exchange rate

简明释义

外汇率

英英释义

例句

1.The bank offers a better exchange rate than the airport.

这家银行提供的汇率比机场的更好。

2.The current exchange rate for USD to EUR is 0.85.

目前美元对欧元的汇率是0.85。

3.I need to check the exchange rate before I travel to Japan.

我需要在去日本之前查看一下汇率。

4. fluctuations in the exchange rate can affect import prices.

汇率的波动可能会影响进口价格。

5.You should consider the exchange rate when planning your budget.

在制定预算时，你应该考虑汇率。

作文

The concept of exchange rate is fundamental in the world of finance and economics. An exchange rate refers to the value at which one currency can be exchanged for another. It is a critical factor that influences international trade, investments, and economic stability. Understanding the dynamics of exchange rate can help individuals and businesses make informed decisions regarding foreign transactions.In today’s globalized economy, where countries are interconnected through trade and investment, the exchange rate plays a pivotal role. For instance, when a country’s currency appreciates, its goods become more expensive for foreign buyers, potentially leading to a decrease in exports. Conversely, a depreciated currency makes a nation’s products cheaper on the international market, which can boost exports but may also raise the cost of imports.Moreover, the exchange rate is influenced by various factors, including interest rates, inflation, and political stability. Central banks often intervene in the currency markets to stabilize or influence their national currency’s exchange rate. For example, if a country experiences high inflation, its currency may depreciate, prompting the central bank to increase interest rates to attract foreign investment and strengthen the currency.Investors and traders closely monitor exchange rates as they can significantly impact returns on investments. Currency fluctuations can lead to gains or losses, making it essential for investors to understand how these rates work. Many financial instruments, such as futures and options, are based on exchange rates, allowing investors to hedge against potential losses due to currency movements.Travelers also need to be aware of exchange rates when planning trips abroad. The amount of money they receive in exchange for their home currency can affect their purchasing power in a foreign country. For example, if a traveler exchanges their currency at a favorable exchange rate, they will have more local currency to spend, enhancing their overall experience.In conclusion, the exchange rate is a crucial element in the global economy that affects trade, investment, and personal finance. By understanding how exchange rates work and what factors influence them, individuals and businesses can navigate the complexities of international transactions more effectively. Whether you are an investor, a business owner, or a traveler, being informed about exchange rates is essential for making sound financial decisions.

汇率的概念在金融和经济领域是基础性的。汇率指的是一种货币可以兑换成另一种货币的价值。这是影响国际贸易、投资和经济稳定的关键因素。理解汇率的动态可以帮助个人和企业在外汇交易中做出明智的决策。在当今全球化的经济中，各国通过贸易和投资相互联系，汇率发挥着重要作用。例如，当一个国家的货币升值时，其商品对外国买家变得更加昂贵，可能导致出口减少。相反，货币贬值使得一个国家的产品在国际市场上变得更便宜，这可以促进出口，但也可能提高进口成本。此外，汇率受到多种因素的影响，包括利率、通货膨胀和政治稳定性。中央银行通常会干预货币市场，以稳定或影响其国家货币的汇率。例如，如果一个国家经历高通胀，其货币可能会贬值，从而促使中央银行提高利率，以吸引外国投资并增强货币。投资者和交易者密切关注汇率，因为它们可能会显著影响投资回报。货币波动可能导致收益或损失，因此投资者了解这些汇率的运作至关重要。许多金融工具，如期货和期权，都是基于汇率的，允许投资者对抗由于货币变动带来的潜在损失。旅行者在计划海外旅行时也需要关注汇率。他们在兑换本国货币时获得的金额会影响他们在外国的购买力。例如，如果旅行者以有利的汇率兑换货币，他们将拥有更多的当地货币可供支出，从而提升他们的整体体验。总之，汇率是全球经济中的一个关键元素，影响贸易、投资和个人财务。通过理解汇率的运作方式及其影响因素，个人和企业可以更有效地应对国际交易的复杂性。无论你是投资者、企业主还是旅行者，了解汇率对于做出合理的财务决策至关重要。