documentary credit

简明释义

押汇信用证

英英释义

例句

1.Before shipping the goods, the seller must check the terms of the documentary credit 跟单信用证 carefully.

在发货之前，卖方必须仔细检查documentary credit 跟单信用证的条款。

2.The exporter received payment through a documentary credit 跟单信用证 issued by the bank.

出口商通过银行开出的documentary credit 跟单信用证收到了付款。

3.The bank confirmed the documentary credit 跟单信用证, assuring the seller of payment upon compliance with the terms.

银行确认了documentary credit 跟单信用证，确保卖方在遵守条款后能够收到付款。

4.To ensure security in international trade, many companies prefer using documentary credit 跟单信用证 as a payment method.

为了确保国际贸易的安全，许多公司更喜欢使用documentary credit 跟单信用证作为付款方式。

5.In case of disputes, the documentary credit 跟单信用证 serves as a legal document to resolve issues between parties.

在发生争议时，documentary credit 跟单信用证作为法律文件可以帮助解决各方之间的问题。

作文

In the world of international trade, various financial instruments facilitate transactions between buyers and sellers. One such instrument is the documentary credit, which plays a crucial role in ensuring that both parties fulfill their obligations. A documentary credit is a written commitment from a bank on behalf of a buyer, guaranteeing payment to the seller upon the presentation of specific documents. This method of payment is particularly beneficial in situations where trust between the buyer and seller may be limited due to geographical distance or unfamiliarity with each other's business practices.The process of using a documentary credit begins when the buyer applies for it through their bank, known as the issuing bank. The buyer's bank then issues the documentary credit in favor of the seller, who is often referred to as the beneficiary. The documentary credit outlines the conditions under which payment will be made, including the types of documents required, such as shipping documents, invoices, and insurance certificates.Once the seller receives the documentary credit, they can begin to fulfill the order. After the goods are shipped, the seller must present the required documents to their own bank, known as the advising bank. The advising bank checks the documents to ensure they comply with the terms set forth in the documentary credit. If everything is in order, the advising bank forwards the documents to the issuing bank, which then releases the payment to the seller.One of the key advantages of using a documentary credit is that it minimizes risks for both the buyer and the seller. For the buyer, the documentary credit ensures that payment will only be made if the seller provides the correct documentation, thereby reducing the risk of paying for goods that are not delivered or do not meet the agreed-upon specifications. For the seller, the documentary credit guarantees that they will receive payment as long as they comply with the terms outlined in the credit, thus providing them with a level of security in an otherwise uncertain transaction.However, there are also some challenges associated with documentary credits. The strict adherence to documentation requirements can lead to complications if there are discrepancies in the documents presented. Even minor errors, such as a misspelled name or incorrect dates, can result in delays or non-payment. Therefore, both parties must pay careful attention to the details when preparing and reviewing documents related to a documentary credit.In conclusion, the documentary credit serves as a vital tool in international trade, providing security and confidence to both buyers and sellers. By understanding how a documentary credit works and the benefits it offers, businesses can navigate the complexities of international transactions more effectively. As global trade continues to expand, the importance of instruments like the documentary credit will only grow, making it essential for companies engaged in international commerce to familiarize themselves with this financial mechanism.

在国际贸易的世界中，各种金融工具促进买卖双方之间的交易。其中一个重要的工具是信用证，它在确保双方履行义务方面发挥着关键作用。信用证是银行代表买方发出的书面承诺，保证在提供特定文件时向卖方付款。这种付款方式在买卖双方由于地理距离或对彼此商业实践的不熟悉而可能存在信任限制的情况下特别有益。使用信用证的过程始于买方通过其银行申请该信用证，称为开证行。买方的银行随后以卖方（通常称为受益人）的名义签发信用证。信用证列出了付款的条件，包括所需文件的类型，如运输单据、发票和保险凭证。一旦卖方收到信用证，他们就可以开始履行订单。在货物装运后，卖方必须向其自己的银行（称为通知行）提交所需的文件。通知行检查文件，以确保其符合信用证中规定的条款。如果一切正常，通知行将文件转发给开证行，开证行随后向卖方支付款项。使用信用证的一个主要优点是，它减少了买卖双方的风险。对于买方来说，信用证确保只有在卖方提供正确的文件时才会付款，从而减少了支付未交付或不符合约定规格的货物的风险。对于卖方而言，信用证保证只要他们遵守信用证中列出的条款，就会收到付款，从而在不确定的交易中为他们提供了一定的安全性。然而，信用证也存在一些挑战。严格遵守文件要求可能会导致在提交的文件中出现差异时出现复杂情况。即使是小错误，例如拼写错误或日期不正确，也可能导致延误或无法付款。因此，双方在准备和审核与信用证相关的文件时必须仔细关注细节。总之，信用证作为国际贸易中的重要工具，为买卖双方提供了安全感和信心。通过了解信用证的运作方式及其提供的好处，企业可以更有效地应对国际交易的复杂性。随着全球贸易的不断扩大，像信用证这样的工具的重要性只会增加，因此参与国际商务的公司熟悉这一金融机制至关重要。