deferred payment

简明释义

延期支付

英英释义

例句

1.The store promotes deferred payment options to increase sales during the holiday season.

商店在假日季节推广延期付款选项以增加销售额。

2.The contract includes a deferred payment clause that allows the buyer to pay later.

合同中包括一项延期付款条款，允许买方稍后付款。

3.With a deferred payment arrangement, you can purchase the car now and pay over time.

通过延期付款安排，你可以现在购买汽车并分期付款。

4.The company offers a deferred payment plan to help customers manage their finances better.

该公司提供延期付款计划，帮助客户更好地管理财务。

5.Many students choose deferred payment options for their tuition fees.

许多学生选择他们学费的延期付款选项。

作文

In today's fast-paced world, the concept of finance has evolved significantly, and one term that has gained prominence is deferred payment. This financial arrangement allows individuals or businesses to postpone their payment obligations to a future date. The idea behind deferred payment is to provide flexibility and ease financial stress for consumers and businesses alike. For instance, when purchasing a car, a buyer may choose a deferred payment plan that allows them to drive the car immediately while delaying the actual payment until a later date. This can be particularly beneficial for those who may not have enough cash on hand at the moment but still need to make an essential purchase.The advantages of deferred payment schemes are numerous. Firstly, they offer immediate access to goods and services without the burden of upfront costs. This accessibility can lead to increased consumer spending, which in turn stimulates economic growth. Additionally, deferred payment options can help individuals manage their cash flow more effectively. For example, during the holiday season, many people find themselves in need of extra funds to buy gifts. By utilizing deferred payment plans, they can make purchases now and pay for them later, easing the financial strain during this busy time.However, it is essential to approach deferred payment arrangements with caution. While they can be advantageous, they also come with potential risks. Consumers may be tempted to overspend, thinking they can defer payments indefinitely. This can lead to a cycle of debt if not managed properly. Furthermore, some deferred payment plans may include hidden fees or high-interest rates that can accumulate over time, ultimately costing the consumer more than if they had paid upfront.In addition, businesses offering deferred payment options must ensure they have robust systems in place to manage these transactions. They need to assess the creditworthiness of customers to mitigate the risk of defaults. Failure to do so can result in significant financial losses for the business. Therefore, while deferred payment can be a useful tool in the marketplace, it requires careful consideration from both consumers and businesses.In conclusion, deferred payment is an increasingly popular financial option that provides flexibility and convenience to consumers. It allows individuals to access products and services without the immediate financial burden, fostering economic activity. However, like any financial tool, it comes with its set of challenges and risks. As such, it is crucial for consumers to understand the terms of deferred payment agreements fully and to budget appropriately to avoid potential pitfalls. With responsible use, deferred payment can be a valuable asset in managing personal finances and making significant purchases without undue stress.

在当今快节奏的世界中，金融概念发生了显著变化，其中一个突出的术语是延期付款。这种金融安排允许个人或企业将付款义务推迟到未来的某个日期。延期付款的理念是为消费者和企业提供灵活性，减轻财务压力。例如，在购买汽车时，买家可以选择延期付款计划，这样他们就可以立即驾驶汽车，而将实际付款推迟到稍后的日期。这对于那些此时可能没有足够现金但仍需要进行必要购买的人尤其有益。延期付款计划的优势有很多。首先，它们提供了无需预付款即可立即获得商品和服务的机会。这种可及性可以导致消费者支出的增加，从而刺激经济增长。此外，延期付款选项可以帮助个人更有效地管理现金流。例如，在假日季节，许多人发现自己需要额外的资金来购买礼物。通过利用延期付款计划，他们可以现在进行购买，稍后再付款，从而缓解这个繁忙时期的财务压力。然而，重要的是要谨慎对待延期付款安排。虽然它们可能是有利的，但也伴随着潜在的风险。消费者可能会被诱惑超支，认为他们可以无限期推迟付款。这可能导致债务循环，如果管理不当。此外，一些延期付款计划可能包括隐藏费用或高利率，这些费用可能随着时间的推移而累积，最终使消费者的成本超过如果他们提前付款的情况。此外，提供延期付款选项的企业必须确保他们有强大的系统来管理这些交易。他们需要评估客户的信用worthiness，以降低违约风险。如果做不到这一点，可能会导致企业的重大财务损失。因此，尽管延期付款可以成为市场中的有用工具，但它需要消费者和企业的谨慎考虑。总之，延期付款是一种日益流行的金融选择，为消费者提供灵活性和便利性。它使个人能够在没有立即财务负担的情况下接触产品和服务，从而促进经济活动。然而，像任何金融工具一样，它也有其挑战和风险。因此，消费者必须充分理解延期付款协议的条款，并适当地进行预算，以避免潜在的陷阱。如果使用得当，延期付款可以成为管理个人财务和进行重大采购而不造成过度压力的宝贵资产。