disbursement on loan

简明释义

贷款拨付

英英释义

例句

1.After submitting all the necessary documents, she received the disbursement on loan within a week.

在提交所有必要文件后，她在一周内收到了贷款发放。

2.The bank confirmed the disbursement on loan for the new car purchase.

银行确认了用于新车购买的贷款发放。

3.He was relieved when he saw the disbursement on loan in his account.

当他看到账户中的贷款发放时，感到松了一口气。

4.The disbursement on loan is subject to approval from the finance committee.

这笔贷款发放需经过财务委员会的批准。

5.The disbursement on loan will cover the renovation costs of your home.

这笔贷款发放将覆盖你家装修的费用。

作文

In the world of finance, understanding various terms is crucial for effective management of resources. One such term is disbursement on loan, which refers to the process of distributing funds that have been borrowed from a financial institution. This concept is particularly important for individuals and businesses seeking to finance projects, purchase assets, or manage cash flow. When a borrower takes out a loan, the lender agrees to provide a certain amount of money, which is then disbursed according to the terms of the loan agreement. The disbursement on loan process typically involves several steps, including application, approval, and finally, the release of funds.To further understand the significance of disbursement on loan, it is essential to consider the different types of loans available. For instance, personal loans, mortgages, and business loans all have unique criteria and procedures for disbursement. In the case of a mortgage, the funds are usually disbursed in stages as the construction progresses, while personal loans might be disbursed in a lump sum. This flexibility allows borrowers to manage their finances effectively, ensuring that they receive the necessary funds at the right time.Moreover, the timing of the disbursement on loan can greatly impact the borrower’s financial situation. Delays in disbursement can lead to missed opportunities or increased costs. For example, if a business is waiting for funds to purchase equipment, any delay could hinder its operations and negatively affect its profitability. Therefore, it is vital for borrowers to communicate clearly with their lenders about the expected timeline for disbursement and to ensure that all required documentation is submitted promptly.Another important aspect of disbursement on loan is the interest rates associated with loans. The cost of borrowing is a critical factor that borrowers must consider when applying for a loan. Interest rates can vary significantly based on the type of loan, the borrower's creditworthiness, and market conditions. Understanding how interest accumulates on a loan can help borrowers make informed decisions about when to apply for a loan and how much to borrow. Additionally, knowing the terms of disbursement on loan can aid in budgeting for repayments, as borrowers will need to account for both the principal and interest when planning their finances.Furthermore, borrowers should be aware of the potential fees associated with the disbursement on loan. Lenders may charge processing fees, origination fees, or other costs that can affect the total amount disbursed. It is essential for borrowers to read the fine print of their loan agreements carefully and to ask questions if anything is unclear. This diligence can prevent unexpected expenses and ensure that borrowers fully understand their financial obligations.In conclusion, mastering the concept of disbursement on loan is vital for anyone looking to navigate the financial landscape successfully. By understanding the different types of loans, the importance of timely disbursement, the impact of interest rates, and the potential fees involved, borrowers can make better financial decisions. Whether for personal use or business purposes, being well-informed about the disbursement on loan process can lead to more effective financial management and ultimately contribute to achieving one's financial goals.

在金融世界中，理解各种术语对有效管理资源至关重要。其中一个术语是贷款发放，指的是从金融机构借款后分配资金的过程。这个概念对于寻求融资项目、购买资产或管理现金流的个人和企业尤为重要。当借款人申请贷款时，贷方同意提供一定金额的资金，然后根据贷款协议的条款进行发放。贷款发放过程通常包括几个步骤，包括申请、审批，最后是资金的释放。为了进一步理解贷款发放的重要性，有必要考虑可用的不同类型的贷款。例如，个人贷款、抵押贷款和商业贷款都有独特的标准和发放程序。在抵押贷款的情况下，资金通常会随着施工进度分阶段发放，而个人贷款可能一次性发放。这种灵活性使借款人能够有效管理他们的财务，确保他们在适当的时间获得必要的资金。此外，贷款发放的时机可以极大地影响借款人的财务状况。发放延迟可能导致错失机会或增加成本。例如，如果一家企业在等待资金以购买设备，任何延迟都可能阻碍其运营并对其盈利能力产生负面影响。因此，借款人与贷方之间就预期的发放时间进行清晰沟通至关重要，并确保所有所需文件及时提交。贷款发放的另一个重要方面是与贷款相关的利率。借款成本是借款人在申请贷款时必须考虑的关键因素。利率可能因贷款类型、借款人的信用worthiness和市场条件而有显著差异。了解贷款利息如何积累可以帮助借款人明智地决定何时申请贷款以及借多少。此外，了解贷款发放的条款可以帮助借款人预算还款，因为借款人需要在计划财务时考虑本金和利息。此外，借款人应注意与贷款发放相关的潜在费用。贷方可能会收取处理费用、发放费用或其他可能影响总发放金额的费用。因此，借款人必须仔细阅读贷款协议的细则，并在任何不清楚的地方提出问题。这种勤奋可以防止意外支出，并确保借款人充分理解他们的财务义务。总之，掌握贷款发放这一概念对于任何希望成功驾驭金融环境的人来说都是至关重要的。通过了解不同类型的贷款、及时发放的重要性、利率的影响以及可能涉及的费用，借款人可以做出更好的财务决策。无论是出于个人用途还是商业目的，充分了解贷款发放过程都能导致更有效的财务管理，并最终有助于实现个人的财务目标。