环境中，公司经常寻求创新的方法来管理其资产和财务。其中一种最有效的财务策略是使用融资租赁。融资租赁是一种租赁安排，允许公司使用资产，而无需完全购买它。这种方法在希望节省现金流的企业中越来越受欢迎，同时仍然保持对必要设备或财产的访问。融资租赁的主要优势在于，它使组织能够获取和利用资产，而无需与购买相关的重大前期成本。公司可以将资产的成本分摊到租赁期限内，而不是一次性支付大量资金。这对于可能没有财务资源进行大规模投资的小型和中型企业（SME）尤其有利。融资租赁的另一个重要方面是，它通常包括维护和支持服务。这意味着租赁公司通常负责资产的维护，从而使承租方能够专注于其核心业务运营，而不必担心维修或维护问题。这种安排可以提高效率和生产力，因为企业可以更有效地分配资源。此外，融资租赁还可以提供税收优惠。在许多司法管辖区，租赁付款可以作为商业费用扣除，这可以帮助降低公司的整体税负。这使得租赁成为希望减少税收负担的企业获取必要资产以有效运营的有吸引力的选择。然而，在签订协议之前，了解融资租赁的条款和条件至关重要。公司应仔细审查租赁期限、付款结构以及可能涉及的任何额外费用。评估与租赁相关的潜在风险也至关重要，例如被锁定在长期合同中或因提前终止而面临罚款的可能性。总之，融资租赁为寻求获取和利用资产而不承担前期成本的企业提供了一种灵活且具有成本效益的解决方案。通过了解与这种租赁安排相关的优势和考虑因素，公司可以做出符合其财务战略和运营需求的明智决策。随着商业环境的不断演变，融资租赁安排的相关性可能会增加，为公司在竞争市场中蓬勃发展提供所需的灵活性。