documentary bill

简明释义

跟单汇票

英英释义

A documentary bill is a financial instrument used in international trade, where a seller presents shipping and title documents to a bank or financial institution to receive payment from the buyer's bank upon delivery of goods.

单据汇票是一种用于国际贸易的金融工具,卖方向银行或金融机构提交运输和所有权文件,以便在货物交付后从买方的银行收取付款。

例句

1.The exporter sent a documentary bill to the bank for collection after shipping the goods.

出口商在发货后向银行提交了一份单据汇票以进行追索。

2.In international trade, a documentary bill serves as a guarantee of payment.

在国际贸易中,单据汇票作为付款的担保。

3.The buyer must provide the necessary documents to obtain the documentary bill from the bank.

买方必须提供必要的文件以从银行获得单据汇票

4.A documentary bill is crucial for securing financing in export transactions.

单据汇票在出口交易中对于确保融资至关重要。

5.After reviewing the documentary bill, the bank approved the payment to the seller.

在审核了单据汇票后,银行批准了对卖方的付款。

作文

In international trade, various financial instruments are utilized to facilitate transactions between buyers and sellers. One such instrument is the documentary bill, which plays a crucial role in ensuring that both parties fulfill their obligations. A documentary bill is essentially a written order that is used in conjunction with shipping documents, allowing the seller to receive payment while providing the buyer with the necessary documentation to claim ownership of the goods. This mechanism helps to mitigate risks associated with international commerce, particularly when dealing with unfamiliar partners in different countries.The process begins when the seller ships the goods and prepares the required shipping documents, which typically include the bill of lading, commercial invoice, and insurance certificate. Once these documents are ready, the seller submits them to their bank, along with a documentary bill. The bank then forwards these documents to the buyer's bank, accompanied by instructions to release the documents only upon payment or acceptance of a draft.For the buyer, the documentary bill serves as a guarantee that they will receive the goods they purchased. By requiring the buyer to pay or accept the draft before obtaining the shipping documents, the seller ensures that they will be compensated for the transaction. This arrangement protects the seller from the risk of non-payment, as they retain control over the goods until they receive the agreed-upon payment.Moreover, the use of a documentary bill can also streamline the process of customs clearance. When the buyer presents the shipping documents to customs authorities, it confirms their ownership of the goods, facilitating a smoother import process. This aspect is particularly important in international trade, where customs regulations can vary significantly from one country to another.However, it is essential for both parties to understand the terms outlined in the documentary bill. Any discrepancies in the documents or failure to comply with the specified terms can lead to delays, additional costs, or even disputes. Therefore, clear communication and thorough documentation are vital components of using a documentary bill effectively.In conclusion, the documentary bill serves as a fundamental tool in international trade, providing security and assurance for both buyers and sellers. By understanding the mechanics and implications of this financial instrument, businesses can navigate the complexities of global commerce more effectively. As international trade continues to expand, the importance of utilizing instruments like the documentary bill will only grow, highlighting the necessity for companies to stay informed and adaptable in an ever-evolving market.

在国际贸易中,各种金融工具被用于促进买卖双方之间的交易。其中一种工具是单据汇票,它在确保双方履行义务方面发挥着至关重要的作用。单据汇票本质上是一种书面指令,用于与运输文件结合使用,使卖方在提供买方必要的文件以索取货物所有权的同时获得付款。这一机制有助于降低与国际商业相关的风险,特别是在与不同国家的不熟悉合作伙伴打交道时。这一过程始于卖方发货并准备所需的运输文件,这些文件通常包括提单、商业发票和保险证明。一旦这些文件准备就绪,卖方便将其提交给自己的银行,并附上单据汇票。然后,银行将这些文件转发给买方的银行,并附上仅在付款或接受汇票后才释放文件的指示。对于买方而言,单据汇票作为他们将收到所购商品的保证。通过要求买方在获得运输文件之前支付或接受汇票,卖方确保他们能获得交易的补偿。这种安排保护了卖方免受未付款风险,因为在收到约定的付款之前,他们仍然控制着货物。此外,使用单据汇票还可以简化海关清关的过程。当买方向海关当局出示运输文件时,它确认了他们对货物的所有权,从而促进了更顺利的进口流程。这一点在国际贸易中尤为重要,因为各国的海关法规可能会显著不同。然而,双方必须了解单据汇票中列出的条款。文件中的任何差异或未能遵守规定的条款都可能导致延误、额外费用甚至争议。因此,清晰的沟通和全面的文档是有效使用单据汇票的重要组成部分。总之,单据汇票作为国际贸易中的基本工具,为买卖双方提供了安全性和保障。通过理解这一金融工具的机制和影响,企业可以更有效地应对全球商业的复杂性。随着国际贸易的持续扩展,使用像单据汇票这样的工具的重要性将只会增加,这突显了公司在不断变化的市场中保持信息灵通和适应能力的必要性。