export credit guarantee

简明释义

出口信贷担保

英英释义

例句

1.Many developing countries rely on export credit guarantees to boost their trade activities.

许多发展中国家依赖出口信用担保来促进贸易活动。

2.The government provides an export credit guarantee to help local businesses expand their markets abroad.

政府提供出口信用担保以帮助当地企业拓展海外市场。

3.With an export credit guarantee, the exporter feels more secure about receiving payment for their goods.

有了出口信用担保，出口商对其货物的付款感到更加安心。

4.The bank offered an export credit guarantee to facilitate the transaction between the two companies.

银行提供了出口信用担保以促进两家公司之间的交易。

5.Investors are more likely to fund projects that have an export credit guarantee backing them.

投资者更可能资助那些有出口信用担保支持的项目。

作文

In today's globalized economy, businesses are constantly seeking ways to expand their markets and reach customers beyond their domestic borders. One of the key tools that facilitate this international trade is the concept of an export credit guarantee. An export credit guarantee is a financial instrument provided by governments or specialized agencies to protect exporters against the risk of non-payment by foreign buyers. This mechanism not only encourages companies to venture into foreign markets but also plays a crucial role in promoting economic growth and stability.When a company decides to export its products, it often faces various risks, including political instability, currency fluctuations, and the possibility of buyer insolvency. These factors can deter many businesses from pursuing international sales due to the fear of losing money. However, with an export credit guarantee, exporters can mitigate these risks. The guarantee assures the exporter that if the foreign buyer fails to pay for the goods, the government or agency will compensate them for their losses. This assurance allows exporters to confidently engage in international trade, knowing they have a safety net in place.Moreover, export credit guarantees are particularly beneficial for small and medium-sized enterprises (SMEs) that may lack the financial resources to absorb potential losses from international transactions. By providing these guarantees, governments can help level the playing field for smaller businesses, enabling them to compete with larger corporations that might have more robust financial backing. This support fosters innovation and diversification in the economy, as SMEs often introduce unique products and services to the global market.Furthermore, the presence of an export credit guarantee can also enhance a country's overall trade competitiveness. When exporters feel secure in their international dealings, they are more likely to increase their export volumes, which can lead to a favorable balance of trade. A strong export sector contributes to job creation, increased production, and overall economic prosperity. Additionally, countries with effective export credit guarantee programs often attract foreign investment, as investors seek to capitalize on the growth potential of a thriving export market.However, it is essential to note that while export credit guarantees provide significant benefits, they must be managed carefully to avoid potential pitfalls. Over-reliance on guarantees can lead to moral hazard, where exporters take on excessive risks because they believe they are protected. Therefore, it is crucial for governments and agencies to implement strict guidelines and assessments when issuing these guarantees to ensure that they are supporting viable and responsible export activities.In conclusion, the concept of export credit guarantee serves as a vital component in the realm of international trade. By providing protection against payment risks, these guarantees empower exporters to explore new markets and drive economic growth. As globalization continues to shape the business landscape, the role of export credit guarantees will remain pivotal in fostering trade relationships and enhancing the competitiveness of nations in the global marketplace.

在当今全球化经济中，企业不断寻求扩大市场并接触到国内边界以外的客户。促进国际贸易的关键工具之一是“出口信用担保”的概念。“出口信用担保”是由政府或专业机构提供的一种金融工具，旨在保护出口商免受外国买方不付款的风险。这一机制不仅鼓励公司进入外国市场，而且在促进经济增长和稳定方面发挥着至关重要的作用。当一家公司决定出口其产品时，往往面临各种风险，包括政治不稳定、货币波动以及买方破产的可能性。这些因素可能会使许多企业因害怕损失而不敢追求国际销售。然而，有了“出口信用担保”，出口商可以减轻这些风险。这项担保向出口商保证，如果外国买方未能支付货款，政府或机构将补偿他们的损失。这一保障使出口商能够自信地参与国际贸易，知道他们有安全网在保护他们。此外，“出口信用担保”对于缺乏财务资源以吸收国际交易潜在损失的小型和中型企业（SMEs）尤其有利。通过提供这些担保，政府可以帮助小型企业与可能拥有更强大财务支持的大型企业平起平坐。这种支持促进了经济中的创新和多样化，因为小型企业通常会向全球市场引入独特的产品和服务。此外，“出口信用担保”的存在还可以增强一个国家的整体贸易竞争力。当出口商对其国际交易感到安全时，他们更有可能增加出口量，这可能导致贸易顺差。强大的出口部门有助于创造就业机会、增加生产和整体经济繁荣。此外，拥有有效的“出口信用担保”项目的国家通常会吸引外国投资，因为投资者希望利用蓬勃发展的出口市场的增长潜力。然而，需要注意的是，虽然“出口信用担保”提供了显著的好处，但必须谨慎管理，以避免潜在的陷阱。过度依赖担保可能导致道德风险，即出口商因为相信自己受到保护而承担过多风险。因此，政府和机构在发放这些担保时，必须实施严格的指导方针和评估，以确保他们支持可行和负责任的出口活动。总之，“出口信用担保”的概念在国际贸易领域中作为一个重要组成部分。通过提供对付款风险的保护，这些担保使出口商能够探索新市场并推动经济增长。随着全球化继续塑造商业格局，“出口信用担保”的角色将在促进贸易关系和增强国家在全球市场竞争力方面保持关键。