Federal Reserve Bank

简明释义

联邦储备银行

英英释义

例句

1.The Federal Reserve Bank 联邦储备银行 plays a crucial role in managing inflation.

Federal Reserve Bank 联邦储备银行在管理通货膨胀方面发挥着至关重要的作用。

2.The decision made by the Federal Reserve Bank 联邦储备银行 will impact interest rates nationwide.

由Federal Reserve Bank 联邦储备银行做出的决定将影响全国的利率。

3.The Federal Reserve Bank 联邦储备银行 sets the federal funds rate, which influences borrowing costs.

Federal Reserve Bank 联邦储备银行设定联邦基金利率，这影响借贷成本。

4.After the meeting at the Federal Reserve Bank 联邦储备银行, the stock market reacted positively.

在Federal Reserve Bank 联邦储备银行的会议后，股市反应积极。

5.Many investors closely watch the announcements from the Federal Reserve Bank 联邦储备银行 for signs of economic changes.

许多投资者密切关注Federal Reserve Bank 联邦储备银行的公告，以寻找经济变化的迹象。

作文

The Federal Reserve Bank plays a crucial role in the United States economy. Established in 1913, it serves as the central bank of the country, responsible for implementing monetary policy and regulating financial institutions. The primary objective of the Federal Reserve Bank is to promote maximum employment, stable prices, and moderate long-term interest rates. These goals are vital for maintaining a healthy economic environment and ensuring public confidence in the financial system.One of the key functions of the Federal Reserve Bank is to manage the nation’s money supply. By adjusting interest rates and controlling the availability of credit, the Federal Reserve Bank can influence economic activity. For example, during times of economic downturn, the Federal Reserve Bank may lower interest rates to encourage borrowing and spending. Conversely, when the economy is growing too quickly, it might raise rates to prevent inflation. This delicate balance is essential for sustaining economic stability.Moreover, the Federal Reserve Bank supervises and regulates banks to ensure their safety and soundness. This oversight helps protect depositors and maintain the integrity of the financial system. The Federal Reserve Bank conducts regular examinations of financial institutions, assessing their capital adequacy, asset quality, management practices, earnings, and liquidity. By doing so, it aims to prevent bank failures that could have devastating effects on the economy.In addition to its regulatory functions, the Federal Reserve Bank also serves as a lender of last resort. In times of financial crises, when banks face liquidity shortages, the Federal Reserve Bank can provide emergency loans to stabilize the banking system. This function is critical in preventing panic and maintaining trust in the financial markets.The Federal Reserve Bank also plays a significant role in the payment systems of the United States. It facilitates the transfer of funds between banks and ensures that the payment system operates smoothly. By providing services such as check clearing and electronic funds transfers, the Federal Reserve Bank helps to maintain the efficiency and reliability of the financial infrastructure.Furthermore, the Federal Reserve Bank conducts research and analysis on various economic issues. Its economists study trends in employment, inflation, and economic growth, providing valuable insights that inform policymakers and the public. This research contributes to a better understanding of the economy and helps guide decisions made by the Federal Reserve Bank.In conclusion, the Federal Reserve Bank is an essential institution in the United States, responsible for managing monetary policy, regulating banks, providing financial services, and conducting economic research. Its actions have far-reaching implications for the economy and the everyday lives of citizens. Understanding the role of the Federal Reserve Bank is crucial for anyone interested in the workings of the financial system and the overall health of the economy.

美国的联邦储备银行在国家经济中扮演着至关重要的角色。它成立于1913年，是美国的中央银行，负责实施货币政策和监管金融机构。联邦储备银行的主要目标是促进最大就业、稳定物价和适度的长期利率。这些目标对维护健康的经济环境和确保公众对金融系统的信心至关重要。联邦储备银行的一个关键职能是管理国家的货币供应。通过调整利率和控制信贷的可用性，联邦储备银行可以影响经济活动。例如，在经济衰退时期，联邦储备银行可能会降低利率以鼓励借贷和消费。相反，当经济增长过快时，它可能会提高利率以防止通货膨胀。这种微妙的平衡对于维持经济稳定至关重要。此外，联邦储备银行还监督和监管银行，以确保其安全和稳健。这种监督有助于保护存款人并维护金融系统的完整性。联邦储备银行定期对金融机构进行检查，评估其资本充足性、资产质量、管理实践、收益和流动性。通过这样做，它旨在防止可能对经济产生毁灭性影响的银行破产。除了监管职能外，联邦储备银行还充当最后贷款人。在金融危机时期，当银行面临流动性短缺时，联邦储备银行可以提供紧急贷款以稳定银行系统。这个功能对于防止恐慌和维护金融市场的信任至关重要。联邦储备银行还在美国的支付系统中发挥着重要作用。它促进银行之间资金的转移，并确保支付系统的顺利运行。通过提供支票清算和电子资金转账等服务，联邦储备银行帮助维护金融基础设施的效率和可靠性。此外，联邦储备银行还进行各种经济问题的研究和分析。其经济学家研究就业、通货膨胀和经济增长的趋势，提供有价值的见解，帮助政策制定者和公众。这项研究有助于更好地理解经济，并帮助指导联邦储备银行的决策。总之，联邦储备银行是美国一个重要的机构，负责管理货币政策、监管银行、提供金融服务和进行经济研究。它的行动对经济和公民的日常生活有深远的影响。理解联邦储备银行的角色对于任何对金融系统的运作和整体经济健康感兴趣的人来说都是至关重要的。