essential expense

简明释义

必要开支

英英释义

例句

1.Utilities like water and electricity fall under essential expenses for any household.

水电等公用事业费用属于任何家庭的必要支出。

2.Transportation costs, such as public transit or gas, are considered essential expenses for commuting.

交通费用，如公共交通或汽油，被视为通勤的必要支出。

3.Healthcare costs are often classified as essential expenses due to their importance.

医疗费用通常被归类为必要支出，因为它们的重要性。

4.Groceries are an essential expense that cannot be avoided.

食品杂货是一个必要支出，无法避免。

5.Rent is considered an essential expense because everyone needs a place to live.

租金被视为一个必要支出，因为每个人都需要一个住的地方。

作文

In today's fast-paced world, managing personal finances has become increasingly important. One key concept that everyone should understand is the idea of an essential expense (必要支出). These are the costs that are necessary for maintaining a basic standard of living and ensuring one's well-being. Understanding what constitutes an essential expense can help individuals make better financial decisions and prioritize their spending effectively.Essential expenses typically include items such as housing, food, utilities, transportation, and healthcare. For instance, paying rent or a mortgage is an essential expense, as it provides shelter and security. Similarly, purchasing groceries is another example, as food is fundamental to survival. Utilities like electricity and water are also classified as essential expenses, as they are necessary for daily living.Transportation costs can vary greatly depending on an individual's circumstances. For some, public transportation may be a primary means of getting to work or school, while others might rely on a personal vehicle. Regardless, these costs are considered essential expenses because they enable individuals to fulfill their daily responsibilities.Healthcare is another critical area of essential expenses. Medical bills, insurance premiums, and necessary medications all fall under this category. Taking care of one’s health is paramount, and neglecting these expenses can lead to severe consequences in the long run.On the other hand, distinguishing between essential expenses and non-essential expenses is crucial for effective budgeting. Non-essential expenses, such as dining out, entertainment, or luxury items, should be minimized or eliminated when trying to stay within a budget. By focusing on essential expenses, individuals can ensure that their basic needs are met before allocating money towards discretionary spending.Furthermore, understanding essential expenses can aid in creating a sustainable financial plan. By tracking these necessary costs, individuals can identify areas where they might be overspending or where they can cut back. For example, if someone realizes they are spending too much on utilities, they can take steps to reduce consumption, such as using energy-efficient appliances or being more mindful about water usage.Moreover, during financial hardships or unexpected emergencies, having a clear understanding of what constitutes an essential expense can help individuals navigate tough times. When faced with job loss or medical emergencies, knowing which expenses are vital allows for better decision-making and prioritization of resources. It enables individuals to focus on what truly matters, thereby reducing stress and anxiety associated with financial instability.In conclusion, the concept of essential expense (必要支出) is foundational to anyone looking to achieve financial stability. By identifying and prioritizing these necessary costs, individuals can create a budget that ensures their basic needs are met while allowing for some discretionary spending. Ultimately, understanding essential expenses not only promotes better financial management but also contributes to overall well-being and peace of mind.