export credit guarantee

简明释义

出口货信用担保

英英释义

例句

1.Many exporters rely on export credit guarantees to secure financing for their overseas transactions.

许多出口商依赖出口信贷担保来为他们的海外交易获得融资。

2.An export credit guarantee can help mitigate the risks associated with political instability in the buyer's country.

一个出口信贷担保可以帮助减轻买方国家政治不稳定带来的风险。

3.The government provides an export credit guarantee to help local businesses expand into international markets.

政府提供出口信贷担保以帮助当地企业扩展到国际市场。

4.The bank required an export credit guarantee before approving the loan for the export deal.

银行在批准出口交易的贷款之前要求提供出口信贷担保。

5.With an export credit guarantee, companies can reduce the risk of non-payment from foreign buyers.

有了出口信贷担保，公司可以降低来自外国买家的不付款风险。

作文

In the world of international trade, businesses often face a myriad of risks that can jeopardize their financial stability. One significant risk is the possibility of not receiving payment for goods and services provided to foreign buyers. To mitigate this risk, many countries offer various financial instruments and support mechanisms. One such instrument is the export credit guarantee, which plays a crucial role in facilitating international trade by providing protection to exporters against potential payment defaults by foreign buyers.The concept of export credit guarantee refers to a government-backed insurance policy that safeguards exporters from the risk of non-payment. When a company sells its products or services to a buyer in another country, there is always a chance that the buyer may fail to pay due to various reasons, such as political instability, economic downturns, or insolvency. The export credit guarantee provides a safety net for exporters, ensuring that they will receive compensation even if the buyer defaults on payment.This mechanism is particularly important for small and medium-sized enterprises (SMEs) that may lack the financial resources to absorb the losses associated with unpaid invoices. By securing an export credit guarantee, these businesses can confidently enter new markets, knowing that they have a layer of protection in place. This encourages them to expand their operations internationally, ultimately contributing to economic growth and job creation.Moreover, the export credit guarantee not only protects individual exporters but also enhances the overall competitiveness of a country's export sector. When exporters feel secure in their transactions, they are more likely to engage in cross-border trade, which can lead to increased foreign exchange earnings for the nation. This is particularly vital for developing countries that rely heavily on exports to fuel their economies.In addition to providing financial security, export credit guarantees can also promote responsible lending practices. Export credit agencies often conduct thorough assessments of the creditworthiness of foreign buyers before issuing guarantees. This means that only those buyers who demonstrate a reasonable likelihood of fulfilling their payment obligations will be supported. Consequently, this process helps to ensure that exporters are not exposed to excessive risk, while also encouraging sound business practices among international buyers.Furthermore, the presence of an export credit guarantee can make it easier for exporters to secure financing from banks and other financial institutions. When lenders see that a transaction is backed by a government guarantee, they may be more willing to provide loans or lines of credit to the exporter. This access to financing can further enhance the ability of businesses to grow and compete in the global market.However, it is essential for exporters to understand the terms and conditions associated with export credit guarantees. While these guarantees provide valuable protection, they often come with specific requirements and limitations. Exporters must be diligent in researching and selecting the right guarantee program that aligns with their business needs and risk appetite.In conclusion, the export credit guarantee is a vital tool for facilitating international trade and protecting exporters from payment risks. By offering financial security and promoting responsible lending practices, these guarantees empower businesses to explore new markets and contribute to economic development. As globalization continues to shape the business landscape, understanding and utilizing export credit guarantees will be essential for companies looking to thrive in the competitive world of international trade.

在国际贸易的世界中，企业常常面临各种风险，这些风险可能危及其财务稳定。其中一个重要的风险是未能收到对外国买方提供的商品和服务的付款。为了降低这种风险，许多国家提供各种金融工具和支持机制。其中一种工具就是出口信用担保，它通过为出口商提供保护以防止潜在的付款违约，在促进国际贸易方面发挥着至关重要的作用。出口信用担保的概念指的是一种由政府支持的保险政策，旨在保护出口商免受不付款的风险。当一家公司将其产品或服务销售给另一个国家的买方时，总是有可能由于政治不稳定、经济衰退或破产等各种原因，买方可能无法支付。出口信用担保为出口商提供了安全网，确保即使买方违约，出口商也能获得赔偿。这一机制对于中小企业（SMEs）尤其重要，因为这些企业可能缺乏吸收未付发票损失的财务资源。通过获得出口信用担保，这些企业可以自信地进入新市场，知道他们有一层保护措施。这鼓励他们在国际上扩展业务，最终促进经济增长和创造就业机会。此外，出口信用担保不仅保护个别出口商，还增强了一个国家出口部门的整体竞争力。当出口商在交易中感到安全时，他们更有可能参与跨境贸易，这可能导致国家外汇收入的增加。这对于依赖出口来推动经济发展的发展中国家尤为重要。除了提供财务安全外，出口信用担保还可以促进负责任的贷款实践。出口信用机构通常会在发放担保之前，对外国买方的信用worthiness进行彻底评估。这意味着只有那些表现出合理履行付款义务可能性的买方才会得到支持。因此，这一过程有助于确保出口商不会面临过度风险，同时也鼓励国际买方采取良好的商业实践。此外，出口信用担保的存在可以使出口商更容易获得银行和其他金融机构的融资。当贷款人看到一笔交易得到了政府担保的支持时，他们可能更愿意向出口商提供贷款或信用额度。这种融资的获取进一步增强了企业在全球市场中成长和竞争的能力。然而，出口商必须了解与出口信用担保相关的条款和条件。虽然这些担保提供了宝贵的保护，但通常附带特定的要求和限制。出口商必须在研究和选择符合其商业需求和风险承受能力的正确担保计划时保持谨慎。总之，出口信用担保是促进国际贸易和保护出口商免受付款风险的重要工具。通过提供财务安全和促进负责任的贷款实践，这些担保使企业能够探索新市场并为经济发展做出贡献。随着全球化继续塑造商业环境，理解和利用出口信用担保将对希望在国际贸易竞争中蓬勃发展的公司至关重要。