export credit guarantee

简明释义

出口货信用担保出口信贷担保

英英释义

例句

1.Many banks require an export credit guarantee before approving loans for international trade.

许多银行在批准国际贸易贷款之前需要出口信贷担保。

2.With the export credit guarantee, our company was able to secure financing for our overseas projects.

有了出口信贷担保，我们公司能够为海外项目获得融资。

3.The government provides an export credit guarantee to help businesses mitigate risks when entering new markets.

政府提供出口信贷担保，帮助企业在进入新市场时降低风险。

4.The export credit guarantee program is designed to support small and medium-sized enterprises in expanding their exports.

该出口信贷担保计划旨在支持中小企业扩大出口。

5.By utilizing the export credit guarantee, we were able to offer better payment terms to our foreign buyers.

通过利用出口信贷担保，我们能够为外国买家提供更好的付款条件。

作文

In today's globalized economy, businesses are increasingly looking beyond their domestic markets to expand their reach and increase profitability. However, venturing into international trade comes with its own set of challenges, particularly when it comes to financial risks. One of the most significant risks that exporters face is the possibility of non-payment by foreign buyers. To mitigate this risk, many countries offer an instrument known as export credit guarantee, which plays a crucial role in facilitating international trade. This essay will explore the concept of export credit guarantee, its importance for exporters, and how it operates within the framework of international commerce.The term export credit guarantee refers to a financial product provided by governments or specialized agencies that protects exporters against the risk of non-payment by foreign buyers. Essentially, it serves as a safety net for businesses that engage in exporting goods and services. When a company sells its products to a buyer in another country, there is always a risk that the buyer may default on payment due to various reasons, such as political instability, economic downturns, or insolvency. The export credit guarantee helps alleviate these concerns by providing coverage for the exporter, ensuring that they receive payment even if the buyer fails to fulfill their obligations.The importance of export credit guarantee cannot be overstated. For many small and medium-sized enterprises (SMEs), entering foreign markets can be daunting due to the perceived risks involved. By utilizing an export credit guarantee, these businesses can confidently pursue international opportunities without the fear of losing significant amounts of money. This not only encourages more companies to export but also contributes to the overall growth of the economy by increasing the volume of international trade.Moreover, export credit guarantee schemes often come with additional benefits, such as access to financing and improved credit terms. Many financial institutions are more willing to lend to exporters who have an export credit guarantee in place, as it reduces the perceived risk associated with international transactions. This means that exporters can secure the necessary funds to produce and ship their goods, further enhancing their ability to compete in global markets.The operation of export credit guarantee programs typically involves a few key steps. First, the exporter applies for the guarantee through a government agency or a designated financial institution. The agency assesses the risk associated with the transaction, taking into account factors such as the buyer's creditworthiness and the political stability of the buyer's country. If the application is approved, the agency issues the guarantee, which outlines the terms and conditions under which the exporter will be compensated in case of non-payment.In conclusion, the export credit guarantee is an essential tool for businesses looking to engage in international trade. It provides a layer of protection against financial risks, enabling exporters to explore new markets with confidence. As globalization continues to shape the world economy, understanding the role and benefits of export credit guarantee becomes increasingly important for businesses seeking to thrive in the competitive landscape of international commerce.

在当今全球化的经济中，企业越来越多地将目光投向国内市场之外，以扩大其影响力并增加盈利能力。然而，进入国际贸易伴随着一系列挑战，尤其是在财务风险方面。出口商面临的最重大风险之一是外国买方不付款的可能性。为了减轻这种风险，许多国家提供一种称为出口信用担保的工具，这在促进国际贸易中发挥着至关重要的作用。本文将探讨出口信用担保的概念、它对出口商的重要性以及它在国际商业框架中的运作方式。术语出口信用担保是指由政府或专业机构提供的一种金融产品，旨在保护出口商免受外国买方不付款的风险。它实质上为从事出口商品和服务的企业提供了安全网。当一家公司将其产品销售给另一个国家的买方时，总是存在买方因各种原因（如政治动荡、经济衰退或破产）而违约的风险。出口信用担保通过为出口商提供保障，确保他们即使在买方未能履行义务的情况下也能收到付款，从而帮助缓解这些担忧。出口信用担保的重要性不容小觑。对于许多中小企业而言，由于涉及的潜在风险，进入外国市场可能令人畏惧。通过利用出口信用担保，这些企业可以自信地追求国际机会，而不必担心损失大量资金。这不仅鼓励更多公司进行出口，还通过增加国际贸易的规模来促进整体经济增长。此外，出口信用担保计划通常还附带其他好处，例如获得融资和改善信用条款。许多金融机构更愿意向拥有出口信用担保的出口商提供贷款，因为这降低了与国际交易相关的潜在风险。这意味着出口商可以获得生产和运输商品所需的资金，进一步增强他们在全球市场上的竞争能力。出口信用担保计划的运作通常涉及几个关键步骤。首先，出口商通过政府机构或指定的金融机构申请担保。该机构评估与交易相关的风险，考虑买方的信用状况和买方国家的政治稳定性等因素。如果申请获得批准，该机构将签发担保，概述在买方不付款的情况下，出口商将获得赔偿的条款和条件。总之，出口信用担保是希望参与国际贸易的企业的基本工具。它为财务风险提供了一层保护，使出口商能够自信地探索新市场。随着全球化继续塑造世界经济，理解出口信用担保的作用和好处对寻求在国际商业竞争环境中蓬勃发展的企业变得越来越重要。